Sunmark Credit Union Saratoga Springs NY | Top Checking & Auto Loans

Introduction

At Sunmark, we believe in building strong financial futures for our members and the community. Located at 3090 Route 50, Saratoga Springs, NY 12866, our Wilton Branch is dedicated to providing personalized service and a range of financial products tailored to your needs. With a proud history dating back to 1937, we have grown into a trusted financial institution with over 90,000 members who rely on us for everything from checking accounts to auto loans. Our branch is not just about transactions; it's about relationships. We are here to support you every step of the way, whether you're buying your first car or planning for retirement. Our total assets exceed $1.14 billion, reflecting our commitment to financial stability and growth. We proudly hold $52,400,888 in deposits, ensuring that your savings are safe and accessible whenever you need them. Under the leadership of CEO Jerilee Beaudoin and Board President Kristen Myers, our dedicated team of 255 employees works hard to deliver exceptional service. We understand that every member's journey is unique, which is why we offer a wide array of services including personal banking, auto financing, mortgage loans, credit cards with rewards, and business banking options. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 16370, Albany, NY 12212-6370. Whether you're looking for expert advice or simply want to explore your options, we invite you to reach out. Call us today at (866) 786-6275 or visit our website at sunmark.org to discover how we can help you achieve your financial goals!

Branch History & Mission

At Sunmark, we take pride in our rich history and unwavering commitment to serving the community of Saratoga Springs, NY. Since opening our doors in 1937, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. With a total membership of over 90,000, we have grown into a trusted partner for individuals and families seeking financial stability and growth. Our branch is conveniently located at 3090 Route 50, Saratoga Springs, NY 12866, a place that has become a familiar landmark for many in the area. We invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sundays. For those needing assistance outside these hours, we offer self-service ITM options available 24/7. Sunmark's mission is simple yet impactful: to empower our members by providing accessible financial solutions that meet their needs while actively contributing to the well-being of our community. We believe that banking should be personal and approachable. Our team is here not just to help with transactions but to guide you through important financial decisions from auto loans and mortgages to credit cards with rewards. Over the years, Sunmark has embraced innovation while maintaining our strong community roots. We offer modern conveniences such as online banking, mobile payments, and ATMs for easy access to your funds whenever you need them. Our drive-thru service further enhances this experience by allowing quick and simple transactions without leaving your car. In addition to financial services, we are deeply committed to giving back. Our partnerships with local organizations reflect our dedication to community outreach and support. Whether it's sponsoring events or hosting educational workshops, we strive to make a positive impact beyond just banking. While members can visit us at 3090 Route 50 Saratoga Springs Ny 12866, official correspondence should be sent to PO Box 16370, Albany, NY 12212-6370. Join us at Sunmark and experience the difference of a credit union that truly cares about its members. Together, we can work towards achieving your financial goals while building a stronger community. Call us today at 866-786-6275 or explore more about what we offer at sunmark.org. Your journey towards better banking starts here!

Branch Location & Accessibility

Banking Services

At Sunmark Wilton Branch, we offer a wide range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered! Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days when you're on the go. And if you prefer cash access, you'll find an ATM right here at our branch. While members can visit us at 3090 Route 50 for all their banking needs, official correspondence should be sent to PO Box 16370 in Albany, NY.

Convenient Access

At Sunmark, we prioritize your convenience. Whether you're on your way to the Saratoga Springs City Center or heading out to enjoy the nearby parks, our branch is just a quick detour away. We provide ample parking for our members, ensuring you can come in without any hassle. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can visit us with ease.

Get in Touch

Have questions or want to learn more about what we offer? Feel free to give us a call at 866-786-6275. Our friendly team is ready to assist you! Come visit us today and discover how Sunmark can help make your financial journey easier and more rewarding.

Operating Hours

We understand that life can get busy. That's why we offer flexible hours for our services. You can take advantage of our self-service ITM available around the clock every day of the year! For personal assistance, we're open Monday through Friday from 9:00 AM to 4:30 PM, with extended hours until 6:00 PM on Thursdays and Fridays. Need to bank on Saturday? We're here for you from 9:00 AM to 1:00 PM too! Unfortunately, we are closed on Sundays.

