Navy Federal Credit Union Saratoga Springs NY: Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in Saratoga Springs, NY. Located at 19 J F King Dr, Saratoga Springs, NY 12866, we are dedicated to serving our community with a personalized touch. Since our establishment in 1947, we have grown into a thriving institution with over 14 million members who rely on us for their banking needs. At Navy Federal, we pride ourselves on our solid financial foundation, boasting total assets of $180.8 billion and total deposits reaching $2.3 billion. This strength allows us to offer competitive rates on loans and a variety of services tailored to fit your lifestyle. With over 24,500 employees committed to providing excellent service, you can trust that your financial well-being is in good hands. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is passionate about ensuring that every member receives the best possible experience. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 19 J F King Dr, Saratoga Springs, NY 12866. We invite you to reach out to us at 888-842-6328 for any inquiries or assistance you may need. Join us today and discover how we can help you achieve your financial goals! Visit our website at Navy Federal Credit Union for more information or stop by our branch we look forward to welcoming you!

Branch History & Mission

Join Us

Our branch operates Monday through Friday from 9:00 AM to 4:30 PM, offering personalized service tailored to your needs. Whether you're looking for a checking account or planning for a major purchase like a home or vehicle, we're here to help every step of the way. With ATM availability but no drive-thru service at this location, we encourage you to explore all that Navy Federal Credit Union has to offer. If you're not yet part of our family of members, we invite you to join us today! Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. For more information or assistance, feel free to contact us at 888-842-6328 or visit us online at Navy Federal Credit Union. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have consistently focused on providing exceptional financial services. Over the decades, we've expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets of over $180.8 billion, we have the resources to meet the diverse needs of our members. As we celebrate our journey, we also embrace the future. Our commitment to digital advancements ensures that members can easily access their accounts through online and mobile banking platforms. This focus on convenience is complemented by our adherence to ADA compliance, making our services accessible to all.

Our Mission

At Navy Federal Credit Union, our mission is clear: We strive to empower our members through financial education and support while contributing positively to the communities we serve. We believe that strong communities lead to strong families and individuals. That's why we actively engage in community outreach programs and partnerships that make a meaningful impact. While members can visit us at 19 J F King Dr, official correspondence should be sent to the same address as well. For those on the go, we provide convenient ATM access so you can manage your finances effortlessly.

Branch Location & Accessibility

Conveniently Located

Our branch is conveniently located near several local landmarks, making it a familiar stop for residents. Just a short drive from the vibrant downtown area and close to several parks, it's easy to incorporate your banking visit into your daily routine.

Easy Accessibility

Parking is ample and accessible for everyone. We prioritize convenience and comfort, ensuring that our facilities meet ADA compliance standards. If you need assistance upon arrival, our friendly staff is always ready to lend a hand.

Join Us Today!

We invite you to come in and experience how we can support your financial journey. Whether you're looking for expert advice or simply want to manage your account, our team is ready to assist you every step of the way. Visit us today or reach out via phone we look forward to welcoming you!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to accommodate your schedule: open Monday through Friday from 9 AM to 4:30 PM. Feel free to stop by during these hours, and don't hesitate to give us a call at 888-842-6328 if you have any questions before your visit.

Services Offered

At Navy Federal Credit Union, we provide a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to loans for auto financing and mortgages. You can also enjoy the convenience of ATM services right at our location. While members can visit us at 19 J F King Dr, official correspondence should be sent to the same address since it also serves as our mailing address.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are prioritized. To join us at our convenient location on 19 J F King Dr Saratoga Springs Ny 12866, you simply need to meet a few friendly eligibility criteria. Whether you're active in the military, a veteran, or a family member of someone who is, you may qualify for membership. We also welcome individuals who are employees of the Department of Defense or other eligible organizations. If you're unsure about your eligibility, don't worry! You can easily find more information on our website at https://www.navyfederal.org/membership/eligibility .html . Opening an account with us is straightforward and designed to be inclusive for everyone. You can start your journey with just a few clicks by visiting https://mymembership.navyfederal.org/#/milestones . Our team is here to help every step of the way, so if you have any questions, feel free to reach out at (888) 842-6328. Join us today and experience the benefits of being part of the Navy Federal Credit Union community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide comprehensive merchant services that simplify payment processing. Whether you're a small coffee shop or a growing retail store, our solutions make it easy for you to accept payments seamlessly and securely. This means you can focus on what you do best running your business. Visit us at 19 J F King Dr Saratoga Springs Ny 12866 in Saratoga Springs, NY, or give us a call at (888) 842-6328 to learn how our business banking and commercial services can help fuel your success!

Comprehensive List Of Services

Business Banking Solutions

If you're a small business owner or entrepreneur in need of support, our business banking services are designed with you in mind. From merchant services that make payment processing simple to business loans that fuel growth, we're here to assist you every step of the way.

Convenient Access Anytime

We know convenience is key when managing finances. With Navy Federal Credit Union, enjoy easy access through our ATM & cash withdrawal services available at various locations. You can perform basic transactions like withdrawals and balance checks without any hassle.

Credit Cards with Rewards

For those looking to maximize their spending power, our credit cards come with exciting rewards programs. Whether you're using it for daily purchases or special occasions, you'll earn points that can be redeemed for travel, merchandise, or cashback. It's just another way we help our members get more from their financial choices.

Digital Banking Features

In today's fast-paced world, being able to bank online is essential. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills right from your phone or computer. Additionally, features like person-to-person payments simplify how you send money to friends or family. We invite you to visit us at 19 J F King Dr Saratoga Springs Ny 12866 in Saratoga Springs, NY, or give us a call at (888) 842-6328 for more information about any of our services. Whether you're looking to save more effectively or find the right loan for your needs, our friendly team is ready to help you achieve your financial goals!

Loans That Fit Your Needs

If you're considering buying a new car or refinancing your home, Navy Federal Credit Union has got you covered with competitive auto loans and mortgage options. We provide flexible terms and rates that cater to your unique situation. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation services can help lighten the load, making it easier for you to manage your finances.

Personal Banking

When it comes to personal banking, we understand that having access to reliable checking and savings accounts is essential. At Nsa Saratoga Springs Ny, we offer various options tailored to fit your lifestyle. Whether you're saving for a big purchase or managing your day-to-day expenses, our accounts are easy to open and maintain. Plus, with online and mobile banking features, you can manage your money anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts anytime, anywhere. You can view balances, pay bills, and transfer money quickly and safely. Plus, with the ability to sign documents electronically through Yes, handling paperwork is now a breeze. Stay organized with e-statements, which are available through our online system. This feature not only helps reduce paper clutter but also gives you quick access to your financial statements whenever you need them.

Mobile Banking Made Easy

For those on the go, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, you can send money to friends or make purchases with just a few taps on your phone. Our app is user-friendly and designed for seamless navigation.

Security You Can Trust

We prioritize your security with robust protection measures in place. You can rest assured that your transactions are safe as you manage your finances online. Whether you're checking your balance or making a payment, we've got you covered. In summary, Navy Federal Credit Union offers a comprehensive suite of digital banking tools that cater to your needs whenever and wherever you need them. Embrace the ease of modern banking with us today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the highest level of service backed by robust financial health. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 19 J F King Dr Saratoga Springs Ny 12866 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road, you're sure to find a plan that suits your budget. We also provide refinancing options if you're looking to lower your current payments.

Credit Lines

For those needing extra flexibility in managing expenses or funding projects, our total credit lines stand at an impressive $62,780,210,296. This can be an excellent option for both personal and business needs. Our commitment is not only to provide funds but also to empower you with the right tools for financial health. Our team is ready to assist with any questions about eligibility or refinancing options you may need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals are be it purchasing a vehicle or securing a home Navy Federal Credit Union is here to support you with affordable loan solutions tailored specifically for our members in Saratoga Springs and beyond. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $6,343,248,096, designed to make your journey toward owning a home more accessible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our cards are perfect for those looking to build or improve their credit history without the burden of collateral.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans