Leaders Credit Union Jackson TN | Top Checking & Auto Loans

Introduction

Welcome to Leaders Credit Union, your trusted partner in financial well-being since 1957. Located at 1490 Union University Dr, Jackson, TN 38305, our branch is dedicated to serving the needs of our 79,961 members with a strong commitment to community and personalized service. Our journey began over six decades ago, and today we proudly manage total assets of $1,121,948,001, ensuring we have the resources to support you in achieving your financial goals. At Leaders Credit Union, we understand that every member's needs are unique. Whether you're looking for auto loans, mortgage solutions, or personal banking options, our experienced team is here to guide you every step of the way. With total deposits reaching $77,635,663 and a net worth of $118,884,594, we are financially sound and ready to help you thrive. While members can visit us at our physical location for all banking services including drive-thru and ATM access official correspondence should be sent to our mailing address: P.O. Box 10008, Jackson, TN 38308. Under the leadership of CEO Todd Swims and Board President Bart Teague, our team of 203 employees is dedicated to fostering a welcoming environment where you feel valued. We believe in building lasting relationships with our members and actively contribute to our local community. Ready to take the next step? Call us today at 731-664-1784 or visit our website at Leaders Credit Union for more information on how we can assist you in achieving your financial dreams. Join us as we continue to make a positive impact in Jackson and beyond!

Branch History & Mission

Join Us

As we look towards the future, we invite you to join us at Leaders Credit Union. Experience firsthand how our dedicated staff works tirelessly to support your financial goals. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:00 PM (with extended hours until 6:00 PM on Fridays) or Saturday from 9:00 AM to 1:00 PM and discover all the ways we can help you thrive financially. Your journey starts here! Reach out today at 731-664-1784 or explore more about what we offer at Leaders Credit Union. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors more than six decades ago, Leaders Credit Union has evolved significantly. With a current total asset base of over $1.12 billion, we have adapted to meet the changing needs of our community while maintaining the core values that define us. We understand that financial journeys can be complex; that's why we've made it our mission to simplify banking for everyone. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Additionally, we prioritize accessibility with features like mobile banking and ATMs available for easy transactions. Our drive-thru service ensures that even on busy days, members can access their finances with convenience.

Our Mission

At the heart of Leaders Credit Union is a mission to enhance the financial lives of our members while giving back to the community that supports us. We believe in creating opportunities for growth through responsible lending and personalized service. We aim not only to provide exceptional financial products but also to support local initiatives that strengthen our neighborhoods. Whether you are looking for assistance with a loan or exploring ways to save for your future, we are here to guide you every step of the way. Our leadership team is dedicated to ensuring that every member feels valued and understood. While members can visit us at 1490 Union University Dr, official correspondence should be sent to P.O. Box 10008, Jackson, TN 38308 if needed.

Branch Location & Accessibility

Convenient Access and Services

At Leaders Credit Union, we prioritize accessibility for all our members. Our branch features ample parking and is compliant with ADA standards, ensuring everyone can access our services comfortably. We're also proud to offer drive-thru banking for quick transactions without leaving your vehicle. Whether it's a deposit or a cash withdrawal, our drive-thru service makes it easy for you to manage your finances on the go. Our operating hours are designed with your busy schedule in mind: the lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and extends its hours until 6:00 PM on Fridays. On Saturdays, we're available from 9:00 AM to 1:00 PM. If you need assistance outside of these hours, don't hesitate to give us a call at 731-664-1784.

Member-Centric Banking

We offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our ATM is available for your convenience, allowing you to perform basic transactions anytime. We invite you to come visit us at Leaders Credit Union in Thomsen Farms! Our dedicated team is eager to assist you in achieving your financial goals. Don't hesitate to reach out if you have any questions or need more information about our services; we're just a phone call away!

