Resource One Credit Union Jackson TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Resource Federal Credit Union, your trusted financial partner located at 525 Old Hickory Blvd, Jackson, TN 38305. Since our establishment in 1963, we have proudly served our community with a commitment to providing reliable banking solutions tailored to meet your needs. With a total membership of 4,044, we focus on creating strong relationships and fostering a sense of belonging among our members. At Resource FCU, we understand that managing finances can be challenging. That's why we offer a range of services designed to simplify banking for you. From personal checking and savings accounts to auto loans and credit cards with rewards, our diverse offerings ensure that you have the support necessary for your financial journey. Currently, our total assets stand at an impressive $51,780,808, ensuring that we are well-equipped to serve you. Our dedicated team, led by CEO Davida Barker and Board President Karen Ashley, is committed to making your experience as smooth as possible. With 13 employees ready to assist you, we pride ourselves on personalized service that puts our members first. Whether you're visiting us in person or accessing our online services like mobile banking and e-statements, we strive for excellence in every interaction. While members can visit us at our main branch, official correspondence should be directed to the same address: 525 Old Hickory Blvd, Jackson, TN 38305. If you need assistance or have any questions, feel free to reach out at 731-668-3464. Join us today and experience the benefits of being part of Resource Federal Credit Union. Visit our website at Resourcefcu.com for more information on how we can help you achieve your financial goals!

Branch History & Mission

At Resource Federal Credit Union, located at 525 Old Hickory Blvd in Jackson, TN, we take pride in our rich history and commitment to serving our community. Since opening our doors in 1963, we have grown from a small financial institution to a trusted partner for over 4,000 members. With total assets exceeding $51 million, we continue to provide exceptional financial services tailored to meet the needs of our members. Our mission is simple yet powerful: to empower individuals and families through accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Over the years, we've embraced change and innovation while staying true to our core values. Our commitment to member service is evident in our operating hours, which are Monday through Friday from 8:00 AM to 5:30 PM. Additionally, we offer convenient ATM access and drive-thru banking for those on the go. Our journey has not only been about growing numbers but also about making a real impact in Jackson and beyond. We actively participate in community outreach programs and partnerships that uplift those around us. Our focus on inclusivity ensures that all members feel welcome and valued. While members can visit us at 525 Old Hickory Blvd Jackson Tn 38305, official correspondence should be sent to 525 Old Hickory Blvd, Jackson, TN 38305. As we look toward the future, we remain committed to enhancing our digital capabilities for easier access to banking services. With features like online banking, mobile payments, and electronic statements, we're making it simpler for you to manage your finances anytime, anywhere. Join us at Resource Federal Credit Union and experience the difference a community-focused credit union can make in your life. We invite you to become part of our growing family where your financial success is our priority! For more information or assistance, don't hesitate to reach out at (731) 668-3464 or visit us online at Resource Federal Credit Union.

Branch Location & Accessibility

Convenient Access

Whether you're driving through or taking public transport, you'll find us easy to reach. Ample parking is available right outside our door, and our facility is fully ADA compliant, ensuring everyone can access our services without hassle. If you prefer quick service, our drive-thru banking allows you to conduct simple transactions from the comfort of your vehicle.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 731-668-3464. We look forward to welcoming you into our branch soon! Come see how Resource Federal Credit Union can help you achieve your financial goals in a friendly and supportive environment.

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 8:00 AM to 4:00 PM, and on Friday until 5:30 PM. Our dedicated team is ready to assist you during these hours with a range of services tailored to meet your financial needs.

Services at Your Fingertips

At Resource Federal Credit Union, we offer an array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Plus, enjoy the ease of accessing your funds through our ATM and cash withdrawal services whenever you need them. While members can visit us at 525 Old Hickory Blvd for all their banking needs, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Member Eligibility

Joining Resource is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you just need to meet a few simple criteria that focus on inclusivity. Generally, residents of the area around 525 Old Hickory Blvd Jackson Tn 38305 are welcome, and if you work or attend school nearby, you're also eligible! This means that whether you're a local or have connections to our community, we'd love for you to join us. At Resource, you'll find a range of benefits tailored to help you thrive financially. From personal banking options like checking and savings accounts to loans and credit cards, our team is dedicated to providing the support you need. If you're ready to take the next step, opening an account is straightforward! You can learn more about eligibility details and how to get started by visiting this link. If you have any questions or need assistance, feel free to call us at (731) 668-3464. We can't wait for you to become part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with secure payment options that cater to both you and your customers. Our merchant services allow you to accept various forms of payment easily, enhancing customer satisfaction while streamlining your operations. From credit card processing to mobile payments, we have the tools that can help you thrive. Located at 525 Old Hickory Blvd Jackson Tn 38305 in Jackson, TN, our dedicated team is here to provide personalized support tailored to your unique needs. For more information, give us a call at (731) 668-3464 or visit us online at https://wwwResourcefcu.com. Let's work together to help your business reach new heights!

