Leaders Credit Union Jackson TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Leaders Credit Union, your trusted financial partner in Jackson, TN. Established in 1957, we've been committed to serving our community for over six decades. Located at 214 Oil Well Rd, Jackson, TN 38305, we pride ourselves on providing a wide range of services tailored to meet the needs of our 79,961 members. At Leaders Credit Union, we understand that banking is about more than just numbers; it's about building relationships and supporting our members' financial journeys. With total assets of $1,121,948,001 and total deposits reaching $77,635,663, we have the strength and stability to help you achieve your financial goals. Our dedicated team of 203 employees, led by CEO Todd Swims and Board President Bart Teague, is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also offer online and mobile banking services to make managing your finances easier than ever. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 10008, Jackson, TN 38308. If you have any questions or need assistance, don't hesitate to reach out! Call us at 731-664-1784 during our lobby hours from Monday through Friday. Join us at Leaders Credit Union today where your financial well-being is our top priority! Visit our website at Leaders Credit Union to learn more about how we can support you.

Branch History & Mission

At Leaders Credit Union, we pride ourselves on our rich history and unwavering commitment to the community. Founded in 1957, our branch has grown from humble beginnings into a trusted financial partner for nearly 80,000 members in Jackson, TN. Our physical location at 214 Oil Well Rd is easily accessible and just a stone's throw from local landmarks, making it convenient for our members to visit us. Over the decades, we have continually evolved to meet the changing needs of our members. From starting with a few services to now offering an extensive array of products such as auto loans, mortgages, personal loans, and business banking options, our mission has always been clear: to enhance the financial well-being of every member who walks through our doors. Our mission goes beyond just providing financial services; we strive to be a cornerstone of support for our community. We believe that by helping individuals achieve their financial goals, we contribute positively to the overall growth and vitality of Jackson. This dedication is reflected in our total assets of over $1 billion and a robust membership base that speaks volumes about the trust placed in us. While members can visit us at 214 Oil Well Rd Jackson Tn 38305, official correspondence should be sent to PO Box 10008, Jackson, TN 38308. This ensures that all communication is handled efficiently. In line with our commitment to innovation, we offer various digital services including online banking and mobile payments to make managing finances easier for our members. We're also proud to provide ADA-compliant facilities to ensure everyone can access our services comfortably. As part of our ongoing efforts to give back, Leaders Credit Union actively engages in community outreach programs and partnerships that uplift those around us. We recognize that together, we can achieve more than as individuals. Whether you need assistance with everyday banking or are looking for loans tailored specifically for your needs, we're here for you. Our friendly staff is dedicated to providing personalized service during our operating hours: Lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Our drive-thru services offer added convenience for quick transactions as well. We invite you to become part of the Leaders Credit Union family. Join us today and discover how we can help you reach your financial dreams while being part of a caring community-focused organization! For more information or to start your journey with us, please call us at (731) 664-1784 or visit our website at Leaders Credit Union.

Branch Location & Accessibility

Convenient Access

You can reach us easily from various nearby landmarks, making your banking experience even more convenient. Just a short drive from popular spots like the Jackson-Madison County General Hospital and close to local shops, our location is designed with accessibility in mind. We offer ample parking right outside the building, so you can park without any hassle. Our branch is fully compliant with ADA standards, featuring ramps and accessible entrances to ensure everyone can access our services comfortably. Plus, if you prefer banking from your vehicle, we have a drive-thru service available for quick deposits and withdrawals.

Operating Hours That Fit Your Schedule

We know that life can get busy! That's why we've tailored our operating hours to fit into your day. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. You can also take advantage of our drive-thru service during these hours for those times when you're on the go.

Services Designed for You

At Leaders Credit Union, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions for every financial journey. Need cash? Our ATM is readily available for withdrawals and balance checks whenever you need it. If you ever need to send official correspondence, please note that while you can visit us at 214 Oil Well Rd, official mail should be directed to PO Box 10008 in Jackson, TN.

We’re Here for You!

Have questions or ready to start banking with us? Don't hesitate to give us a call at 731-664-1784. Our friendly team is eager to assist you! We invite you to visit us soon and discover how Leaders Credit Union can help you achieve your financial goals while providing exceptional service.

