Greenstate Cedar Rapids IA Credit Union | Top Checking & Auto Loans

Introduction

Welcome to Greenstate, your trusted financial partner located at 1400 Blairs Ferry Rd NE, Cedar Rapids, IA 52402. Established in 1938, our credit union has grown alongside the community, proudly serving over 455,892 members with a commitment to helping them achieve their financial goals. With total assets exceeding $10.6 billion and total deposits of $961.8 million, we are dedicated to providing secure and reliable banking solutions tailored to your needs. At Greenstate, we believe in making banking easy and accessible. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our friendly team is here to guide you through every step of your financial journey. Under the leadership of our CEO, Vic Israni, and Board President, Fred Mims, we strive to create a welcoming environment where you feel valued as a member. While members can visit us at our branch for in-person assistance, official correspondence should be sent to our mailing address at 1400 Blairs Ferry Rd NE, Cedar Rapids, IA 52402. We also offer online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. Join us today and experience the difference that a member-focused credit union can make! For any inquiries or assistance, don't hesitate to call us at 800-397-3790. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, Greenstate embraces innovation while ensuring accessibility for all. Our digital advancements make banking easier than ever with features like online and mobile banking. We take pride in being ADA compliant and offering services that cater to everyone's needs. With ATMs available and drive-thru services for quick transactions, we aim to provide convenience alongside quality service during our operating hours from 8:30 AM to 5:30 PM on weekdays.

Join Us

We invite you to experience the benefits of membership at Greenstate. Whether you're looking for a reliable place for your savings or considering a loan for your next vehicle purchase, we are here for you every step of the way. Join us today and become part of a community-focused credit union where your financial success matters. For more information or to open an account, visit our website or call us at 800-397-3790. Together, let's build a brighter financial future!

Our Mission

At Greenstate, our mission is clear: we strive to empower our members with the tools they need to achieve their financial goals. We believe in building strong relationships based on trust and transparency. Our team is here to support you whether you're opening a checking account or seeking advice on long-term investments. We are also dedicated to community support through various outreach programs and partnerships. By investing in local initiatives, we help create a stronger community for everyone. We understand that when our members thrive, so does Cedar Rapids.

Branch Location & Accessibility

Welcome to Greenstate, your friendly neighborhood credit union located at 1400 Blairs Ferry Rd Ne in Cedar Rapids, IA. Our branch is designed with your convenience in mind, making it easy for you to access all of our services. Whether you're stopping by to open a new account, seeking financial advice, or simply need to make a deposit, we're here to help. Our location is easily accessible and well-connected. Nestled near local landmarks, visiting us feels just like stopping by a friend's house. We have ample parking available, and our facilities are ADA compliant, ensuring everyone can access our services without any hassle. Plus, if you prefer the ease of banking from your car, we offer a drive-thru service that allows you to complete basic transactions quickly and efficiently. While members can visit us at 1400 Blairs Ferry Rd Ne for all their banking needs, please note that official correspondence should be directed to the same address as we do not have a separate mailing location. Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to stop in after work or during your lunch break. If you ever need assistance while on the go, we've got you covered with ATM availability right at our branch. At Greenstate, we offer various services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our team is dedicated to providing excellent service every step of the way. So why wait? We invite you to visit us or give us a call at 800-397-3790 today! Let's work together towards achieving your financial goals.

