Sidney Credit Union Greene NY | Affordable Vehicle Loans & ATMs

Introduction

At Sidney, located at 65 Genesee St, Greene, NY 13778, we pride ourselves on being more than just a financial institution; we're your trusted partner in building a secure financial future. Since our establishment in 1949, we've been dedicated to serving our community with integrity and commitment. With a membership base of over 72,102 individuals and total assets amounting to an impressive $1,019,323,157, we have the resources to meet your banking needs effectively. As a member of Sidney Credit Union, you can enjoy benefits such as competitive rates on loans having issued 48,567 loans and leases and personalized service tailored to your unique circumstances. Our total deposits stand at $12,791,572, reflecting the trust our members place in us every day. With a net worth of $109,204,682 and cash in hand of $10,633,001, you can feel confident knowing that your money is in safe hands. Led by our CEO, Jim Reynolds, and Board President Scott McLean, our team is committed to fostering a welcoming environment where you feel valued. Our dedicated staff of 212 employees is here to assist you with everything from personal banking services to business loans. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 65 Genesee St., Greene, NY 13778. Join us at Sidney Credit Union today by visiting our website at sfcuonline.org or call us directly at 607-656-5732. Discover how we can help you achieve your financial goals while enjoying the friendly service that makes us a staple in the Greene community!

Branch History & Mission

Our Mission

At Sidney, our mission is simple yet profound: to improve the financial well-being of our members while fostering community support. We believe that when one of us thrives, we all thrive. This ethos drives us to engage in community outreach initiatives that make a real difference. From sponsoring local events to partnering with organizations that uplift those in need, we are dedicated to being more than just a bank; we strive to be a vital part of Greene's fabric. Our operating hours Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. are designed to accommodate busy schedules while ensuring that our members can access support when they need it most. With both ATM availability and drive-thru banking options at your disposal, we prioritize convenience without compromising service quality. While members can visit us at 65 Genesee St, official correspondence should be sent to the same address for simplicity. Should you have any questions or wish to know more about how we can help you achieve your financial goals, don't hesitate to call us at 607-656-5732. We invite you to join our family at Sidney Credit Union today! Experience firsthand how our services can elevate your financial journey while contributing positively to the Greene community. Together, let's build a brighter future!

Our Story

Located at 65 Genesee St, Greene, NY 13778, we have become a cornerstone for our members, providing personalized banking solutions that cater to their unique needs. With total assets reaching an impressive $1,019,323,157, we continue to focus on responsible lending and prudent financial management, ensuring the stability and sustainability of our services. Over the years, we've made significant strides in enhancing our offerings. We proudly provide various services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we offer business banking solutions to support local entrepreneurs. Our commitment extends beyond traditional banking; we embrace technology by offering online and mobile banking features for convenience.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 607-656-5732. Our team is eager to assist you with any inquiries or help you get started with your banking needs. We invite you to visit us soon at Sidney Credit Union in Greene where banking is made easy and friendly!

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 9 a.m. to 6 p.m., and on Saturdays from 9 a.m. to 12 p.m. These hours make it easy for you to stop by when it fits into your schedule.

Services Offered

At our Greene location, we offer a variety of personal banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need cash? We have an ATM available for quick access to your funds. Plus, enjoy the convenience of drive-thru banking for deposits and withdrawals without leaving your car.

Member Eligibility

At Sidney, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We aim to create an environment where everyone feels at home and can take advantage of our range of financial services designed just for you. You can find detailed eligibility criteria on our website at https://sfcuonline.org/about/membership/. Once you're ready to take the next step, opening an account is simple. Just visit us at our branch located at 65 Genesee St Greene Ny 13778, or you can conveniently start the process online through this link: https://sfcu.wufoo.com/forms/s1ajk3gx0o9gsjs/. If you have any questions or need assistance, feel free to give us a call at (607) 656-5732. We're here to help you join our wonderful community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,476,831, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services tailored to your needs. Imagine having a reliable partner for payment processing that helps streamline your sales transactions. Our services ensure you can accept payments easily, so you can focus on what really matters growing your business. Located at 65 Genesee St Greene Ny 13778, Greene, NY, we're here to help you achieve your business goals. Visit us or call (607) 656-5732 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our tailored solutions in business banking, including essential merchant services and various types of business loans that support your operations. We understand that running a business comes with unique challenges, so we strive to make banking as straightforward as possible.

