Leaders Credit Union Jackson TN | Quick Personal Loans & ATMs

Introduction

Welcome to Leaders Credit Union, your trusted financial partner located at 1956 N Highland Ave, Jackson, TN 38305. Since our establishment in 1957, we have been dedicated to serving our community with personalized banking solutions and a commitment to your financial well-being. With a robust membership of 79,961 and total assets exceeding $1,121,948,001, we are proud to offer a wide range of services tailored to meet the needs of individuals and businesses alike. At Leaders Credit Union, we understand that every member's journey is unique. That's why we provide various options including auto loans, mortgage financing, personal loans, and business banking services. Whether you're looking for competitive rates or expert advice, our experienced team is here to help you every step of the way. Our CEO, Todd Swims, along with Board President Bart Teague, leads a dedicated staff of 203 employees who are passionate about making banking accessible and convenient for all. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 10008, Jackson, TN 38308. With total deposits of $77,635,663 and net worth of $118,884,594, Leaders Credit Union stands strong in the financial landscape. We are also proud to report cash in hand amounting to $7,492,258, ensuring we can meet your needs promptly. We invite you to experience the difference that a member-focused credit union can make in your life. For more information or to take advantage of our offerings, visit us online at Leaders Credit Union or give us a call at 731-664-1784 today! Your financial future starts here.

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are an integral part of the Jackson community. Through various initiatives and events, we work tirelessly to support local causes and foster growth within our neighborhoods. Our drive-thru banking services and ATM availability provide added convenience for our members who are on the go. As we look ahead, Leaders Credit Union remains committed to adhering to ADA compliance standards and ensuring that all our services are accessible to everyone. Join us today! Experience firsthand how Leaders Credit Union can help you achieve your financial dreams while making a positive impact in your community. Visit us or call us at 731-664-1784 for more information about membership benefits or to open an account. Together, let's build a brighter financial future!

Our Journey

Leaders Credit Union began with a small group of individuals who believed in the power of cooperative banking. Over the years, we have expanded significantly, now boasting a total membership of 79,961 and total assets exceeding $1.12 billion. Our commitment to our members has driven us to continually enhance our services, ensuring that we meet the evolving needs of our community. In addition to personal banking solutions such as checking and savings accounts, auto loans, and mortgages, we also offer business banking services including merchant services and business loans. We aim to empower our members financially while contributing positively to the local economy.

Our Mission

At Leaders Credit Union, our mission is clear: we are here to provide accessible financial solutions that improve the lives of our members. We believe in supporting not just individual financial goals but also in giving back to the community through various outreach efforts and partnerships. We strive to make banking easy and convenient for everyone by embracing digital advancements like online banking and mobile payments. While you can visit us at our branch on N Highland Ave for all your banking needs, official correspondence should be directed to PO Box 10008, Jackson, TN 38308.

Branch Location & Accessibility

Accessibility and Features

At Leaders Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available for your convenience. If you prefer not to enter the building, our drive-thru banking service is here for you! You can take care of deposits, withdrawals, and other simple transactions without ever leaving your car.

Operating Hours

We understand that life gets busy, so we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. If you need assistance on Saturdays, our drive-thru operates from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking or need help with loans or credit cards, our friendly staff is ready to assist you during these hours.

Services Available

Leaders Credit Union offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the ease of online and mobile banking whenever you need it. And if you're in need of cash, we have an ATM available right here at the branch! While members can visit us at 1956 N Highland Ave Jackson Tn 38305, official correspondence should be sent to PO Box 10008, Jackson, TN 38308. Feel free to give us a call at 731-664-1784 if you have any questions or need assistance before your visit. We look forward to welcoming you at Leaders Credit Union!

