Personal Loans in Saratoga Springs, NY

Looking for the lowest loan rates in Saratoga Springs, NY? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals tailored to your needs. It’s easy to secure affordable financing that fits your budget and goals.

Whether you’re covering unexpected expenses or planning something special, local credit unions and banks in Saratoga Springs provide friendly service that supports your financial journey. Start comparing today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
unfcu
7.95 %
15 Yrs
$150,000
∞
jovia
7.99 - 9.99 %
1 - 5 Yrs
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
∞
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
∞
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
∞
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial has a personal loan with an APR of 7.99% , which has stayed the same over the past 7 and 30 days. Their home improvement loan carries an APR of 8.99% , also unchanged from 7 and 30 days ago. Both rates have been steady compared to 60 days ago.

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Municipal has a personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The personal line of credit has a fixed APR of 11.75% , unchanged from both 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago.

Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Saratoga Springs, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST NEW YORK FEDERAL CREDIT UNION
424 MAPLE AVE SARATOGA SPRINGS NY 12866
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
BROADVIEW FEDERAL CREDIT UNION
7 LOWES DR SARATOGA SPRINGS NY 12866
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
23 DIVISION ST SARATOGA SPRINGS NY 12866
ATM
P2P
E-Statements
E-Signature
Assets: $55,737,776
Deposits: $2,062,850
Net Worth: $4,098,480
Employees: 19
Members: 5,322
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
19 J F KING DR SARATOGA SPRINGS NY 12866
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
SUNMARK CREDIT UNION
3090 ROUTE 50 SARATOGA SPRINGS NY 12866
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841

🏘️ All the Lenders Available in Saratoga County, NY

✅TCT FEDERAL CREDIT UNION
✅STEWARTS CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅SARATOGAS COMMUNITY CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅SUNMARK CREDIT UNION
✅FIRST NEW YORK FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅HUDSON RIVER COMMUNITY CREDIT UNION

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