Comprehensive List Of Services

Additional Financial Solutions

In addition to traditional loans, we provide personal loans and debt consolidation services. This means you can consolidate your debts into one manageable payment, helping reduce stress and improve your financial health. Our credit cards come with rewards, allowing you to earn while you spend, making every purchase work for you.

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we are here to support your goals with flexible financing options.

Convenient Access Anytime

At Resource, we understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking capabilities that allow you to manage your finances on your schedule. Need cash? Our ATMs are available for quick withdrawals and balance checks without the hassle of waiting in line. You can also take advantage of our basic drive-thru banking services for simple transactions like deposits and withdrawals. We aim to make every interaction as smooth as possible so you can focus on what matters most.

Get Started Today!

Whether you're looking for personal banking solutions or business services, Resource is dedicated to helping you achieve your financial goals. If you're ready to explore how we can assist you further, don't hesitate to reach out at (731) 668-3464 or visit us at our location in Jackson, TN. Let us be your trusted partner in all things finance!

Personal Banking Made Easy

Our personal banking options include checking and savings accounts designed to help you manage your money effortlessly. Imagine having the ability to open an account that suits your lifestyle whether you're saving for a vacation or need a convenient way to manage daily expenses. With features like online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever. Picture yourself driving away in your dream car with affordable payments that fit within your budget. We also offer mortgage loans and refinancing solutions for those ready to buy a home or lower their current mortgage rate.

Digital & Online Banking

Accessibility for All Members

We believe everyone should have access to their finances when they need it. That's why our digital banking tools are designed to be user-friendly for all members. Whether you're tech-savvy or new to online banking, you'll find our services intuitive and helpful. Join us at Resource today and experience the ease of managing your finances digitally! For more information on our offerings, visit https://wwwResourcefcu.com or give us a call at (731) 668-3464.

Convenient Online Services

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds anytime, anywhere. Whether you're at home or out running errands, staying on top of your finances has never been simpler. Plus, our mobile application lets you carry these services right in your pocket.

Secure Transactions

Security is our top priority. With electronic signature authorization available, signing documents online is both fast and secure. You can trust that your information is protected with the latest technology. Additionally, we support mobile payments so you can make purchases directly from your device no need for cash or cards.

User-Friendly Features

Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send funds instantly, all while ensuring your transactions are safe. And if you're looking for easy access to statements, our e-statements feature gives you a paperless option that's environmentally friendly and convenient.

Financial Strength

Investment in Growth

Our commitment to your financial success is further reflected in our $4,903,380 in undivided earnings. These earnings allow us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve our members better. With $376 in used auto loans and $12,639,970 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $3,356,974 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as we report a net income of $77,205, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 2 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Our Financial Health

With a net worth of $4,903,380, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

With 7,636 total share accounts, we have a growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which illustrates our capacity to support member needs effectively. In summary, the financial strength of Resource means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Resource is your trusted partner. Visit us at 525 Old Hickory Blvd Jackson Tn 38305 or call (731) 668-3464 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,028,665 in used vehicle loans and $2,384,282 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, our flexible terms can help you drive away with confidence.

Credit Lines and Other Options

In addition to these offerings, we have a robust line of credit options totaling $3,800,000 available for those who need extra flexibility for larger purchases or unexpected expenses. If you're considering refinancing any existing loans, we encourage you to reach out for personalized eligibility options that could save you money and time. For more information about our loan products or to see how we can assist you further, feel free to contact us at (731) 668-3464 or visit us at our branch located at 525 Old Hickory Blvd Jackson Tn 38305 in Jackson, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $246,032, make buying or refinancing simple. We provide tailored solutions to fit your unique situation, ensuring you find the right path toward your dream home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $214,182 in loans helping members manage their finances effectively. Our credit cards come with various benefits to suit your spending habits, giving you more control over your budget.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each listing is verified, so you can trust that you're looking at legitimate options from credible financial institutions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of LendMesh in helping people secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RESOURCE FEDERAL CREDIT UNION - Jackson, TN

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