Convenient Access

Accessing your accounts has never been easier with our online and mobile banking services. Additionally, you can take advantage of our ATM and cash withdrawal services, which ensure you have quick access to your money whenever you need it. For those who prefer in-person service, we offer basic drive-thru banking for deposits, withdrawals, and other simple transactions.

Loans and Credit Options

Need some extra cash for personal projects? Our personal loans and debt consolidation options can assist you in reaching your financial goals without added stress. Plus, our credit cards with rewards not only give you purchasing power but also allow you to earn rewards on everyday spending.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Imagine easily managing your money through our user-friendly online and mobile banking platforms. You can check your balances, transfer funds, and pay bills right from your smartphone. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it simpler for you to drive away in your dream car. If you're planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services will guide you through the process smoothly.

Why Choose Us?

At Sidney, we pride ourselves on being more than just a financial institution; we are part of your community. Our friendly staff is ready to assist you at every turn. Whether you're visiting us at our branch located at 65 Genesee St Greene Ny 13778 or reaching out via phone at (607) 656-5732, we're committed to providing personalized service tailored to your needs. We invite you to explore all that we offer and see how we can help you achieve your financial dreams. Visit us today or check out our website at Greene for more information about opening an account or applying for one of our many loans. Let us be your trusted partner in financial wellness!

Digital & Online Banking

At Sidney, we understand that convenience and security are essential for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, you can access your accounts anytime, anywhere through our user-friendly platform. One of the standout features is our robust online banking service, available 24/7 at https://sfcuonline.org/. With just a few clicks, you can check your account balances, view transaction history, and transfer funds between accounts with ease. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send funds quickly and securely. For those who prefer mobile banking, our dedicated mobile application is here to help. With this app, you can manage your accounts right from your smartphone, allowing for real-time updates and quick access to your financial information. Plus, if you're always on the move, you'll appreciate our mobile payments feature, which lets you pay for purchases directly from your phone. Security is always a priority at Sidney. We offer electronic signature authorization for easy document signing without the hassle of printing or scanning. And if you choose to go paperless, our e-statements are readily available to keep you informed about your account activity while helping the environment. With all these features designed with your convenience in mind, managing your money has never been easier. Join us at Sidney and experience the freedom of digital banking today!

Financial Strength

At Sidney, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with confidence. With a net worth of $109,204,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Members' savings are secured through $383,032,384 in share certificates and $109,773,638 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not only safe but also growing. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $93,441,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,609 in used auto loans and $827,011,937 in total loans and leases. We understand that when it comes to financing your dreams be it a new car or home improvements having access to flexible lending options is crucial. Our operational efficiency is reflected in our $4,212,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,479,656. Total Share and Deposit Accounts: 150,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sidney is your trusted partner. Visit us at 65 Genesee St Greene Ny 13778 or call (607) 656-5732 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $333,058,927 in used vehicle loans and $162,717,780 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms that can be customized to fit your budget. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,946,859, make buying or refinancing simple. We work with you to find solutions that fit your unique circumstances, offering competitive interest rates and friendly service throughout the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,074,770 in loans helping members manage their finances effectively. Our credit cards come with rewarding features designed to give you more control over your spending while providing peace of mind. For those who may be considering refinancing options or eligibility for any of our loan products, we encourage you to reach out. Our knowledgeable staff at Sidney, located at 65 Genesee St Greene Ny 13778, Greene, NY, is ready to answer any questions and guide you through the application process. You can contact us at (607) 656-5732 during our operating hours: Monday - Friday from 9 a.m. - 6 p.m., and Saturday from 9 a.m. - 12 p.m. Explore how our loan offerings can support your financial goals today! Visit us online at Greene for more information or to begin your application process.

Loan Aggregator

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SIDNEY FEDERAL CREDIT UNION - Greene, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Greene, NY (13778)

Introduction

Branch History & Mission

Our Mission

Our Story

Branch Location & Accessibility

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking

Convenient Access

Loans and Credit Options

Personal Banking

Why Choose Us?

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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