FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION - Dyersburg, TN

Welcome to First South Financial, your trusted partner in banking, located at 230 Community Park Rd, Dyersburg, TN 38024. Since opening our doors in 1957, we have been dedicated to serving our community and supporting our members' financial needs. With over 72,000 members and total assets of $758,451,250, we pride ourselves on being a reliable credit union that puts you first. At First South Financial, we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and business financing. We understand the importance of having access to your funds when you need them, which is why we provide convenient online and mobile banking services along with ATM access. Our leadership team, headed by CEO W. Craig Esrael and Board President Deb Ross, is committed to fostering a culture of trust and integrity within our organization. With a dedicated staff of 128 employees, we strive to ensure that every member feels valued and supported in their financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 230 Community Park Rd, Dyersburg, TN 38024. Whether you're looking for assistance with loans or simply want advice on managing your finances, we're here to help! Don't hesitate to reach out by calling us at 731-286-0154 or visiting our website at First South Financial. Join us today and experience the difference of being part of a community-focused credit union!

Welcome to First South Financial in Dyersburg, where your convenience is our priority! Located at 230 Community Park Rd, this branch is easily accessible and situated near popular spots like the beautiful Community Park. Whether you're stopping by for a quick transaction or to discuss your financial needs, we're here for you. While members can visit us at 230 Community Park Rd, official correspondence should be sent to the same address. Our branch offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. We know that your time is valuable, which is why we have convenient operating hours. Our lobby welcomes you from 8:30 AM to 5:00 PM Monday through Thursday, and stays open until 6:00 PM on Fridays. For those busy Saturdays, our drive-thru operates from 9:00 AM to 1:00 PM, making it easy for you to bank on your schedule. At First South Financial, we offer a variety of services tailored to meet your banking needs from personal checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. Need assistance? Give us a call at 731-286-0154. Our friendly team is ready to help you with all your financial inquiries. We look forward to welcoming you into our branch soon!

At First South Financial, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Joining us as a member is simple and inclusive! If you live, work, or attend school in the area, you may qualify for membership. We embrace individuals from all walks of life, so whether you're just starting out or looking for a financial partner for your future plans, we're here for you. For detailed eligibility requirements and to ensure you meet the criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account with First South Financial is a breeze! You can reach us at (731) 286-0154 if you have any questions or need assistance during the process. We're excited to welcome you into our family at 230 Community Park Rd Dyersburg Tn 38024, where your financial goals matter to us!

At First South Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which reflects our commitment to providing reliable services and support to every member. With a net worth of $237,033,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $82,818,158 in share certificates and $74,335,121 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $222,998,070 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,064 in used auto loans and $525,768,490 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $122,442. Total Share and Deposit Accounts: 105,267, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First South Financial is your trusted partner. Visit us at 230 Community Park Rd Dyersburg Tn 38024 or call (731) 286-0154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.