Welcome to first-south-financial, a trusted financial institution dedicated to empowering our members and serving the community since 1957. Under the leadership of CEO W. Craig Esrael and Board President Deb Ross, we are committed to providing exceptional banking services tailored to meet your needs. Our headquarters is located in the vibrant city of Bartlett, TN, where we strive to foster financial well-being among all our members, including military personnel and their families.

At first-south-financial, your security is our priority. We are proud to be insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are safe and sound. With a range of modern banking tools at your disposal, such as convenient online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more, managing your finances has never been easier. Our member-first approach means you can always count on us for support and guidance every step of the way. For more information about our services or to get in touch, visit us at https://www.firstsouth.com/ or reach us by fax at (901) 380-7320.

At First South Financial, we pride ourselves on providing a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, or seeking assistance with auto loans and vehicle financing, mortgage loans, or personal loans for debt consolidation, we have you covered. Our offerings also extend to business banking services including merchant services and business loans, ensuring that small businesses can thrive in today's competitive market. With an emphasis on convenience, we offer robust online banking features that allow you to manage your finances anytime, anywhere. Through our mobile application, members can access their accounts on-the-go, make person-to-person transfers, and utilize mobile payments for a seamless experience.

Understanding that life is full of milestones, from purchasing your first home to planning for retirement, we provide tools and resources to help you navigate these important financial decisions with confidence. Our electronic statements and signature options simplify paperwork while enhancing your banking experience. Interested members can explore eligibility requirements at to see how easy it is to join our community. Additionally, if you're considering loan options or want to compare rates before making a decision, visit https://www.lendmesh.com/loans/mortgage_loans for valuable insights. For personalized support or inquiries, feel free to reach out via fax at (901) 380-7320. At First South Financial, we're committed to empowering our members with the financial tools they need for every step of their journey.

First South Financial is a trusted and valuable financial partner, reflecting stability and commitment to its members since 1957. With a robust Total Membership standing at 72,145, the credit union has built a strong community presence across its service areas. This commitment is further evidenced by its impressive Total Assets of 758,451,250, which showcases the trust that members place in First South Financial for their banking needs.

The Net Worth of 237,033,751 demonstrates solid financial health, ensuring that members' investments are safeguarded while promoting growth and innovation within the organization. Despite facing challenges in the financial landscape, the credit union maintains a steady course with a Net Income of 0, showcasing its ability to manage resources effectively while continuing to serve its members.

With Total Deposits reaching 182,228,745, First South Financial has positioned itself as a reliable institution where individuals can confidently save and grow their finances. The breadth of services offered is supported by an extensive portfolio reflected in the Total Loans and Leases of 26,395. This includes diverse offerings such as Auto Loan Volume at 12,128 and Commercial Loans totaling 12, catering to both personal and business financial needs.

Employing a dedicated workforce of 128 professionals, First South Financial emphasizes exceptional service and personalized attention for every member. The commendable Net Worth Ratio of 3,071 signifies strong capitalization, positioning First South Financial favorably against national benchmarks. Furthermore, with Credit Card Loan Volume at 8,125, the credit union provides flexible options for those looking to manage their expenses effectively.

Transparency, national reach, and community impact are fundamental principles that guide First South Financial’s operations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Explore your financing options further by comparing real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates tailored for your needs.