Sidney Credit Union Hancock NY | Affordable Auto Loans & ATMs

Introduction

Welcome to Sidney, your trusted partner in financial growth and community support! Located at 70 W Front Street Ext, Hancock, NY 13783, we have proudly served our members since 1949. With a strong commitment to fostering financial well-being, we are dedicated to providing personalized banking solutions tailored to your needs. At Sidney, we believe in the power of community. With over 72,102 members, our credit union has grown into a cornerstone of support and trust for families and businesses alike. Our total assets reach an impressive $1,019,323,157, showcasing our stability and reliability as your financial institution. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and much more. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Jim Reynolds and Board President Scott McLean, we prioritize your financial success while maintaining transparency and integrity in all our dealings. We're proud to employ 212 dedicated professionals who share our mission to enhance the lives of our members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 70 W Front Street Ext, Hancock, NY 13783-1016. With total deposits amounting to $12,791,572 and a net worth of $109,204,682, we ensure that your money is safe and working hard for you. Our focus on member satisfaction drives us to continuously improve our offerings whether it's through online banking convenience or competitive loan rates. Ready to take control of your financial future? Don't hesitate to reach out! Call us at 607-637-1450 or explore more about what we offer by visiting our website at sfcuonline.org. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

At Sidney, we take pride in our rich history and unwavering commitment to our community. Established in 1949, our branch has been a cornerstone of financial support in Hancock, NY, located at 70 W Front Street Ext. Over the years, we have grown from a small local credit union to a thriving financial institution serving over 72,000 members. Our total assets now exceed $1 billion, reflecting our steadfast dedication to helping individuals and families achieve their financial goals. From the very beginning, our mission has been clear: to provide accessible and affordable financial services while fostering a sense of community among our members. We understand that each member's journey is unique, which is why we offer a wide range of services tailored to meet diverse needs from personal banking and auto loans to business banking solutions. While members can visit us at 70 W Front Street Ext for all their banking needs, official correspondence should be sent to the same address. Our facility is equipped with an ATM and drive-thru banking for added convenience, ensuring that we're here for you whenever you need us. Over the years, we've embraced technological advancements that enhance your banking experience. Our digital offerings include online and mobile banking services that make managing your finances simple and efficient. We're also proud of our compliance with ADA standards to ensure accessibility for all members. Community support lies at the heart of our mission. We actively engage in outreach initiatives that uplift local organizations and events. By partnering with various community groups, we strive to make Hancock a better place for everyone. As we reflect on our past achievements, we look forward to continuing this journey together. If you're not already part of the Sidney family, we invite you to join us today. Experience the benefits of being a member-focused credit union where your financial well-being is our priority. Visit us online or call us at 607-637-1450 to learn more about how we can serve you!

Branch Location & Accessibility

Convenient Access

Getting to us is a breeze! Our location is close to local landmarks that you might recognize, and we offer ample parking for your convenience. Plus, our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that everyone can visit us comfortably.

Drive-Thru Banking

For those who appreciate convenience without leaving their vehicle, we also provide drive-thru banking services. This allows you to handle deposits and withdrawals quickly and efficiently. Whether you're a long-time member or considering joining us for the first time, we encourage you to stop by our Hancock branch or give us a call at (607) 637-1450. Our friendly team is eager to assist you with all your financial needs!

Operating Hours

We understand that your time is valuable, which is why our operating hours are designed to fit your busy schedule. Visit us Monday, Tuesday, and Thursday from 9:00 AM to 4:30 PM; on Wednesday from 9:00 AM to 2:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Services Offered

At the Sidney Credit Union, we take pride in offering a variety of banking services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you prefer banking on-the-go, our online and mobile banking features allow you to manage your finances anytime, anywhere. Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Sidney feels like stepping into a welcoming community where your financial needs are understood and valued. If you live, work, worship, or attend school in the area around 70 W Front Street Ext Hancock Ny 13783, you're already eligible to join us! We believe that everyone deserves access to reliable financial services, and at Sidney, we strive to provide just that. Plus, being a member opens the door to various benefits like personalized service and competitive rates that help you reach your financial goals. Joining is simple! You can learn more about the eligibility requirements by visiting our website at https://sfcuonline.org/about/membership/. If you're ready to start your membership journey or have any questions, feel free to give us a call at (607) 637-1450. We're here to help you take this exciting step toward better financial health! For those eager to open an account, check out the details at https://sfcu.wufoo.com/forms/s1ajk3gx0o9gsjs/.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while managing your cash flow more effectively. Our merchant services are designed for real-world application, allowing you to accept various payment types seamlessly. This means less hassle for you and a better experience for your customers. Located at 70 W Front Street Ext Hancock Ny 13783, Hancock, NY, our team is here to provide personalized service and expert advice tailored specifically for your business needs. Call us today at (607) 637-1450 to learn how we can support your business's financial success!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,476,831, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services such as Merchant Services & Business Loans that can empower your company to thrive. Whether you're starting a new venture or expanding an existing one, our team is here to support your ambitions.

Credit Solutions

At Sidney, we believe in rewarding responsible spending. Our Credit Cards with Rewards allow you to earn points for every dollar spent, making everyday purchases more rewarding. It's like getting cash back on things you already buy!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your finances anytime and anywhere. You can transfer funds, pay bills, and check balances all from the comfort of your home or on-the-go. Need cash? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever required. Plus, if you're in a hurry, our Basic Drive-Thru Banking lets you conduct simple transactions without leaving your car. At Sidney, located at 70 W Front Street Ext in Hancock, NY 13783, we pride ourselves on being more than just a financial institution; we're a community partner ready to assist you with all your banking needs. For inquiries or assistance, don't hesitate to call us at 607-637-1450. Ready to take control of your financial future? Visit us online at sfcuonline.org or stop by during our operating hours: Monday through Thursday from 9:00 AM - 4:30 PM, Wednesday from 9:00 AM - 2:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 12:00 PM. We look forward to serving you!

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that fit various lifestyles and budgets. Imagine having easy access to your funds whenever you need them whether it's for everyday purchases or saving up for something special. Our accounts are designed with you in mind, providing convenience and flexibility. If you're looking to finance a new car or perhaps refinance your current vehicle, our Auto Loans & Vehicle Financing options can help you get on the road without breaking the bank. We understand that purchasing a car is an important decision, and we strive to make the financing process straightforward and affordable. For those considering homeownership or looking to lower their monthly payments, our Mortgage Loans & Refinancing services are tailored to help you navigate the housing market with ease. Picture yourself settling into your dream home with a mortgage plan that suits your budget perfectly. Should unexpected expenses arise, our Personal Loans & Debt Consolidation options provide solutions when you need them most. We aim to simplify your financial journey by offering manageable repayment terms.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform at https://sfcuonline.org/ gives you access to a variety of features that simplify your financial management. You can view your account balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization feature allows you to sign documents securely online, saving you time and hassle.

Mobile Access for On-the-Go Banking

For those who prefer to bank from their smartphones, our mobile application makes it easy to stay connected with your finances. You can use mobile payments to make purchases directly from your phone, ensuring that you have quick access to your money whenever you need it. Additionally, person-to-person transfers let you send money to friends or family instantly, making splitting bills or sending gifts effortless.

Stay Informed with E-Statements

Keep track of your finances without the clutter of paper statements! We offer e-statements that provide a convenient way to view your account activity while also being environmentally friendly. You can easily access these statements through our online banking portal. At Sidney, we prioritize the security and ease-of-use of our digital banking services. With robust security measures in place and user-friendly features tailored for our members, managing your money has never been easier. Experience the convenience of modern banking today by visiting us online at https://sfcuonline.org/!

Financial Strength

At Sidney, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services and ensuring your financial well-being. With a net worth of $109,204,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $383,032,384 in share certificates and $109,773,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $93,441,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,609 in used auto loans and $827,011,937 in total loans and leases. Our operational efficiency is reflected in our $4,212,255, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,479,656. Total Share and Deposit Accounts: 150,307, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sidney is your trusted partner. Visit us at 70 W Front Street Ext Hancock Ny 13783 or call (607) 637-1450 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $333,058,927 in used vehicle loans and $162,717,780 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's brand new or gently used.

Business Financing

If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $26,476,831 provide the capital necessary for expansion. We are committed to supporting local businesses and helping them thrive. At Sidney, we also offer refinancing options to help you adjust your current financial commitments. For more information on eligibility or to explore your options further, feel free to contact us at (607) 637-1450. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or simply want more information about what we offer at our branch located at 70 W Front Street Ext Hancock Ny 13783, don't hesitate to reach out. We're here to assist you in achieving your financial goals!

Credit Lines and Credit Cards

For those who prefer flexibility in managing their expenses, we provide credit lines totaling $70,000,000 that allow you to access funds when needed. Additionally, our unsecured credit card loans amounting to $19,074,770 help members manage their finances effectively with easy repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,946,859, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you can find competitive rates in one place. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real impact LendMesh has had on individuals seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing accurate information means that users receive fair and transparent offers tailored to their financial needs.

SIDNEY FEDERAL CREDIT UNION - Hancock, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Hancock, NY (13783)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Drive-Thru Banking

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Supporting Business Growth

Comprehensive List Of Services

Business Banking

Credit Solutions

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Mobile Access for On-the-Go Banking

Stay Informed with E-Statements

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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