Member Eligibility

Becoming a member of Leaders Credit Union is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in Madison County, you're already on the right path to membership! We welcome everyone who shares our values and mission to help our community thrive. Not only do you gain access to a range of beneficial services like personal banking and loans, but you also enjoy a sense of belonging in a supportive environment. To learn more about the specific eligibility criteria and ensure you're ready to join us, feel free to check out our detailed information at Leaders Credit Union Membership Benefits. Ready to take the next step? Opening an account is simple! You can find all the details you need at Account Opening. If you have any questions or need assistance, don't hesitate to reach out by calling us at 731-664-1784. We look forward to welcoming you into our community at 214 Oil Well Rd, Jackson, TN 38305!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving customers seamlessly at checkout while keeping track of transactions effortlessly. Our tools help streamline operations so you can focus on what matters most growing your business. Ready to take your business to the next level? Visit us at 214 Oil Well Rd, Jackson, TN 38305 or call us at 731-664-1784 to learn more about how we can help you thrive.

Comprehensive List Of Services

Business Banking

If you're a business owner in need of banking solutions, we have you covered with our business banking services. From merchant services that streamline transactions to various business loan options that can help grow your enterprise, we're here to support your success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features. With easy access through our app or website, you can check balances, transfer funds, and pay bills anytime from anywhere. Need cash? Our ATM services allow for quick withdrawals and balance checks without any hassle.

Drive-Thru and In-Person Services

For those who prefer face-to-face interactions or quick transactions on the go, our drive-thru banking offers basic services like deposits and withdrawals efficiently. Whether you're stopping by during your lunch break or running errands after work, we're open Monday through Friday with extended hours on Fridays. As a member of Leaders Credit Union, you'll not only have access to all these essential services but also the peace of mind knowing you're supported by a team committed to your financial well-being. Don't hesitate! For more information about how we can assist you or to explore membership benefits further, call us today at 731-664-1784 or visit our website at leaderscu.com. Join us at Leaders Credit Union where your financial success is our priority!

Loans and Debt Solutions

Life can bring unexpected expenses, and that's why we also provide personal loans and debt consolidation options. If you're feeling overwhelmed by multiple debts, our consolidation loans can simplify your payments into one manageable monthly bill. For those seeking rewards while spending, our credit cards offer fantastic benefits that let you earn points on everyday purchases.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Need a reliable way to save for future goals? Our savings accounts come with competitive interest rates that can help your funds grow over time. When it comes to making significant purchases like a car or home, our auto loans and mortgage options are here for you. We offer flexible vehicle financing tailored to fit your budget, ensuring you drive away with confidence. Plus, if you're looking to refinance your current mortgage for better terms, we can assist with that too.

Digital & Online Banking

Conclusion

In a world where time is precious, Leaders Credit Union's digital and online banking services provide an accessible way to keep track of your finances while ensuring top-notch security. Experience the convenience today by visiting https://www.leaderscu.com/ and take control of your banking needs!

Key Features

One of the standout features is our mobile application. Whether you're using an iPhone or Android device, our app offers a user-friendly experience that makes banking easy. Plus, with the mobile payments feature, you can make purchases directly from your phone without fumbling for your wallet. Sending money to friends or family is simple with our person-to-person transfer option. This allows for quick and easy transactions without the hassle of cash or checks. We also prioritize security with electronic signature authorization, giving you peace of mind when completing important transactions. If you prefer going paperless, we offer e-statements as well. You can view your statements online anytime, helping you stay organized and reducing clutter in your mailbox.

Financial Strength

At Leaders Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and transparent, allowing us to serve our community with confidence. With a net worth of $118,884,594, we maintain strong financial health, which enables us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $46,197,886 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,860 in used auto loans and a total of $972,556,865 in loans and leases. Our net income of $11,349,550 reflects our operational efficiency. This strong performance allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 197 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) amount to $4,636, while the total share accounts stand at an impressive 145,337 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 214 Oil Well Rd Jackson Tn 38305 or call 731-664-1784 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Loan Offering

Accessibility and Support

Our branch is located at 214 Oil Well Rd Jackson Tn 38305, and you can reach us at 731-664-1784 during lobby hours: Monday through Friday from 8:30 AM to 5:00 PM (and until 6:00 PM on Fridays). Our team is always ready to assist you with any questions about our loan offerings or eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent and reliable financial services that empower our members. Visit us today or check out our website at https://www.leaderscu.com for more information about how we can support your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. If you're considering refinancing your existing auto loan for better terms or lower payments, we can help you explore those options as well.

Business Financing

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $14,453,967 provide the necessary funding to take your business to the next level. We understand the unique challenges that businesses face and are committed to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $62,504,470. Whether you're purchasing a new property or refinancing an existing mortgage, our dedicated team is ready to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $24,342,615 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great way to handle unexpected expenses.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each loan listing goes through a verification process to guarantee accuracy, allowing you to trust the information presented.