ESL FEDERAL CREDIT UNION

Welcome to Esl, your trusted financial partner located at 786 N Goodman St, Rochester, NY 14609. With a strong commitment to our members since our establishment in 1995, we proudly serve a community of over 450,000 members. At Esl, we believe that financial success starts with understanding and supporting each individual's unique needs. As a member-focused credit union, we offer a wide range of services designed to help you achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. Our total assets stand at an impressive $9,589,555,760, ensuring that we have the resources to support you every step of the way. Our dedicated team of 932 employees, led by CEO Faheem Masood and Board President Diana Nole, is here to provide personalized service tailored to your needs. We're not just about numbers; we're about building relationships based on trust and reliability. Currently, our members enjoy total deposits of $26,736,310 and a net worth of $1,581,486,953, reflecting our strong financial foundation. For any official correspondence, please note that while you can visit us at our branch address, all mail should be directed to 786 N Goodman St, Rochester, NY 14609-4639. We invite you to explore our website at www.esl.org for more information about our products and services or feel free to give us a call at 585-336-1000. Join us today and experience the Esl difference where your financial future is our priority!

Becoming a member of Esl is like joining a caring family that prioritizes your financial well-being. If you're wondering if you qualify, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area served by our branch at 786 N Goodman St Rochester Ny 14609. This inclusive approach means that whether you're new to the community or a long-time resident, you can enjoy all the benefits we offer. Membership comes with perks like personalized service and access to a variety of financial products designed just for you. Ready to take the next step? Opening an account is simple and straightforward. You can find more detailed information about eligibility and what it takes to join us at https://www.esl.org/about-us/esl-membership . And if you're eager to start your journey with us, check out how to open an account through this link: https://lpl.vids.io/videos/ac9adbb11a18e3c725/getting-started-with-the-new-account-view . If you have any questions, feel free to reach out at (585) 336-1000 we're here to help!

At Esl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building a strong financial foundation that allows us to serve you better every day. With a net worth of $1,581,486,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,002,151,351 in share certificates and $1,239,845,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $176,263,812, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,581,486,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $57,066 in used auto loans and $4,178,813,711 in total loans and leases. This means we are here to support your financial goals across various sectors. Our performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 897 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $23,523,734. Total Share and Deposit Accounts: 917,970, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Esl is your trusted partner. Visit us at 786 N Goodman St Rochester Ny 14609 or call (585) 336-1000 to learn more about how we can help you achieve your financial goals.