Broadview Credit Union Saratoga Springs NY | Best Auto Loans & Business Banking

Introduction

Welcome to Broadview, your trusted financial partner in Saratoga Springs, NY. Located at 7 Lowes Dr, our branch has been serving the community since 1934, building a legacy of commitment and trust for over 89 years. With a proud membership of 496,735 individuals, we are dedicated to providing personalized banking solutions that cater to your unique financial needs. At Broadview, we understand that every dollar matters. Our total assets stand strong at an impressive $8,945,023,510, reflecting our stability and ability to support our members effectively. Whether you're looking for an auto loan or planning for future investments, our robust offerings include over $550,025,253 in deposits and a diverse range of loans totaling 359,654. The heart of Broadview lies in its community impact. Our experienced team is led by CEO Michael Castellana and Board President Patrick Kelly, who are committed to fostering a welcoming environment where members feel valued and empowered. We are not just a credit union; we are a community-centric institution focused on helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 7 Lowes Dr, Saratoga Springs, NY 12866. If you have any questions or need assistance, don't hesitate to reach out at 518-452-8234 during our operating hours: Monday to Tuesday from 8 AM to 5 PM, Wednesday to Friday from 8 AM to 6 PM, and Saturday from 8 AM to 2 PM. Join us today at Broadview and experience the difference that comes with being part of a member-focused credit union dedicated to your financial well-being!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; it's about building relationships and making a positive impact in Saratoga Springs and surrounding areas. We engage with local schools and community events to promote financial awareness and encourage savings among young people. By working together with other local businesses and nonprofits, Broadview plays an active role in enhancing the quality of life for everyone in our region. Join us at Broadview today! Experience personalized service tailored to fit your needs while being part of a community-focused organization that cares about your financial well-being. Visit us online at Broadview FCU or call us at 518-452-8234 for more information on how you can become a member and benefit from everything we offer!

Our Mission

At Broadview, our mission is clear: we are dedicated to delivering exceptional financial products and services that meet the needs of our diverse membership. We believe that access to financial resources should be available to all, which is why we focus on community support and outreach programs. Through initiatives like financial literacy workshops and partnerships with local organizations, we aim to uplift not only our members but also the broader community. While members can visit us at 7 Lowes Dr, official correspondence should be sent to the same address. Our operating hours are designed with convenience in mind: Monday and Tuesday from 8 AM to 5 PM; Wednesday through Friday from 8 AM to 6 PM; and Saturday from 8 AM to 2 PM. We understand that modern banking requires flexibility. That's why we offer digital advancements such as online banking and mobile payment options for easy access to your accounts anytime, anywhere. Additionally, our branch features an ATM for quick cash withdrawals and drive-thru services for simple transactions without leaving your vehicle.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to call us at 518-452-8234. Our friendly team is ready to help you with whatever you need. We invite you to drop by Broadview today we can't wait to serve you!

Convenient Access and Parking

We understand that accessibility matters. Our branch features ample parking, including spaces for those with disabilities. Plus, our location is ADA compliant, ensuring everyone can visit us comfortably. If you prefer not to come inside, take advantage of our drive-thru service for quick transactions without leaving your car.

Operating Hours That Fit Your Schedule

At Broadview, we value your time. That's why we offer flexible operating hours! Our lobby is open Monday and Tuesday from 8 AM to 5 PM, and Wednesday through Friday from 8 AM to 6 PM. We also welcome you on Saturdays from 8 AM to 2 PM. So whether you need to make a deposit before work or manage your accounts over the weekend, we're here for you.

Services Tailored for You

We provide a variety of services to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks anytime you need it. Plus, if you're a member of another participating credit union, our shared service center allows for basic transactions right here at our branch. While members can visit us at 7 Lowes Dr, official correspondence should be sent to the same address: 7 Lowes Dr, Saratoga Springs, NY 12866.

Member Eligibility

Joining the Broadview family means becoming part of a caring community that values its members. Here at our branch located at 7 Lowes Dr Saratoga Springs Ny 12866, we welcome anyone who lives, works, or worships in our area, as well as their family members. This inclusive approach allows us to build strong connections with our community while offering you personalized financial services tailored to your needs. By becoming a member, you gain access to a variety of benefits such as competitive rates on loans and savings accounts, along with dedicated support from our friendly staff. Getting started is easy! Simply check out the detailed eligibility criteria on our website at . If you're ready to take the next step, you can open an account online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw or give us a call at (518) 452-8234 for any questions. We look forward to welcoming you into the Broadview community!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a payment solution that fits your unique needs. Our merchant services provide businesses with easy access to payment processing tools, enabling you to accept payments anytime and anywhere. This means you can focus on what you do best growing your business while we take care of the transactions. Visit us at 7 Lowes Dr Saratoga Springs Ny 12866 in Saratoga Springs, NY or give us a call at (518) 452-8234 to learn more about how our services can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For business owners, we offer specialized services under our business banking category. From merchant services to help process payments smoothly to business loans that facilitate growth, we understand what it takes to run a successful operation.

