Personal Loans in Jackson, TN 38305 — 5 Local Lenders

Looking for the best personal loan interest rates in Jackson, TN? Compare offers from trusted local lenders to find a loan that fits your budget and goals. Whether you’re covering unexpected expenses or planning a big purchase, you deserve clear options and easy approval.

Jackson residents can count on personalized service and flexible terms from lenders who understand the community. Take a moment to review competitive rates and choose the loan that feels right for you—fast, simple, and designed with your needs in mind.

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APR

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9.99 - 10.99 %

9.99 - 13.99 %

10.79 - 17 %

5 - 6 Yrs

1,600 - $50,000

10.99 - 18 %

3 - 5 Yrs

$40,000

11.75 - 13.25 %

1 - 8 Yrs

11.99 %

5 Yrs

12 - 14.75 %

12.35 - 18 %

0.2 - 5 Yrs

12.49 - 14.49 %

12.49 - 16.49 %

1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ornl has a Name personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days. The Name personal line of credit has a 10.99% APR and has also not changed in the last 7, 30, or 60 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

First South Financial has a Fresh start saver loan with an APR of 10% , unchanged from 30 and 60 days ago. The Personal/unsecured loan has a 14.75% APR, which has stayed steady over the past 7, 30, 60, and 90 days. Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Jackson, TN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
RESOURCE FEDERAL CREDIT UNION	525 OLD HICKORY BLVD JACKSON TN 38305	⏰ Monday - Thursday 8:00 - 4:00 Friday 8:00 - 5:30 📞 7316683464 📠 7316685573	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $51,780,808 Deposits: $2,022,529 Net Worth: $4,903,380 Employees: 13 Members: 4,044
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION	10 CHANNING WAY JACKSON TN 38305	⏰ 8:30-5:00 Mon-Thur (Lobby) 8:30-6 Fri (Lobby) 8:30-5:00 Mon-Thur (Drive-Thru) 8:30-6 Fri (Drive-Thru) 📞 9013807400 📠 9013807320	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $758,451,250 Deposits: $182,228,745 Net Worth: $237,033,751 Employees: 128 Members: 72,145
PATRIOT EQUITY CREDIT UNION	1450 UNION UNIVERSITY DR JACKSON TN 38305	⏰ 8:30 - 5:30 Monday thru Friday 📞 7316681155 📠 7316683673	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $37,211,567 Deposits: $2,457,445 Net Worth: $3,885,004 Employees: 8 Members: 2,447
LEADERS CREDIT UNION CREDIT UNION	214 OIL WELL RD JACKSON TN 38305	⏰ Lobby: M-F 8:30AM-5:00PM Drive Thru: Mon-Thu 8:30AM-5:00PM; Fri 8:30AM-6:00PM 📞 7316641784 📠 7316608970	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,121,948,001 Deposits: $77,635,663 Net Worth: $118,884,594 Employees: 203 Members: 79,961
LEADERS CREDIT UNION CREDIT UNION	1956 N HIGHLAND AVE JACKSON TN 38305	⏰ Lobby: M-F 8:30AM-5:00PMDrive Thru: Mon-Thu 8:30AM-5:00PM; Fri 8:30AM-6:00PM; Sat 9:00AM-1:00PM 📞 7316641784 📠 7316608970	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,121,948,001 Deposits: $77,635,663 Net Worth: $118,884,594 Employees: 203 Members: 79,961
LEADERS CREDIT UNION CREDIT UNION	2673 N HIGHLAND AVE JACKSON TN 38305	⏰ Lobby: M-F 8:30AM-5:00PMDrive Thru: Mon-Thu 8:30AM-5:00PM; Fri 8:30AM-6:00PM 📞 7316641784 📠 7316608970	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,121,948,001 Deposits: $77,635,663 Net Worth: $118,884,594 Employees: 203 Members: 79,961
LEADERS CREDIT UNION CREDIT UNION	87 MURRAY GUARD DR STE A JACKSON TN 38305	⏰ M-F 8:00 AM-5:00 PM 📞 7316641784 📠 7316608970	ATM Services Only	P2P E-Statements E-Signature	Assets: $1,121,948,001 Deposits: $77,635,663 Net Worth: $118,884,594 Employees: 203 Members: 79,961
LEADERS CREDIT UNION CREDIT UNION	1490 UNION UNIVERSITY DR JACKSON TN 38305	⏰ Lobby: M-F 8:30-5:00; Sat 9:00AM-1:00PMDrive Thru: Mon-Thu 8:30AM-5:00PM; Fri 8:30AM-6:00PM 📞 7316641784 📠 7316608970	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,121,948,001 Deposits: $77,635,663 Net Worth: $118,884,594 Employees: 203 Members: 79,961
SOUTHEAST FINANCIAL CREDIT UNION	104 W UNIVERSITY PKWY STE B JACKSON TN 38305	⏰ M-F 8:00 to 4:30 Drive Thru 8:00 to 4:30 📞 7315120966 📠 6154655569	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $459,300,423 Deposits: $36,699,584 Net Worth: $36,814,464 Employees: 132 Members: 39,119

🏘️ All the Lenders Available in Madison County, TN

✅RESOURCE FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅PATRIOT EQUITY CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅ENLIGHTEN FEDERAL CREDIT UNION

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