Patriot Equity Jackson TN Credit Union | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Patriot Equity, your trusted partner in financial growth and community support, located at 1450 Union University Dr, Jackson, TN 38305. Established in 1929, we have proudly served our members for over nine decades, helping them achieve their financial goals with personalized service and a commitment to excellence. With a robust membership of 2,447 and total assets amounting to an impressive $37,211,567, we are dedicated to fostering a strong community through sound banking practices. At Patriot Equity Credit Union, we understand the importance of financial stability. That's why we offer a wide range of services designed to meet your needs whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. With total deposits reaching $2,457,445 and a net worth of $3,885,004, our solid financial foundation allows us to provide competitive rates and exceptional service. Our team is led by CEO Lisa Hay and Board President Danny Crossett, both of whom are committed to ensuring that every member feels valued and heard. We take pride in our dedicated staff of 8 employees who are always ready to assist you during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1450 Union University Dr, Jackson, TN 38305. If you have any questions or need assistance with your accounts, don't hesitate to reach out! Call us at 731-668-1155 or explore more about our services on our website at Patriot Equity Credit Union. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

A Legacy of Service

From its humble beginnings, Patriot Equity has always focused on providing accessible financial solutions to the people of Jackson and surrounding areas. Our mission is simple yet profound: we are dedicated to empowering our members through exceptional financial services while fostering a spirit of community support and collaboration. We believe that when our members succeed, we all succeed. With a commitment to innovation and accessibility, we've embraced digital advancements that make banking easier for everyone. Whether through online banking or mobile payments, we strive to meet our members' needs in every way possible. We also proudly offer ADA-compliant facilities and services because everyone deserves access to their finances.

Community Connection

Our roots run deep in the community. Over the years, we have partnered with various local organizations to give back and support those in need. From educational programs to food drives, Patriot Equity remains committed to making a positive impact in Jackson and beyond. These initiatives not only enhance our community but also strengthen the bonds between us and our valued members. While you can visit us at our branch location for all your banking needs during lobby hours from 8:30 AM to 5:30 PM Monday through Friday, we also provide convenient drive-thru services and ATM access for quick transactions.

Join Us Today!

At Patriot Equity Credit Union, we invite you to be part of something bigger than just banking. Our mission goes beyond financial transactions; it's about building relationships and empowering individuals for a better future. If you're looking for personalized service with a genuine commitment to your financial well-being, look no further than Patriot Equity. For more information or to become a member today, please contact us at (731) 668-1155 or visit our website. Together, let's create lasting change within our community!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key for our members. Our branch is designed with ADA compliance in mind, ensuring everyone can enjoy our services comfortably. Ample parking space is available right outside, making it convenient for you to pop in and take care of your banking needs.

Get in Touch

For any questions or assistance, feel free to give us a call at 731-668-1155. We invite you to stop by the Patriot Equity branch today and discover how we can help you achieve your financial goals!

Operating Hours

At Patriot Equity, we strive to be there when you need us. Our lobby hours are from 8:30 AM to 5:30 PM, Monday through Friday. Whether you're looking to open a new account or discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need a quick transaction? Our drive-thru banking is available for deposits and withdrawals, allowing you to handle simple tasks without leaving your car. Plus, with ATM access on-site, cash withdrawal and balance checks are just moments away. While members can visit us at 1450 Union University Dr Jackson Tn 38305, official correspondence should be sent to our mailing address at 1450 Union University Dr, Jackson, TN 38305.

Member Eligibility

Becoming a member of Patriot Equity is like joining a warm, welcoming family where your financial needs are prioritized. If you live, work, worship, or attend school in the Madison County area, you're already on your way to enjoying all the benefits we offer! We take pride in creating a community that supports each other and provides excellent financial services tailored to our members. To check out all the specific eligibility details, you can visit our resource page at http://www.pecujax.org/membership.php. Joining us is simple and inclusive. Once you're eligible, opening an account is a breeze! You can start your journey toward better banking by giving us a call at (731) 668-1155 or stopping by our branch located at 1450 Union University Dr Jackson Tn 38305. We're here to help you every step of the way as you explore the advantages of being part of Patriot Equity. Your financial future is bright with us!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $99,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is crucial. Our merchant services make it easy for you to accept payments from customers using various methods credit cards, mobile wallets, and more. This flexibility not only enhances customer satisfaction but also streamlines your operations. Located at 1450 Union University Dr Jackson Tn 38305 in Jackson, TN, we're dedicated to fostering local businesses. Reach out to us at (731) 668-1155 to learn how we can support your financial journey!

