First South Financial Nashville TN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to First South Financial, your trusted community partner in banking located at 1211 51st Ave N, Nashville, TN 37209. Since our establishment in 1957, we have been dedicated to supporting the financial well-being of our members. With over 72,145 members and a solid foundation of assets totaling $758,451,250, we pride ourselves on being more than just a credit union we're a vital part of your community. At First South Financial, we understand that personal relationships matter. That's why our leadership team, led by CEO W. Craig Esrael and Board President Deb Ross, is committed to providing personalized service tailored to meet your needs. Our team of 128 employees is ready to assist you with everything from checking and savings accounts to auto loans and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to 1211 51st Ave N, Nashville, TN 37209-2120. With total deposits amounting to $182,228,745 and robust loan offerings including over 26,395 loans and leases, we're here to help you achieve your financial goals. We are proud of our strong financial standing, which includes a net worth of $237,033,751 and cash reserves of $9,323,149 available for our members. Whether you're looking for a new vehicle loan or want to explore mortgage options, First South Financial is equipped with the resources you need. Join us today! Visit our website at firstsouth.com or give us a call at 615-760-7015. Let's work together toward your financial future!

Branch History & Mission

Join Us

First South Financial is more than just a credit union; we're a community partner dedicated to your success. Whether you're looking for personal loans or want to save for future goals, we're here to help every step of the way. Come visit us or give us a call at 615-760-7015 during our lobby hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Join First South Financial today and discover how we can support your financial journey while fostering growth within our beloved Nashville community!

Our Journey

Since our inception, First South Financial has focused on providing accessible and reliable financial services. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets reaching an impressive $758 million, we continue to grow alongside our community while maintaining our commitment to personalized service. As we evolved through the decades, technological advancements became an integral part of how we serve you. We now offer online and mobile banking options that allow you to manage your finances at your convenience. Whether it's making deposits or transferring money on-the-go, we ensure that your banking experience is smooth and efficient.

Our Mission

Our mission at First South Financial is simple: to empower individuals and businesses in Nashville by providing quality financial products and exceptional customer service. We believe in supporting not just your financial well-being but also contributing positively to our community through outreach initiatives and partnerships with local organizations. We take pride in being a member-focused organization where every decision is made with your best interests in mind. As part of this mission, we prioritize accessibility for all members. Our branch is ADA compliant and offers ATM services for easy cash access without hassle. While members can visit us at 1211 51st Ave N for their banking needs, official correspondence should be sent to our mailing address: 1211 51st Ave N, Nashville, TN 37209-2120.

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible to all our members. Our branch features ADA-compliant facilities and ramps for ease of access. Plus, there's ample parking available right outside our doors, making your visit as hassle-free as possible.

Call to Action

We invite you to stop by First South Financial today! Whether you're looking for assistance with your banking needs or simply want to learn more about what we offer, our friendly team is eager to help. Feel free to give us a call at 615-760-7015 if you have any questions before your visit. We look forward to welcoming you soon!

Nearby Landmarks

Our branch is just a stone's throw away from popular local spots like the historic West Nashville area and close to many shops and restaurants. So whether you're running errands or enjoying a day out, stopping by First South Financial is a breeze!

Operating Hours

We know your time is valuable! That's why we offer convenient lobby hours from 8:30 AM to 5:00 PM Monday through Thursday, and extended hours on Friday until 6:00 PM. This allows you to drop by before or after work or during your lunch break.

Services Offered

At First South Financial, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also enjoy online and mobile banking options that make managing your finances simple and efficient.

Member Eligibility

At First South Financial, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Nashville area, you're likely eligible to join us. We embrace individuals from all walks of life, whether you're looking for personal banking solutions, auto loans, or business services. For more detailed information on eligibility requirements, feel free to visit our website at . Opening an account with us is straightforward and hassle-free. Simply stop by our branch located at 1211 51St Ave N Nashville Tn 37209, or give us a call at (615) 760-7015 for any questions you may have about membership. We're excited to help you take the first step toward joining our family at First South Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,937,254, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine streamlining your payment processes and enhancing customer satisfaction at the same time. Our merchant services provide you with the tools needed to accept payments efficiently, whether in-store or online. This means less hassle for you and more convenience for your customers allowing you to focus on what you do best: running your business. Visit us at 1211 51St Ave N Nashville Tn 37209, Nashville, TN or call us at (615) 760-7015 to discover how our business banking and commercial services can support your goals. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and stress-free. You can choose from competitive rates that fit your budget, allowing you to drive away in the car of your dreams without breaking the bank.

