FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

Welcome to First South Financial, your trusted credit union located at 2723 Summer Oaks Dr, Bartlett, TN 38134. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional financial services and support. With over 72,145 members and assets totaling $758,451,250, we are dedicated to fostering a sense of belonging and financial well-being for everyone who walks through our doors. At First South Financial, we understand that each member has unique needs. That's why we offer a wide range of financial products, including loans and deposit accounts tailored just for you. Our total loans and leases amount to 26,395, showcasing our dedication to helping you achieve your financial goals. We also take pride in maintaining robust deposits of $182,228,745, ensuring that your money is safe and secure with us. Our leadership team plays a crucial role in guiding our mission. Under the direction of CEO W. Craig Esrael and Board President Deb Ross, we strive to create a welcoming environment where every member can thrive. Our experienced staff of 128 employees is here to assist you with any questions or concerns you may have. While members can visit us at our Bartlett branch, official correspondence should be sent to the same address: 2723 Summer Oaks Dr, Bartlett, TN 38134. For any inquiries or assistance, don't hesitate to reach out at 901-380-7400 during our operating hours from 8 AM to 5 PM, Monday through Friday. Join us today as we continue to make a positive impact in the lives of our members and the community. Visit our website at First South Financial for more information about how we can help you on your financial journey!

Welcome to First South Financial, a cornerstone of the Bartlett community since it opened its doors in 1957. Located at 2723 Summer Oaks Dr, Bartlett, TN 38134, our branch has grown alongside the residents we serve. Over the years, we have nurtured strong relationships and adapted to meet the evolving needs of our members, leading to a robust total membership of 72,145 and total assets amounting to $758,451,250. At First South Financial, our mission is clear: to provide exceptional financial services while fostering a spirit of community support. We believe that banking should be more than just transactions; it should be a partnership aimed at helping individuals and families achieve their financial goals. Whether you need a loan for a new vehicle or assistance with budgeting, we are here to guide you every step of the way. Our commitment to accessibility is evident in our operating hours from 8 AM to 5 PM, Monday through Friday. While we currently do not offer ATM or drive-thru services, we prioritize personalized service within our branch. We encourage members to visit us at our physical location for all their banking needs. If you need to send official correspondence, please use our mailing address: 2723 Summer Oaks Dr, Bartlett, TN 38134. As a community-focused credit union headquartered in Bartlett, TN, we strive for inclusivity and support local initiatives that uplift those around us. Our partnerships with various organizations reflect our dedication to making a positive impact on the lives of our members. In this digital age, we've also embraced technology by offering online banking and mobile payment options. These advancements help ensure that your banking experience is as convenient as possible while maintaining security and ease of access. Join us at First South Financial today and become part of a vibrant community where your financial well-being is our top priority. Experience firsthand how we blend personal service with modern solutions tailored just for you. For more information or assistance, don't hesitate to call us at 901-380-7400. Together, let's build a brighter financial future!

Welcome to First South Financial, your trusted credit union located at 2723 Summer Oaks Dr in the heart of Bartlett, TN. We pride ourselves on being conveniently situated to serve our members better. Nestled in Shelby County, our branch is easily accessible, whether you're coming from nearby landmarks or just passing through. Our location offers ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. While we don't have a drive-thru service or ATMs at this branch, our friendly staff is here to assist you with all your banking needs during our lobby hours, which are from 8 AM to 5 PM Monday through Friday. If you need to send any official correspondence, please note that while you can always visit us at the branch address mentioned above, our mailing address is also 2723 Summer Oaks Dr, Bartlett, TN 38134. Feel free to reach out to us at 901-380-7400 if you have any questions or need assistance. We invite you to stop by and discover how First South Financial can help you achieve your financial goals!

Joining First South Financial is like stepping into a warm community where your financial needs are our priority. To become a member, you just need to meet a few simple eligibility criteria, which often include living or working in the area, being related to an existing member, or being part of specific organizations. This means that many people can easily qualify! Not only do you gain access to a range of personalized financial services, but you also become part of a supportive network dedicated to helping you succeed. For more detailed and updated eligibility information, feel free to check out our website at . Once you're ready to join us at First South Financial, the account opening process is straightforward and welcoming. You can visit us at our convenient location at 2723 Summer Oaks Dr Bartlett Tn 38134 or give us a call at (901) 380-7400 for assistance. We're here to help guide you through each step of becoming a valued member of our family!

At First South Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a reliable partner in your financial journey, ensuring that you have access to the services you need while we maintain a strong financial foundation. With a net worth of $237,033,751, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $82,818,158 in share certificates and $74,335,121 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 128 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $222,998,070 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to better serve our members. Our total loans and leases amount to $525,768,490, which includes $6,064 in used auto loans to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. The strength of our member base is evident with 105,267 total share accounts a clear sign that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First South Financial is your trusted partner. Visit us at 2723 Summer Oaks Dr Bartlett TN 38134 or call 901-380-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.