Comprehensive List Of Services

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks available at various locations, you'll never feel far from your money. Our basic drive-thru banking service ensures quick transactions without needing to step inside the branch perfect for busy schedules! If you're ever in need of immediate assistance or want to learn more about our offerings, don't hesitate to give us a call at (731) 668-1155. At Patriot Equity, we're not just about transactions; we're about building relationships with our members and helping them achieve their financial goals. So come visit us at 1450 Union University Dr Jackson Tn 38305 or explore more about what we offer on our website here. Join us today and experience personalized service that puts you first!

Loans for Every Need

Life can throw unexpected expenses your way, but with personal loans and debt consolidation services from Patriot Equity, you can tackle those challenges head-on. We understand that financial needs vary greatly; that's why we also offer credit cards with rewards that allow you to earn while you spend! If you're a business owner, our business banking services include merchant services and business loans designed to support your growth. Whether you're looking to expand or simply need assistance managing cash flow, we're here for you.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Our accounts come with features that make accessing your funds easy, whether through online banking or mobile banking apps. Imagine checking your balance or transferring funds right from your smartphone while enjoying a cup of coffee! For those looking to finance their next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. You can drive off in your dream car without breaking the bank. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are structured to help you find the best fit for your budget.

Digital & Online Banking

At Patriot Equity, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make your banking experience simple and secure, anytime and anywhere. With our 24/7 online banking services available at https://www.pecujax.org/, you can manage your accounts on your terms. Check balances, pay bills, and transfer money with just a few clicks or taps. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds directly from your account, ensuring that help is just a click away. For those who prefer mobile banking, our user-friendly mobile application allows you to carry your bank in your pocket. Whether you're out shopping or lounging at home, managing your finances has never been easier. Plus, if you enjoy the benefits of e-statements, you'll be pleased to know that they are readily available at Yes. This feature not only helps keep your information organized but also contributes to a more eco-friendly approach by reducing paper waste. Security is a top priority for us at Patriot Equity. We provide electronic signature authorization for added peace of mind when completing transactions online. You can rest easy knowing that your sensitive information is protected while you handle your banking needs from the comfort of your home or on the go. Our mobile payments feature lets you pay with ease at various merchants without needing cash or cards. Just use your smartphone! With all these tools at your disposal, managing your finances has never been more accessible or efficient. Experience the future of banking with Patriot Equity where modern technology meets personalized service. Start exploring our digital services today and see how we can make banking work for you!

Financial Strength

At Patriot Equity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can bring peace of mind, and we are proud to share our solid foundation with you. With a net worth of $3,885,004, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,035 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,103,766 in share certificates and $305,345 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,837,281, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,550,004 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $644 in used auto loans and $27,827,213 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 3,932, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot Equity is your trusted partner. Visit us at 1450 Union University Dr Jackson Tn 38305 or call (731) 668-1155 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing your current loans or exploring eligibility options for any of our products, feel free to ask our staff for assistance. We are committed to making financial solutions accessible and beneficial for all our members. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Patriot Equity, where we prioritize member service and financial wellness!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,448,260 in used vehicle loans and $2,988,959 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $99,745 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $627,335, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is great for those who need quick access to funds without tying up their assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh ensures that users can make informed decisions without the stress of sorting through countless offers. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that all loan offers are fair and transparent, allowing users to compare options confidently. One of the standout features of LendMesh is its emphasis on verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring that users receive accurate information. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This approach allows for truly unbiased results. Another key benefit is the real-time rate comparisons available through the platform. Users can access up-to-date loan rates from multiple institutions, enabling them to make well-informed choices tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the tool can be in helping individuals save money and time. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Patriot Equity