Leaders Credit Union Jackson TN | Best Auto Loans & Business Banking

Introduction

Welcome to Leaders Credit Union, your trusted partner in financial growth since 1957. Located at 2673 N Highland Ave, Jackson, TN 38305, we pride ourselves on being a community-oriented credit union that puts our 79,961 members first. With total assets exceeding $1.12 billion, we are committed to providing you with exceptional banking services tailored to meet your unique needs. At Leaders Credit Union, we understand that every member's financial journey is different. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our dedicated team, led by CEO Todd Swims and Board President Bart Teague, works diligently to ensure your financial well-being. While you can visit us at our Jackson branch for face-to-face assistance, official correspondence should be directed to our mailing address: PO Box 10008, Jackson, TN 38308. If you have questions or need assistance, don't hesitate to reach out at 731-664-1784. With an impressive net worth of $118,884,594 and cash reserves of $7,492,258, we're here to help you navigate your financial goals with confidence. Experience the difference of being part of a credit union that values its members and strives for excellence in service delivery. Explore our offerings today at Leaders Credit Union and see how we can support you on your financial journey!

Branch History & Mission

A Rich Legacy

Located at 2673 N Highland Ave, our branch is easily accessible and surrounded by vibrant local landmarks that reflect the heart of our community. Our journey began with a simple mission: to serve the financial needs of our members while fostering a spirit of community and cooperation. Each milestone we have reached whether expanding our range of services or enhancing member benefits has been driven by this core belief. As we reflect on our history, we take pride in knowing that every decision we make focuses on improving the lives of those we serve. Our dedication can be seen through various initiatives, such as offering competitive loan rates and providing resources for financial education.

Community Engagement

Our branch also believes in giving back. We actively participate in local events and partner with organizations that share our values of support and empowerment. This engagement not only strengthens our bonds with members but also enhances the overall well-being of Jackson. As we continue to embrace digital advancements while ensuring accessibility for all members including those needing ADA-compliant services we remain focused on creating an inclusive environment where everyone feels welcome.

Join Us Today!

If you're looking for a credit union that prioritizes your needs and strives to uplift the community around it, Leaders Credit Union invites you to become part of our family. Experience firsthand how we can help you achieve your financial goals while making a positive impact right here in Jackson. Visit us today or call us at (731) 664-1784 for more information!

Our Mission Statement

At Leaders Credit Union, our mission is clear: to empower individuals and families through innovative financial solutions while remaining deeply committed to our community's growth and well-being. We believe that banking should be more than just transactions; it should be an avenue for personal achievement and collective advancement. We offer a wide array of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Additionally, we ensure convenience through online and mobile banking platforms, ATMs available at our location, and drive-thru service for quick transactions. While members can visit us at 2673 N Highland Ave Jackson Tn 38305, official correspondence should be sent to PO Box 10008, Jackson, TN 38308 if needed.

Branch Location & Accessibility

Welcome to Leaders Credit Union, your trusted financial partner located at 2673 N Highland Ave in the heart of Jackson, TN. Our branch is easily accessible, making it convenient for you to manage your banking needs. Whether you're stopping by for personal banking services or simply to get some quick cash from our ATM, we're here to help! While our branch address is the perfect place to visit us, if you need to send official correspondence, please use our mailing address: PO Box 10008, Jackson, TN 38308. This way, you can ensure your documents reach us without a hitch. Located near popular landmarks and nestled within Madison County, our branch is a welcoming space for all members. We offer ample parking right outside the entrance, ensuring you can get in and out with ease. Plus, we've made sure that our facilities are ADA compliant so everyone can access our services comfortably. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. If you're in need of quick transactions, we also provide drive-thru banking for deposits and withdrawals during these hours. At Leaders Credit Union, we understand that convenience matters. That's why we have an ATM available on-site for easy cash withdrawals and balance checks anytime you need it. We pride ourselves on offering a range of services including checking and savings accounts, auto loans, mortgage options, and even credit cards with rewards all tailored to suit your needs. We invite you to stop by Leaders Credit Union today! Our friendly staff is ready to assist you with whatever financial questions or services you may need. Feel free to give us a call at 731-664-1784 if you have any inquiries before your visit. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Leaders Credit Union is like joining a family that truly cares about your financial well-being. If you're looking to be part of a community that values personal service and mutual support, you're in the right place! To be eligible for membership at Leaders Credit Union, you simply need to meet a few friendly criteria. Generally, anyone who lives, works, worships, or attends school in our local area can join us. It's all about bringing together people who share common bonds and goals. You can find more details about the eligibility requirements by visiting our website at https://www.leaderscu.com/membership-benefits. Opening an account with us is easy and welcoming. Just visit our account opening page at https://www.leaderscu.com/vehicle-loan-application, where you'll find straightforward instructions to get started. Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (731) 664-1784. We're here to help you take this exciting step toward better financial opportunities!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In today's fast-paced market, efficient payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're processing payments online or in-store, we have the tools to make it easy and secure. Explore how Leaders Credit Union can be your partner in success at 2673 N Highland Ave, Jackson, TN 38305. For more information, give us a call at 731-664-1784 or visit our website at Leaders Credit Union.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