Member Eligibility

At Greenstate, we believe that everyone deserves a place in our welcoming community. If you're looking to join us, becoming a member is easier than you might think! Our membership is open to anyone who lives, works, or attends school in the areas we serve. This means that whether you're a local resident, employed nearby, or pursuing your education in our community, you can take advantage of all the benefits we offer. By joining Greenstate, you'll gain access to a range of financial services designed with your needs in mind, from competitive loan rates to personalized banking experiences. To get started on your membership journey, simply visit us at 1400 Blairs Ferry Rd Ne Cedar Rapids Ia 52402 or give us a call at (800) 397-3790. You can also find more detailed eligibility criteria and account opening information by checking out our resources at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html and https://www.greenstate.org/join.html. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly, giving your customers the convenience they expect. Our merchant services help businesses like yours enhance customer experience while streamlining operations. From point-of-sale systems to online payment options, we equip you with the tools needed to thrive in today's market. Visit us at 1400 Blairs Ferry Rd Ne Cedar Rapids Ia 52402, Cedar Rapids, IA, or contact us at (800) 397-3790 to learn more about how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

We understand that convenience is key in today's fast-paced world. That's why we have robust Online & Mobile Banking features, allowing you to manage your accounts from anywhere be it paying bills or transferring money using our person-to-person service. Our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Financing Your Dreams

If you've got plans for a new car or home, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel. Picture this: you find the car of your dreams and with our competitive rates, it's just a signature away. For those looking for a home sweet home, our Mortgage Loans & Refinancing services can help you secure that perfect place, whether it's your first home or an upgrade.

In-Person Assistance When You Need It

If face-to-face service is what you're after, our branch also provides basic drive-thru banking for deposits and withdrawals. We're here during convenient hours from 8:30 AM to 5:30 PM on weekdays so that you can easily fit banking into your busy schedule. At Greenstate, we're dedicated to making banking simple and accessible for all members of the community. If you're ready to take control of your financial future or want more information about any of our services, don't hesitate to reach out! Call us at (800) 397-3790, visit us at our branch in Cedar Rapids, or explore more on our website at https://www.greenstate.org/. Let's start building a brighter financial future together!

Personal Banking Made Easy

Whether you're starting your first savings account or looking to manage your household finances, our Personal Banking services are here for you. We offer various Checking & Savings Accounts that fit different lifestyles, ensuring that everyone finds the perfect match for their financial goals. Imagine setting up a savings account and watching your money grow effortlessly!

Simplifying Personal Finance

Managing debt can be daunting, but with our Personal Loans & Debt Consolidation, we aim to lighten your load. These loans can provide the relief you need by combining multiple debts into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which not only give you buying power but also rewards you for everyday purchases!

Supporting Local Businesses

For business owners, we offer tailored solutions through our Business Banking services. This includes essential tools like Merchant Services & Business Loans designed to help your enterprise thrive in today's competitive landscape.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter how busy life gets, managing your money shouldn't be complicated. Our mobile payments feature allows you to make purchases directly from your smartphone perfect for those spontaneous moments when you're out and about. With real-time account management and easy navigation, our digital banking services empower you to take control of your finances like never before. So whether you're looking to deposit checks remotely, view transaction history, or simply check your account balance, Greenstate has everything you need to stay connected and in charge of your financial journey. Experience the convenience of modern banking today!

Key Features

With our online banking services available at https://www.greenstate.org/, you can easily check your balance, pay bills, and transfer funds between accounts with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfers make it quick and hassle-free. Plus, if you prefer to handle transactions on your mobile device, our user-friendly mobile application ensures that all these features are right at your fingertips. Security is a top priority for us. While we currently do not offer electronic signature authorization, you can feel confident knowing that all transactions through our platform are protected with advanced security measures. Additionally, our e-statements provide a convenient way for you to keep track of your financial activities without the clutter of paper statements.

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support our community is evident through our lending capacity with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1400 Blairs Ferry Rd Ne Cedar Rapids Ia 52402 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,650,535 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive within our community. If you're considering refinancing any of these products or would like to learn more about eligibility options, feel free to contact us at (800) 397-3790 or visit our branch located at 1400 Blairs Ferry Rd Ne Cedar Rapids Ia 52402 in Cedar Rapids, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Greenstate can help you meet your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right loan for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you use credit wisely while earning rewards along the way.

Loan Aggregator

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GREENSTATE CREDIT UNION - Cedar Rapids, IA

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