Personal Loans in Saratoga Springs, NY 12866

Looking for the lowest loan rates in Saratoga Springs, NY? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals tailored to your needs. It’s easy to secure affordable financing that fits your budget and goals.

Whether you’re covering unexpected expenses or planning something special, local credit unions and banks in Saratoga Springs provide friendly service that supports your financial journey. Start comparing today and take control of your finances with confidence.

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APR

Term

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 11.99 %

6 - 7 Yrs

∞

8.99 - 13.59 %

1 - 7 Yrs

$35,000

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.95 - 12.5 %

4 - 10 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney has a Kwik kash line of credit with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal/unsecured loan has a fixed APR of 9.99% , also unchanged during those periods. Bethpage's Fourleaf personal loan has a fixed APR of 8.99% . This rate has stayed the same over the past 7, 30, and 60 days.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Esl's Personal loan has an APR of 9.95% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Saratoga Springs, NY

🏘️ All the Lenders Available in Saratoga County, NY

✅TCT FEDERAL CREDIT UNION

✅STEWARTS CREDIT UNION

✅BROADVIEW FEDERAL CREDIT UNION

✅SARATOGAS COMMUNITY CREDIT UNION

✅HUDSON VALLEY CREDIT UNION

✅SUNMARK CREDIT UNION

✅FIRST NEW YORK FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅HUDSON RIVER COMMUNITY CREDIT UNION

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