Member Eligibility

At Leaders Credit Union, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Jackson area, you're already on the path to membership! Additionally, if you have a family member who is already a member with us, you can easily join too. We value inclusivity and strive to make our services accessible to everyone in our community. You can find more detailed information about eligibility by visiting our membership benefits page. Opening an account is straightforward and welcoming; simply head over to our account opening page for guidance. Should you have any questions or need assistance, feel free to call us at (731) 664-1784. We're here to help you every step of the way as you embark on your journey with Leaders Credit Union at 1956 N Highland Ave, Jackson, TN 38305!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to process payments quickly and securely while focusing on what you do best serving your customers. Our merchant solutions are crafted to enhance your operations and improve cash flow, giving you more time to grow your business. Located at 1956 N Highland Ave, Jackson, TN 38305, our team is ready to help you navigate the financial landscape. Contact us today at 731-664-1784 to learn more about how we can assist your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Support

Our branch also features basic drive-thru banking services for quick deposits and withdrawals. For those who prefer automated transactions, our ATMs allow easy access for balance checks and cash withdrawals without stepping inside the branch. We invite you to experience the difference at Leaders Credit Union. If you're interested in any of our services or want more information about becoming a member, feel free to reach out at 731-664-1784 or visit us online at Leaders Credit Union. Let us help you achieve your financial goals today!

Business Banking

If you're a business owner, our business banking services include merchant services and business loans tailored for small businesses. We understand that running a business comes with its own set of challenges, so we're here to support you with flexible financing options.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few clicks on your smartphone or computer, you can access your accounts anytime, anywhere. From ATM services for cash withdrawals to person-to-person payments, managing your finances has never been easier.

Home Financing

For those dreaming of owning their own home, we provide mortgage loans and refinancing solutions. Whether you're buying your first house or looking to refinance an existing mortgage for better terms, our experienced staff will guide you through the process.

Lending Solutions

In addition to auto and mortgage loans, we also offer personal loans and debt consolidation services. These are designed to help you tackle unexpected expenses or consolidate high-interest debts into one manageable payment. Our credit cards with rewards provide additional benefits for everyday purchases, making each transaction work for you.

Personal Banking

We offer various personal banking options that cater to your everyday financial needs. Our checking and savings accounts allow you to manage your money efficiently while enjoying competitive interest rates. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it simple and affordable. We work with you to find a plan that fits your budget.

Digital & Online Banking

Key Services

Our online banking platform at Leaders Credit Union provides you with 24/7 access to your account information, so you can check balances, transfer funds, and pay bills without the hassle of visiting a branch. Whether you're at home or on the go, managing your finances is now more straightforward than ever. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can enjoy mobile payments, person-to-person transfers, and even view e-statements all designed for quick and easy access. Plus, with electronic signature authorization available, signing documents online is not only simple but also secure.

Security and Ease of Use

We prioritize your security while ensuring that our services remain user-friendly. Our mobile payments feature allows you to make purchases securely from your phone without worrying about your information being compromised. And with e-statements available, you can keep track of your transactions in a paperless format helping the environment while keeping your data safe. No more waiting in lines or juggling bank hours; at Leaders Credit Union, we're committed to providing an accessible banking experience tailored to meet your needs. Join us today and discover how our digital banking services can enhance the way you manage your money!

Financial Strength

At Leaders Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which ensures that we can continue to meet your needs with confidence. With a net worth of $118,884,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.60% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings programs, we have $46,197,886 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $20,860 in used auto loans and $972,556,865 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $3,898,870, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 197 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,636. Our Total Share Accounts stand at 145,337, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 1956 N Highland Ave Jackson Tn 38305 or call (731) 664-1784 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those interested in business growth, our outstanding commercial loans totaling $14,453,967 provide the capital needed to expand and succeed in today's marketplace. Additionally, our credit lines totaling $211,170,645 allow for flexibility when unexpected expenses arise. If you're considering refinancing or exploring eligibility options for any of these loan products, we encourage you to visit our website or contact us directly. Our goal is to find a solution that works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Leaders Credit Union, we are committed to supporting our community through accessible financial services tailored to meet diverse needs. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,504,470, make buying or refinancing simple. We offer competitive rates and terms that can fit into your plans for the future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,342,615 in loans helping members manage their finances effectively. This option can be a great way to handle everyday expenses without the burden of high-interest rates.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers when searching for loans. With rigorous sourcing practices, LendMesh stands out as a reliable tool for loan comparison.

Key Benefits of Using LendMesh

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LEADERS CREDIT UNION - Jackson, TN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Jackson, TN (38305)