Member Eligibility

Joining Sunmark feels like stepping into a warm and welcoming community where your financial needs are truly understood. Becoming a member is easy and accessible for many! To qualify, you simply need to live, work, worship, or attend school in certain areas around Saratoga Springs or have an immediate family member who is already a member. This means that if you're part of the local fabric here, we'd love to have you join us! You can discover all the details about eligibility by visiting our website at http://www.sunmark.org/membership/open-account. Once you know you're eligible, opening an account is just as straightforward. Whether you're looking for a checking account, savings options, or loans tailored to your needs, our team at Sunmark is here to help every step of the way. Feel free to reach out by calling us at (866) 786-6275 or check out our account opening information online at http://www.sunmark.org/membership/open-account. We can't wait to welcome you into our family at Sunmark, located at 3090 Route 50 Saratoga Springs Ny 12866!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $328 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,440,255, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we provide essential merchant services that simplify daily operations. Imagine effortlessly processing payments through various channels or managing payroll without the hassle. Our services empower you to focus on what you do best running your business. Visit us at 3090 Route 50 Saratoga Springs Ny 12866 in Saratoga Springs, NY or give us a call at (866) 786-6275 to explore how we can support your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services that simplify payment processing and business loans that fuel growth. We understand how important it is for businesses to have reliable financial support.

Connect with Us

We invite you to experience all that Sunmark has to offer. With operating hours designed for your convenience 24/7 self-service options available along with specific hours for personalized assistance we're here when you need us most. If you're ready to take control of your finances or have questions about any of our services, don't hesitate to reach out! Call us at (866) 786-6275 or visit us in person at 3090 Route 50 Saratoga Springs Ny 12866 in Saratoga Springs, NY. Together, let's find the right financial solutions for you!

Digital Convenience

In today's fast-paced world, we know that convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With access to your accounts on the go, making deposits or checking balances becomes a breeze. Our ATM services ensure you can easily withdraw cash whenever needed, while our basic drive-thru banking allows for quick transactions without leaving your car.

Personal Banking

For those managing day-to-day finances, our personal banking options include checking and savings accounts designed for convenience and flexibility. Imagine having a reliable place to deposit your paycheck while also earning interest on your savings. With our competitive rates, it's easier than ever to grow your money. When it comes to financing your vehicle, our auto loans offer favorable terms that can fit any budget. Whether you're purchasing a new car or refinancing an existing loan, we provide clear information and support throughout the process. For larger investments like buying a home, our mortgage loans and refinancing options can help you navigate the real estate market with confidence. Additionally, if you're facing unexpected expenses or trying to consolidate debt, our personal loans are structured to give you the financial relief you need. Plus, consider our credit cards with rewards perfect for everyday purchases while earning benefits you can actually use.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you can check your account balances, pay bills, or transfer money anytime you want. Whether you're at home or on the go, simply visit us at https://www.sunmark.org/ to access your accounts with ease.

On-the-Go Banking with Mobile Features

Our mobile application makes banking even more accessible. With features like mobile payments, you can make purchases quickly and securely right from your phone. Plus, person-to-person transfers let you send money to friends or family in just a few taps. In this fast-paced world, having real-time access to your finances is essential. With the user-friendly tools available at Sunmark, managing your money has never been easier or safer. Join us today and experience the convenience of modern banking tailored just for you!

Safe and Secure Transactions

Security is our top priority. At Sunmark, we offer electronic signature authorization for added peace of mind when making transactions online. You can confidently manage your accounts knowing that your information is protected.

Stay Updated with E-Statements

Going paperless has never been easier! Our e-statements provide a quick and secure way to keep track of your finances without the clutter of paper. You can view your statements whenever you need them, all while helping the environment.

Financial Strength

Commitment to Excellence

Our $1,925,815 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 253 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 158,166, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunmark is your trusted partner. Visit us at 3090 Route 50 Saratoga Springs Ny 12866 or call (866) 786-6275 to learn more about how we can help you achieve your financial goals.

Investment in Future

With $96,407,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,779 in used auto loans and $981,738,508 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $330,700,261 in share certificates and $124,406,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $104,986,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,866,135 in used vehicle loans and $53,268,173 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $173,699,540, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution for your situation.

Other Financing Options

In addition to these primary loan products, we provide other financing options tailored for various needs. If you're considering starting or expanding a business, our outstanding commercial loans totaling $118,440,255 offer the capital necessary for growth. Plus, our credit lines with a total of $224,563,645 are designed for those who want flexible access to funds as needed. At Sunmark, we're committed to serving our community by providing straightforward loan products that meet your unique financial needs. For more information or to discuss refinancing options and eligibility criteria, feel free to reach out to us at (866) 786-6275. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,848,382 in loans helping members manage their finances effectively. These credit cards are perfect for those who need extra purchasing power without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers tailored to their needs.

SUNMARK CREDIT UNION - Saratoga Springs, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Saratoga Springs, NY (12866)

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services

Convenient Access

Get in Touch

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

Business Banking

Connect with Us

Digital Convenience

Personal Banking

Digital & Online Banking

Easy Access Anytime

On-the-Go Banking with Mobile Features

Safe and Secure Transactions

Stay Updated with E-Statements

Financial Strength

Commitment to Excellence

Investment in Future

Member-Centric Savings

Solid Foundation

Loan Offering

Auto Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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