FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

Welcome to First South Financial, your trusted partner in financial growth and community support right here in Jackson, TN. Located at 10 Channing Way, our branch has been serving the community since 1957, and we take pride in fostering strong relationships with our 72,145 members. With assets totaling an impressive $758,451,250, we are dedicated to providing exceptional banking services that help you achieve your financial goals. At First South Financial, we understand the importance of personalized service. Our team, led by CEO W. Craig Esrael and Board President Deb Ross, is committed to making your experience as smooth as possible. Whether you're looking for a new auto loan, mortgage refinancing, or a simple savings account, we've got you covered with a wide range of services tailored just for you. While members can visit us at our convenient location in Jackson, official correspondence should be sent to the same address: 10 Channing Way, Jackson, TN 38305. Our friendly staff is here to assist you during lobby hours from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. With total deposits of $182,228,745 and a net worth of $237,033,751, our credit union stands strong and ready to serve both individual and business needs. We prioritize your financial well-being while ensuring our community thrives. We invite you to explore all that First South Financial has to offer by visiting our website at firstsouth.com or giving us a call at 901-380-7400. Join us today and experience the difference of being part of a community-focused credit union!

At First South Financial, our story is rooted in a deep commitment to the community of Jackson, TN. Since we opened our doors in 1957 at 10 Channing Way, we've been dedicated to providing financial solutions that empower our members and enhance their lives. Over the years, we have grown from a small credit union into a vibrant financial institution with over 72,000 members and total assets reaching an impressive $758,451,250. Our mission is simple yet profound: to improve the financial well-being of our members while supporting the community around us. We understand that each member has unique needs, which is why we offer a wide range of services from personal banking and auto loans to business banking and online services. Our goal is not just to provide financial products but also to build lasting relationships based on trust and support. First South Financial thrives on innovation and accessibility. We pride ourselves on being ADA compliant, ensuring that all members can access our services without barriers. With features like online banking, mobile payments, and ATM availability, we make it easy for you to manage your finances anywhere, anytime. Our drive-thru service offers convenience for those who prefer face-to-face interactions without leaving their vehicles. We believe in giving back to the communities we serve. Our outreach programs focus on education and empowerment helping local schools, nonprofits, and organizations that are making a difference right here in Jackson. We are proud to partner with various community initiatives that align with our values of service and support. While members can visit us at 10 Channing Way for all their banking needs, official correspondence should be sent to the same address as our mailing address: 10 Channing Way, Jackson, TN 38305. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 AM to 5:00 PM (Lobby) and until 6:00 PM on Fridays. As we continue this journey together, we invite you to become part of the First South Financial family. Join us today and experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Call us at 901-380-7400 or visit our website at First South Financial for more information about membership and services. Together, let's build a brighter financial future!

Welcome to First South Financial, conveniently located at 10 Channing Way in the heart of Jackson, TN. Our branch is easy to find and just a stone's throw away from popular local landmarks, making it a breeze for you to stop by. Whether you're headed to the nearby shopping centers or enjoying a day out in Madison County, we are here to serve your financial needs. At our Jackson branch, you'll find ample parking and accessible features designed for all members of our community. We proudly comply with ADA standards, ensuring that everyone can comfortably access our services. For those on the go, we also offer a drive-thru banking option, allowing you to handle your transactions without leaving your car. Our operating hours are designed with your busy schedule in mind. Visit us Monday through Thursday from 8:30 AM to 5:00 PM or stop by on Fridays until 6:00 PM for lobby service. If you prefer using our drive-thru services, we're open during the same hours. With an ATM available on-site, you can easily withdraw cash or check balances at your convenience. While members can visit us at 10 Channing Way, official correspondence should be sent to the same address since it doubles as our mailing location. If you have any questions or need assistance, feel free to reach out to us at 901-380-7400. We invite you to come experience our friendly service and discover how First South Financial can help you with personal banking, auto loans, mortgages, and more. Don't hesitate stop by today!

At First South Financial, we're excited to welcome you into our community of members who support each other financially and personally. Joining is easy! If you live, work, worship, or go to school in the area surrounding our branch at 10 Channing Way Jackson Tn 38305, you're likely eligible to become a member. We believe in making banking accessible for everyone, so whether you're looking for a friendly place to manage your finances or seeking loans that fit your lifestyle, we've got you covered. Plus, as a member of First South Financial, you'll enjoy personalized service and exclusive benefits that help you achieve your financial goals. To learn more about eligibility requirements and how to get started with opening an account, please visit our website at . If you have any questions or need assistance, feel free to give us a call at (901) 380-7400. We can't wait to welcome you into our family!

At First South Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a solid financial foundation ensures that you can trust us with your hard-earned money. With a net worth of $237,033,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $82,818,158 in share certificates and $74,335,121 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $222,998,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,064 in used auto loans and $525,768,490 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments stand at $122,442 in net shares. Our growing member base trusts us with their finances as shown by our total share accounts reaching 105,267. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First South Financial is your trusted partner. Visit us at 10 Channing Way Jackson Tn 38305 or call 901-380-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.