Welcome to esl, a trusted financial partner established in 1995 and headquartered in the vibrant city of Rochester, NY. Under the leadership of CEO Faheem Masood and Board President Diana Nole, we are committed to empowering our members through exceptional service and innovative banking solutions. Our mission is rooted in serving our community, including military members, by providing accessible financial services that enhance their lives.

At esl, we pride ourselves on offering a modern banking experience that prioritizes your needs. With NCUA insurance since 2/1/1996 0:00, your deposits are secure with us. We understand the importance of convenience in today’s fast-paced world, which is why we provide robust online banking options, a user-friendly mobile application, and features such as person-to-person transfers, e-statements, and mobile payments. We are dedicated to ensuring that your banking experience is seamless and efficient, allowing you to focus on what matters most to you. Discover more about us at our official website: https://www.esl.org/ . Join our growing family of over 450,000 members and experience the difference a member-first approach can make in your financial journey.

At ESL, we offer a comprehensive suite of financial services designed to empower our members in managing their everyday banking needs and achieving their financial goals. Whether you're seeking personal banking solutions such as checking and savings accounts, or looking for financing options like auto loans, mortgage loans, and credit cards with rewards, we've got you covered. Our commitment to convenience is evident through our robust online banking platform and user-friendly mobile application. With features like Person-to-Person Transfers and Mobile Payments, managing your finances has never been easier. Additionally, our E-Statements ensure you can keep track of your transactions with ease and security.

Our services extend beyond personal banking; we also cater to small businesses with tailored business banking solutions including merchant services and business loans. We understand that life can bring unexpected milestones, which is why we're here to support you every step of the way. For those interested in membership, we encourage you to explore eligibility requirements at https://www.esl.org/about-us/esl-membership . And if you're considering loan options or want to compare rates, visit https://www.lendmesh.com/loans/personal_loans for assistance. Our dedicated team is always ready to help — feel free to reach out via for any personal support you may need. With ESL, you're not just a member; you're part of a community focused on your financial success.

As a trusted financial partner, esl has established itself as a cornerstone of the community, providing exceptional value and service to its members. With a total membership standing at 450,642, we are dedicated to meeting the diverse financial needs of our community. Our impressive total assets of 9,589,555,760 reflect our stability and commitment to responsible financial management, while our net worth of 1,581,486,953 showcases our strong capital position.

We take pride in our robust performance metrics, including total deposits amounting to 26,736,310 and a significant volume of loans and leases totaling 291,481. This financial strength allows us to offer competitive lending solutions tailored to individual circumstances, whether it be for auto loans, personal loans, or commercial financing. In fact, our credit card loan volume is notable at 86,683, alongside an auto loan volume reaching 114,132, demonstrating our versatility in catering to various borrowing needs.

The expertise and dedication of our team are reflected in our workforce of 932 employees, who are committed to delivering personalized service and fostering long-term relationships with each member. Our net worth ratio of 1,649 indicates not only stability but also a solid foundation for continued growth and member satisfaction.

At esl, we believe that transparency is key in building trust with our members. We continuously strive for excellence in all aspects of our operations. Our commitment extends beyond mere numbers; it encompasses the impact we have on individuals and families throughout the region. For insights into our performance and credibility, all financial data can be sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to explore their options further, we invite you to compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs. Together, let’s build a brighter financial future!