SIDNEY FEDERAL CREDIT UNION

Welcome to Sidney, your trusted partner in financial growth and community support! Located at 70 W Front Street Ext, Hancock, NY 13783, we have proudly served our members since 1949. With a strong commitment to fostering financial well-being, we are dedicated to providing personalized banking solutions tailored to your needs. At Sidney, we believe in the power of community. With over 72,102 members, our credit union has grown into a cornerstone of support and trust for families and businesses alike. Our total assets reach an impressive $1,019,323,157, showcasing our stability and reliability as your financial institution. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and much more. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Jim Reynolds and Board President Scott McLean, we prioritize your financial success while maintaining transparency and integrity in all our dealings. We're proud to employ 212 dedicated professionals who share our mission to enhance the lives of our members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 70 W Front Street Ext, Hancock, NY 13783-1016. With total deposits amounting to $12,791,572 and a net worth of $109,204,682, we ensure that your money is safe and working hard for you. Our focus on member satisfaction drives us to continuously improve our offerings whether it's through online banking convenience or competitive loan rates. Ready to take control of your financial future? Don't hesitate to reach out! Call us at 607-637-1450 or explore more about what we offer by visiting our website at sfcuonline.org. Join us today and experience the difference that a community-focused credit union can make!

At Sidney, we take pride in our rich history and unwavering commitment to our community. Established in 1949, our branch has been a cornerstone of financial support in Hancock, NY, located at 70 W Front Street Ext. Over the years, we have grown from a small local credit union to a thriving financial institution serving over 72,000 members. Our total assets now exceed $1 billion, reflecting our steadfast dedication to helping individuals and families achieve their financial goals. From the very beginning, our mission has been clear: to provide accessible and affordable financial services while fostering a sense of community among our members. We understand that each member's journey is unique, which is why we offer a wide range of services tailored to meet diverse needs from personal banking and auto loans to business banking solutions. While members can visit us at 70 W Front Street Ext for all their banking needs, official correspondence should be sent to the same address. Our facility is equipped with an ATM and drive-thru banking for added convenience, ensuring that we're here for you whenever you need us. Over the years, we've embraced technological advancements that enhance your banking experience. Our digital offerings include online and mobile banking services that make managing your finances simple and efficient. We're also proud of our compliance with ADA standards to ensure accessibility for all members. Community support lies at the heart of our mission. We actively engage in outreach initiatives that uplift local organizations and events. By partnering with various community groups, we strive to make Hancock a better place for everyone. As we reflect on our past achievements, we look forward to continuing this journey together. If you're not already part of the Sidney family, we invite you to join us today. Experience the benefits of being a member-focused credit union where your financial well-being is our priority. Visit us online or call us at 607-637-1450 to learn more about how we can serve you!

Becoming a member of Sidney feels like stepping into a welcoming community where your financial needs are understood and valued. If you live, work, worship, or attend school in the area around 70 W Front Street Ext Hancock Ny 13783, you're already eligible to join us! We believe that everyone deserves access to reliable financial services, and at Sidney, we strive to provide just that. Plus, being a member opens the door to various benefits like personalized service and competitive rates that help you reach your financial goals. Joining is simple! You can learn more about the eligibility requirements by visiting our website at https://sfcuonline.org/about/membership/ . If you're ready to start your membership journey or have any questions, feel free to give us a call at (607) 637-1450. We're here to help you take this exciting step toward better financial health! For those eager to open an account, check out the details at https://sfcu.wufoo.com/forms/s1ajk3gx0o9gsjs/ .

At Sidney, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and ensuring your financial well-being. With a net worth of $109,204,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,032,384 in share certificates and $109,773,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,441,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,609 in used auto loans and $827,011,937 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,479,656. Total Share and Deposit Accounts: 150,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sidney is your trusted partner. Visit us at 70 W Front Street Ext Hancock Ny 13783 or call (607) 637-1450 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.