Member Eligibility

Becoming a member of Leaders Credit Union means joining a caring community that's dedicated to your financial well-being. If you're looking to take advantage of our services, you'll be glad to know that membership is open to anyone who lives, works, or worships in the area served by Leaders Credit Union. This means you're likely eligible if you reside in or around Jackson, TN! Our friendly team is here to help guide you through the easy application process and answer any questions along the way. To start your journey with us, simply check out the detailed eligibility criteria at https://www.leaderscu.com/membership-benefits. When you're ready to open an account, you can find all the necessary information at https://www.leaderscu.com/vehicle-loan-application. If you have any questions or need assistance, feel free to give us a call at (731) 664-1784. We look forward to welcoming you into our family at Leaders Credit Union, located at 1490 Union University Dr Jackson Tn 38305, where your financial future can thrive!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we provide merchant services tailored to fit your needs. Picture this: you're running a busy retail store, and you want a payment solution that's quick and reliable. Our merchant services make it easy for you to accept payments seamlessly, so you can focus on what matters most growing your business. Located conveniently at 1490 Union University Dr Jackson Tn 38305 in Jackson, TN, we're here to partner with you on your journey toward success. If you're ready to take the next step or have questions about how we can support your business goals, don't hesitate to reach out at (731) 664-1784!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses. Imagine a local bakery that started with just a few recipes. With the right funding from us, they could invest in better equipment, hire additional staff, or even open a second location. That's the kind of transformation we aim to facilitate.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, our branch includes an ATM for cash withdrawals and balance checks. Additionally, we offer basic drive-thru banking services so you can conduct deposits, withdrawals, and simple transactions without leaving your car. At Leaders Credit Union in Jackson, TN, we're committed to making banking easy and accessible for all our members. To learn more about how we can assist with your financial journey or to inquire about membership benefits, please give us a call at 731-664-1784 or visit our website at www.leaderscu.com. Join us today at Leaders Credit Union where your financial success is our priority!

Business Banking Services

For entrepreneurs and small business owners, we also offer robust business banking services including merchant services and business loans. We believe that supporting local businesses is essential for community growth, which is why we strive to provide the resources needed to help them thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. With options for mobile payments, person-to-person transfers, and e-statements, handling your finances has never been easier. You can check balances, make deposits, and even apply for loans from the comfort of your home or on-the-go.

Personal Banking Solutions

We offer a variety of personal banking options tailored to fit your lifestyle. Our checking and savings accounts are designed to help you manage your day-to-day expenses while also saving for future goals. If you're in the market for a new vehicle, our auto loans and vehicle financing options can get you on the road quickly with competitive rates. For those looking to buy a home or refinance their existing mortgage, we provide flexible mortgage loans and refinancing solutions that can help lower your monthly payments. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards featuring rewards, you can earn points on your everyday purchases turning spending into savings!

Digital & Online Banking

Explore Our Services

With just a click at https://www.leaderscu.com/, you can access our 24/7 online banking services. This means you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go! Our mobile application brings all these features right to your fingertips, making it simple to manage your accounts whenever you need. Need to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends and family without any hassle. Plus, with electronic signature authorization available, signing documents is quick and secure no more printing or scanning!

Security You Can Trust

Your safety is our top priority. We use advanced security measures to ensure that your personal information remains protected while you bank online. You can rest easy knowing that your data is safe with us as you navigate through our services.

Stay Updated with E-Statements

Enjoy the added benefit of e-statements that keep you informed about your account activity without the clutter of paper statements. Accessing your financial documents has never been easier! Whether you're at home or out and about, Leaders Credit Union is here to support your banking needs with tools that are accessible and easy to use. Join us today for a modern banking experience tailored just for you!

Financial Strength

Focused Resources for Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share Accounts stand at 145,337, showing a strong and growing member base that trusts us with their finances. This trust is paramount as it helps us build a community focused on mutual growth and success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 1490 Union University Dr Jackson Tn 38305 or call (731) 664-1784 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have money market shares, our focus remains on maximizing value for our members.

Operational Efficiency

Our operational efficiency is reflected in our $11,349,550, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 197 full-time employees and 6 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $46,197,886 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,860 in used auto loans and a total of $972,556,865 in loans and leases.

Strong Financial Health

With a net worth of $118,884,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

In addition to these offerings, we also provide credit lines with a total value of $211,170,645. This flexibility allows you to borrow as needed without the hassle of applying for multiple loans. At Leaders Credit Union located at 1490 Union University Dr Jackson TN 38305, our goal is to empower our members by providing accessible financial solutions tailored just for them. If you're interested in exploring your options further or want to know about refinancing opportunities or eligibility requirements, feel free to contact us at 731-664-1784. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive home your desired car today.

Business Loans

For business owners, our outstanding commercial loans totaling $14,453,967 provide the capital needed to grow and expand. We understand how important it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $62,504,470, making buying or refinancing simple. We work with you through every step of the process to ensure that you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $24,342,615 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to maximize your purchasing power while keeping things simple.

Loan Aggregator

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