FIRST NEW YORK FEDERAL CREDIT UNION

At First New York, we believe in building strong, lasting relationships with our members right here in the heart of Saratoga Springs. Established in 1937, our branch located at 424 Maple Ave, Saratoga Springs, NY 12866 has been a cornerstone of financial support for our community. With over 37,000 members, we are dedicated to offering personalized banking solutions that cater to your unique needs. As a trusted credit union with total assets exceeding $488 million, we take pride in our ability to provide competitive loans and savings options. Whether you're looking for an auto loan among our total of 17,221 loans and leases, or want to explore investment opportunities with our total deposits of $16,199,835, we have you covered. Our leadership team is committed to ensuring your financial success. Under the guidance of CEO Lucy Halstead and Board President Brian Krawiecki, we focus on providing exceptional service and innovative products that make banking easier for you. With a dedicated staff of 132 employees, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address. You can easily reach us at (518) 584-5343 during our lobby hours from Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We invite you to discover how First New York can help you achieve your financial goals. Visit us today or check out our website at www.firstnewyork.org for more information on our services!

At First New York, we believe that joining our credit union is like stepping into a supportive family where your financial well-being is our priority. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Saratoga Springs area, you're likely eligible to join us. We're here to help you navigate through the process of membership and share the many benefits that come with it. From competitive loan rates to personalized service, our members enjoy a range of advantages designed to enhance their financial journey. To learn more about specific eligibility criteria, we invite you to visit our website at . If you're ready to take the next step and open an account, it's as easy as clicking on this link: https://firstnewyork.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad4hzayernesmgw-f2ttpe88-imhyfipwofrmzrkudbcyi_r3xzknvpw7citqirwqqw_4kdib3m5x70wtehzik2mqlqcdcpzdzifti9felggiukm-mgkogwcsc2xbpwnb0sjffiabzqg9azknd4_bvf4yiqdugqfmu9c8mnmekecd . Should you have any questions or need assistance, don't hesitate to call us at (518) 584-5343. We're excited to welcome you to our community at First New York, located at 424 Maple Ave Saratoga Springs Ny 12866, and look forward to supporting your financial goals!

At First New York, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial health is robust, allowing us to focus on what matters most: serving you. With a net worth of $45,713,612, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,143,994 in share certificates and $47,056,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being extends beyond mere numbers. With $44,305,464 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $3,747 in used auto loans and $361,352,593 in total loans and leases, helping you achieve your personal finance goals. Reflecting our operational efficiency is our impressive $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 118 full-time employees and 14 part-time employees dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $627,216. Our member base is strong, with a total of 65,119 share accounts showing the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First New York is your trusted partner. Visit us at 424 Maple Ave Saratoga Springs Ny 12866 or call (518) 584-5343 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.