SOUTHEAST FINANCIAL CREDIT UNION

Welcome to Southeast Financial, your trusted credit union located at 104 W University Pkwy Ste B, Jackson, TN 38305. Since our establishment in 1936, we have been dedicated to serving our community with personalized financial solutions. With a robust membership of over 39,000 and total assets amounting to an impressive $459,300,423, we are committed to helping you achieve your financial goals. At Southeast Financial, we pride ourselves on providing a wide range of services tailored to meet your needs. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we've got you covered. Our total deposits stand at $36,699,584, reflecting the trust our members place in us. Additionally, with a net worth of $36,814,464 and cash in hand of $2,791,269, you can count on us for stability and reliability. While members can visit us at our branch location in Jackson for all your banking needs, official correspondence should be sent to 104 B West University, Jackson, TN 38305 if different from our physical address. Our friendly staff is here to assist you during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM. Led by our CEO John Jacoway and Board President Cleo Duckworth, our team of 132 employees is devoted to making your experience exceptional. We aim not only to meet but exceed your expectations by offering innovative banking options like online and mobile banking. Explore the difference that a community-focused credit union can make in your financial journey. Feel free to reach out at 731-512-0966 or visit our website at www.southeastfinancial.org to learn more about how we can support you today!

At Southeast Financial, we believe that everyone deserves access to a supportive financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in certain areas of Tennessee, you're likely eligible to join us. We welcome individuals and their families who share our values of community and support. To learn more about the specific eligibility criteria, please visit this link for the most up-to-date details. Joining Southeast Financial means gaining access to a variety of financial products and services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards, we aim to provide solutions that help you achieve your financial goals. Opening an account is straightforward just give us a call at (731) 512-0966, and our friendly team will guide you through the process! We're located at 104 W University Pkwy Ste B Jackson Tn 38305, so feel free to stop by anytime; we look forward to welcoming you into our community.

At Southeast Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs and supporting your financial goals. With a net worth of $36,814,464, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 801 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $103,592,127 in share certificates and $41,065,985 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,342,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,186,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,166 in used auto loans and a total of $377,520,910 in loans and leases. Our operational efficiency is reflected in our net income of $0 this period; however, we remain dedicated to offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $199,827, while we have a total of 62,811 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southeast Financial is your trusted partner. Visit us at 104 W University Pkwy Ste B Jackson Tn 38305 or call 731-512-0966 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sources: National Credit Union Administration (NCUA) ( https://www.ncua.gov ), based on the latest results.