Business Banking Services

We haven't forgotten about small businesses! Our business banking services include merchant services and business loans that help entrepreneurs thrive. Imagine having support for all your business needs under one roof!

Convenient Access with ATM & Cash Withdrawal Services

Accessing your funds has never been easier with our ATM services available right at our branch. You can withdraw cash, check balances, and more all with convenience in mind.

Final Thoughts

At First South Financial, we understand that everyone's financial journey is unique. That's why we are dedicated to providing a comprehensive list of services aimed at helping our members achieve their goals. If you're ready to take the next step towards better financial health or have any questions about our offerings, please reach out at 615-760-7015 or visit us online at First South Financial. Let us partner with you on your journey today!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we provide personalized mortgage loans designed to suit various financial situations. Our team will guide you through the process, ensuring you find the best terms and conditions possible.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your finances efficiently. Imagine having easy access to your funds while earning competitive interest rates. With our online and mobile banking options, you can check your balance, transfer money, and pay bills from anywhere. We also offer credit cards with rewards that let you earn points on everyday purchases perfect for those who want to make the most out of their spending.

Personal Loans & Debt Consolidation

Need some extra cash? Our personal loans are here for you. Whether it's for unexpected expenses or consolidating debt into one manageable payment, we can assist in finding the right solution that fits your lifestyle.

Digital & Online Banking

Key Features

Our online banking platform, accessible through https://www.firstsouth.com/ , allows you to check balances, transfer funds, and manage your accounts all in one place. You can easily enroll in e-statements for a more eco-friendly approach to banking, eliminating the clutter of paper statements while keeping your financial information organized and accessible. For those who prefer mobile banking, our dedicated mobile application makes it even simpler to handle transactions right from your smartphone. You can make person-to-person transfers with just a few taps, ensuring that sending money to friends or family is fast and hassle-free. Plus, with our mobile payments feature, you can pay for purchases directly from your phone no wallet needed!

Security and Convenience

We prioritize your security with robust measures in place to protect your personal information. While we currently do not support electronic signature authorization, our other features ensure that you have a safe banking experience. Your peace of mind is important to us. All these services come together to create an easy-to-use platform that allows you real-time management of your finances. No more waiting for business hours; everything you need is right at your fingertips whenever you need it. Join us at First South Financial today and discover how our digital banking solutions can enhance your financial journey!

Financial Strength

Commitment to Innovation

With $222,998,070 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive; we have $6064 in used auto loans and a total of $525,768,490 in loans and leases available to support your financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First South Financial is your trusted partner. Visit us at 1211 51St Ave N Nashville TN 37209 or call 615-760-7015 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Growing Membership Base

We're thrilled to have grown our member base significantly; with a total of 105,267 share accounts, it shows that more people trust us with their finances every day. Our net shares amount to $122,442, highlighting the funds available for lending and investments which further enriches the services we provide.

Member-Focused Savings

Your savings are secure with us. We have $82,818,158 in share certificates and $74,335,121 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in our dedicated team 128 full-time employees ready to assist you whenever needed.

Strong Financial Health

With a net worth of $237,033,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 30.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $154,370,001 in used vehicle loans and $88,037,234 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $3,937,254 provide the capital needed to grow and expand your enterprise. We understand that running a business comes with its challenges; that's why we strive to support local entrepreneurs with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,913,866, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that you can secure the home of your dreams without breaking the bank.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we can assist you with that as well. Our team is here to guide you through eligibility options and help you make informed decisions that align with your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First South Financial, we're committed to providing personalized service tailored to your unique needs. If you're ready to explore our loan offerings further or have any questions about eligibility or refinancing options, feel free to reach out at 615-760-7015. We're here to help you every step of the way!

Unsecured Credit Cards

Managing finances effectively is essential for everyone. We offer flexible terms on unsecured credit card loans, with a total of $18,404,870 in loans helping our members navigate their day-to-day expenses. This option allows you to have access to funds when needed without collateral requirements.

Loan Aggregator

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FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION - Nashville, TN