FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

Welcome to First South Financial, your trusted credit union located at 7792 Church St, Millington, TN 38053. Since our establishment in 1957, we have proudly served our community, growing to a membership of over 72,145 individuals who trust us with their financial needs. With total assets exceeding $758 million and total deposits amounting to $182,228,745, we are dedicated to providing robust financial solutions tailored for you. At First South Financial, our commitment goes beyond numbers; it's about building lasting relationships with our members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your next vehicle or home, we've got you covered. Our range of services includes auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Under the leadership of CEO W. Craig Esrael and Board President Deb Ross, we strive to ensure that every member feels valued and supported. With a team of 128 employees, we are here to assist you with all your banking needs. While members can visit us at our branch location in Millington, official correspondence should be sent to the same address: 7792 Church St, Millington, TN 38053. We invite you to explore what First South Financial can do for you. For inquiries or assistance, feel free to call us at 901-380-7490 or visit our website at First South Financial. Experience the difference of a credit union that truly cares about its members!

Becoming a member of First South Financial feels like joining a close-knit family where everyone is valued and supported. If you're looking to enhance your financial journey, you're in the right place! At First South Financial, we welcome individuals who live, work, worship, or attend school in the area, making it easy for you to become part of our community. Whether you're just starting out or are looking for more tailored financial solutions, you'll find that our services are designed with your needs in mind. Joining is simple! You can start by visiting us at our location at 7792 Church St Millington Tn 38053, or give us a call at (901) 380-7490 for any questions you might have. We're here to guide you through the account opening process and ensure that becoming a member is as smooth as possible. For the most current eligibility details and to learn more about what it means to be part of First South Financial, check out our website at . We look forward to welcoming you into our community!

At First South Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, providing you with the confidence you deserve when it comes to your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $237,033,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $82,818,158 in share certificates and $74,335,121 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $222,998,070 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,064 in used auto loans and $525,768,490 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 105,267, it's clear that more individuals trust First South Financial with their finances every day. Our net shares available for lending stand at $122,442, further highlighting our commitment to supporting our members' financial journeys. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First South Financial is your trusted partner. Visit us at 7792 Church St Millington TN 38053 or call 901-380-7490 to learn more about how we can help you achieve your financial goals.

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