SIDNEY FEDERAL CREDIT UNION

At Sidney, located at 65 Genesee St, Greene, NY 13778, we pride ourselves on being more than just a financial institution; we're your trusted partner in building a secure financial future. Since our establishment in 1949, we've been dedicated to serving our community with integrity and commitment. With a membership base of over 72,102 individuals and total assets amounting to an impressive $1,019,323,157, we have the resources to meet your banking needs effectively. As a member of Sidney Credit Union, you can enjoy benefits such as competitive rates on loans having issued 48,567 loans and leases and personalized service tailored to your unique circumstances. Our total deposits stand at $12,791,572, reflecting the trust our members place in us every day. With a net worth of $109,204,682 and cash in hand of $10,633,001, you can feel confident knowing that your money is in safe hands. Led by our CEO, Jim Reynolds, and Board President Scott McLean, our team is committed to fostering a welcoming environment where you feel valued. Our dedicated staff of 212 employees is here to assist you with everything from personal banking services to business loans. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 65 Genesee St., Greene, NY 13778. Join us at Sidney Credit Union today by visiting our website at sfcuonline.org or call us directly at 607-656-5732. Discover how we can help you achieve your financial goals while enjoying the friendly service that makes us a staple in the Greene community!

At Sidney, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We aim to create an environment where everyone feels at home and can take advantage of our range of financial services designed just for you. You can find detailed eligibility criteria on our website at https://sfcuonline.org/about/membership/ . Once you're ready to take the next step, opening an account is simple. Just visit us at our branch located at 65 Genesee St Greene Ny 13778, or you can conveniently start the process online through this link: https://sfcu.wufoo.com/forms/s1ajk3gx0o9gsjs/ . If you have any questions or need assistance, feel free to give us a call at (607) 656-5732. We're here to help you join our wonderful community!

At Sidney, we understand that convenience and security are essential for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, you can access your accounts anytime, anywhere through our user-friendly platform. One of the standout features is our robust online banking service, available 24/7 at https://sfcuonline.org/ . With just a few clicks, you can check your account balances, view transaction history, and transfer funds between accounts with ease. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send funds quickly and securely. For those who prefer mobile banking, our dedicated mobile application is here to help. With this app, you can manage your accounts right from your smartphone, allowing for real-time updates and quick access to your financial information. Plus, if you're always on the move, you'll appreciate our mobile payments feature, which lets you pay for purchases directly from your phone. Security is always a priority at Sidney. We offer electronic signature authorization for easy document signing without the hassle of printing or scanning. And if you choose to go paperless, our e-statements are readily available to keep you informed about your account activity while helping the environment. With all these features designed with your convenience in mind, managing your money has never been easier. Join us at Sidney and experience the freedom of digital banking today!

At Sidney, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with confidence. With a net worth of $109,204,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Members' savings are secured through $383,032,384 in share certificates and $109,773,638 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also growing. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $93,441,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,609 in used auto loans and $827,011,937 in total loans and leases. We understand that when it comes to financing your dreams be it a new car or home improvements having access to flexible lending options is crucial. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,479,656. Total Share and Deposit Accounts: 150,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sidney is your trusted partner. Visit us at 65 Genesee St Greene Ny 13778 or call (607) 656-5732 to learn more about how we can help you achieve your financial goals.