Convenient Access

We know that life can be busy; that's why we provide various ways for you to access your accounts and complete transactions. Our online and mobile banking platforms are user-friendly and secure, making banking easier than ever before. Need cash? Use one of our ATMs or visit our drive-thru service for quick deposits and withdrawals without leaving your car. Additionally, if you're a member of another credit union, take advantage of our shared branch transactions, allowing you to perform basic transactions like deposits and withdrawals seamlessly across partner institutions.

Credit Card Benefits

Don't forget about our credit cards with rewards! These cards not only help you make everyday purchases but also earn points that can be redeemed for various benefits. It's a great way to get more from your spending while enjoying added flexibility.

Get Started Today!

At Broadview, we're not just about banking; we're about building relationships with our members in Saratoga Springs and beyond. If you're ready to experience these services firsthand or have any questions about how we can assist you financially, don't hesitate to reach out at 518-452-8234 or visit us online at Broadview. Your financial journey begins here!

Loans for Your Needs

When it comes to financing, we have you covered. Our auto loans and vehicle financing options make it simple for you to get behind the wheel of your dream car. If homeownership is on your radar, explore our mortgage loans and refinancing options that can assist you in achieving that goal without breaking the bank. For those unexpected expenses or plans for a special project, our personal loans and debt consolidation services are here to provide the financial support you need.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances easily. Imagine having the peace of mind knowing your money is secure while earning interest on your savings. Our accounts come with features designed for convenience, such as online banking and mobile access. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.broadviewfcu.com/, you can access your account anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all with just a few clicks! Plus, our 24/7 online banking service ensures that you're always connected to your money when you need it most. But we don't stop there. For those who prefer mobile banking, our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. Enjoy features like mobile payments for quick transactions and person-to-person transfers to send money to friends or family instantly.

Security and Convenience

Security is our top priority. We use electronic signature authorization for transactions, so you can complete important paperwork without the hassle of printing or mailing documents. Plus, with e-statements available, you can stay organized while helping the environment by opting out of paper statements. Our mobile payments feature allows you to make purchases securely with your phone no need for cash or cards! And if you ever have questions or need assistance, our friendly team is just a phone call away at (518) 452-8234. At Broadview, we believe that banking should be straightforward and stress-free. Explore the future of finance with us today!

Financial Strength

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $29,827 in used auto loans and a total of $6,698,281,974 in loans and leases available for personal or business needs. Our net income stands at $0, reflecting our commitment to maintaining operational efficiency while focusing on member satisfaction.

Dedicated Team

We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to assist you whether you're seeking advice or need help navigating your financial journey.

Member Savings and Investments

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Community Trust

Total Share and Deposit Accounts: 1,233,168, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $35,585,425, further demonstrating our commitment to supporting you every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Broadview is your trusted partner. Visit us at 7 Lowes Dr Saratoga Springs NY 12866 or call us at 518-452-8234 to learn more about how we can help you achieve your financial goals.

Strong Financial Position

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Broadview, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help our members reach their goals. Whether you're looking to purchase a vehicle, buy a home, or manage your day-to-day expenses, we have options that can fit your lifestyle. With over 359654 loans issued, we've helped thousands of members achieve their financial goals. If you're in the market for a new vehicle, our auto loans provide some of the lowest rates in the industry. We've already issued over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans, making it easier than ever for you to hit the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, making buying or refinancing simple and straightforward. We believe that investing in a home is one of the most significant decisions you can make. For those needing extra flexibility in their finances, we also offer unsecured credit card loans totaling $195,889,767. These loans help our members manage their finances effectively without the burden of collateral. If you're a business owner looking for funding to grow and expand your venture, our outstanding commercial loans total $715,018,024. These loans are tailored to meet your specific business needs and support your growth ambitions. At Broadview, we also recognize that life changes and sometimes refinancing is necessary. We provide various refinancing options to ensure you have access to competitive rates and terms that suit your situation. If you have any questions or would like more information about our loan offerings, feel free to reach out to us at 518-452-8234 or visit us at 7 Lowes Dr Saratoga Springs NY 12866. We're here to help guide you through the loan process every step of the way. For more insights on our performance and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services further by visiting Broadview's website today!

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Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans