Welcome to sidney, a trusted financial institution serving our members since 1949. Headquartered in the heart of Sidney, NY, we are dedicated to empowering our community through exceptional service and innovative banking solutions. Under the leadership of CEO Jim Reynolds and Board President Scott McLean, we strive to foster a member-first approach, ensuring that your financial well-being is our top priority. Our commitment to providing accessible banking services is further reinforced by our NCUA insurance, which has safeguarded your deposits since 1/21/1971 0:00.

At sidney, we understand that modern banking requires flexibility and convenience. That's why we offer a suite of digital tools designed to make managing your finances easier than ever. Enjoy the benefits of online banking, utilize our mobile application for on-the-go access, and take advantage of features like person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. Whether you need personal loans, auto financing, or business banking solutions, we are here to support you every step of the way. Discover more about us at https://sfcuonline.org/ or reach out via fax at (607) 563-7474. Join our growing family of over 72,000 members and experience the difference that comes with being part of a community-focused credit union.

At sidney, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, as well as specialized products like auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and rewarding credit cards. For small business owners, we provide essential business banking services that include merchant services and business loans. Our commitment to accessibility means that you can manage your finances with ease through our robust online banking platform, mobile application, and convenient features like person-to-person transfers, mobile payments, e-statements, and e-signatures.

Digital access is at the forefront of how we support our members in managing their everyday banking needs and planning for important life milestones. Whether you are saving for a new home, looking to finance a vehicle, or simply want to streamline your daily transactions, our digital tools make banking straightforward and efficient. If you're considering joining our community or exploring membership options, you can find more information about eligibility at https://sfcuonline.org/about/membership/ . Additionally, for those interested in comparing loan rates or exploring various financing options, our loan aggregator service at https://www.lendmesh.com/loans/vehicle_loans offers valuable insights to help you make informed decisions. Should you have any questions or require personal assistance, feel free to reach out to us directly at (607) 563-7474—we're here to help you every step of the way.

In a world where financial institutions come and go, sidney stands as a beacon of trust and reliability. With a total membership of 72,102, we have built a strong community of individuals who rely on us for their financial needs. Our commitment to excellence is reflected in our robust financial health, evidenced by total assets amounting to 1,019,323,157 and a net worth of 109,204,682. This solid foundation allows us to offer our members competitive services while ensuring their hard-earned money is safeguarded.

At sidney, we understand the importance of stability, which is why we pride ourselves on maintaining a remarkable net worth ratio of 1,070. This figure highlights our ability to effectively manage resources while supporting our members through various financial products. Our total deposits of 12,791,572 showcase the confidence our community has in us, knowing that their funds are managed responsibly.

Our diverse portfolio includes total loans and leases totaling 48,567, catering to a wide range of borrowing needs from personal loans to commercial financing. With an impressive auto loan volume of 35,218 and a growing commercial loans segment comprising 57, we actively contribute to the economic vitality of our region.

Despite challenges faced by many institutions, we have consistently focused on transparency and member satisfaction. Our dedicated team, comprising 212 professionals, works tirelessly to provide personalized service and support every step of the way. We believe that fostering relationships with our members is paramount, and this approach has helped us maintain positive momentum even during uncertain times.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . If you're looking for a trusted partner in your financial journey, explore your options today. Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates tailored to your needs.