ESL FEDERAL CREDIT UNION

Welcome to Esl, your trusted financial partner located at 32 School St, Victor, NY 14564. Since our establishment in 1995, we have dedicated ourselves to serving the community with a member-first approach. With a proud membership of over 450,642 individuals, we have built a reputation for reliability and commitment to financial well-being. At Esl, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage financing, and even business banking solutions. Our total assets stand strong at an impressive $9,589,555,760, ensuring that we are well-equipped to support our members in achieving their financial goals. We believe in transparency and community impact. With total deposits of $26,736,310 and a net worth of $1,581,486,953, you can trust that your money is safe with us. We also have cash in hand amounting to $76,955,654, demonstrating our solid financial foundation. Our leadership team plays an essential role in fostering this environment. Led by CEO Faheem Masood and Board President Diana Nole, our dedicated staff of 932 employees is here to assist you every step of the way. Whether you're looking for advice on loans or assistance with online banking services, we are committed to providing personalized support. While members can visit us at our branch address, official correspondence should be sent to the same address: 32 School St, Victor, NY 14564. We invite you to reach out to us at (585) 336-1000 or explore more about our offerings on our website at www.esl.org. Join us at Esl as we continue to build strong financial futures together!

At Esl, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in the areas we serve. Whether you're looking for better financial options or just want to be part of a supportive network, we've got you covered. To learn more about eligibility requirements, feel free to check out our detailed page at https://www.esl.org/about-us/esl-membership . Once you see how easy it is, you can start your journey by opening an account right away! For assistance, don't hesitate to give us a call at (585) 336-1000. We're here to help you every step of the way at our branch located at 32 School St Victor Ny 14564.

At Esl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that you can trust. With a net worth of $1,581,486,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,002,151,351 in share certificates and $1,239,845,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $176,263,812, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,581,486,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,066 in used auto loans and $4,178,813,711 in total loans and leases. While our operational efficiency shines through our $0, it also enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 897 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $23,523,734. Total Share and Deposit Accounts: 917,970, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Esl is your trusted partner. Visit us at 32 School St Victor Ny 14564 or call (585) 336-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.