With our ATM services and drive-thru banking, accessing cash or making deposits has never been easier. Whether you're rushing out the door or prefer the comfort of staying in your car, Leaders Credit Union offers basic drive-thru banking for simple transactions like deposits and withdrawals. To explore all these fantastic services further, feel free to reach out to us at 731-664-1784 or visit our website at Leaders Credit Union. We're here to help you every step of the way! Join us today and take control of your financial future with confidence at Leaders Credit Union where members come first!

Financing Your Dreams

If you're considering purchasing a new vehicle or refinancing your existing mortgage, we've got you covered with competitive auto loans and mortgage options. Our team understands that buying a car or home is a significant decision, so we work closely with you to find the best financing solution. Picture driving off in your dream car or settling into a new home all made possible through our personalized loan services.

Personal Banking Made Simple

Navigating personal finances can sometimes feel overwhelming. That's why our personal banking services are designed to be straightforward and accessible. Whether you're looking to open a checking or savings account, we offer options that fit your lifestyle. Imagine being able to manage your money easily from anywhere using our online and mobile banking platforms. You can check balances, transfer funds, and even pay bills right from your phone!

Smart Solutions for Everyday Needs

Sometimes life throws unexpected expenses your way. For those moments, our personal loans and debt consolidation options can provide the financial relief you need. We also offer credit cards with rewards, making everyday purchases even more rewarding!

Supporting Local Businesses

For our business members, we offer essential banking services like merchant services and business loans. We know how vital it is for local businesses to have reliable financial support. Let us help you grow and thrive in your community with the right tools.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience with features that cater to your everyday needs. You can easily check your account balance, transfer funds between accounts, and pay bills all at the touch of a button. If you need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. Need to sign documents? With electronic signature authorization available, you can complete transactions without the need for paper forms. Plus, for those who prefer going green, we offer e-statements that allow you to view your account statements digitally saving both time and resources.

Mobile Accessibility

For even more convenience, our mobile application is available for download. It allows you to manage your finances right from your smartphone. You can also take advantage of mobile payments, making shopping a breeze. Just tap your phone at checkout and you're good to go! Leaders Credit Union prioritizes security with robust measures in place to protect your information. Our commitment is not only to provide convenient services but also to ensure peace of mind while you bank online. Whether you want to track spending or handle transactions on the fly, our digital banking tools are designed with you in mind. Experience a new level of banking with Leaders Credit Union where convenience meets security!

Financial Strength

At Leaders Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that benefits you, our valued members. With a net worth of $118,884,594, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares available for investment, our focus remains on providing the best possible returns for your savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to our members is further reflected in our $46,197,886 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. Our lending capacity supports members' financial goals across various sectors with $20,860 in used auto loans and $972,556,865 in total loans and leases. These figures highlight our ability to provide the funds you need when you need them. Our operational efficiency is evident in our $11,349,550, enabling us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 197 full-time employees and 6 part-time employees ready to serve you with expertise and commitment. Net Shares (Funds available for lending and investments) stand at $4,636, while our total share accounts have reached an impressive 145,337, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 2673 N Highland Ave Jackson Tn 38305 or call (731) 664-1784 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, we provide comprehensive services such as personal banking accounts and online banking features that make managing your money easier than ever. Feel free to reach out via phone at 731-664-1784 during our lobby hours (M-F 8:30 AM - 5:00 PM; Fri until 6 PM) for any inquiries regarding eligibility or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for financing options today or considering future possibilities, Leaders Credit Union is dedicated to supporting you every step of the way. Visit us online at Leaders Credit Union for more details about our loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans already helping members get on the road, you can trust us to provide the financing you need. We also offer refinancing options for those looking to adjust their current auto loan terms for better rates or lower payments.

Business Financing

For business owners, our outstanding commercial loans total $14,453,967, providing essential capital needed to grow and expand your business ventures. If you're looking for support in managing your business finances or seeking a new opportunity, we're here to assist.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $62,504,470. We aim to make buying or refinancing simple and accessible. If you're considering purchasing your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $24,342,615 in loans available, we help members manage their finances effectively. This type of credit can be an excellent tool for everyday purchases or unexpected expenses without requiring collateral.

Loan Aggregator

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