ESL FEDERAL CREDIT UNION

Welcome to Esl, your trusted credit union located at 2059 Fairport Nine Mile Point Rd, Penfield, NY 14526. Since our establishment in 1995, we have been committed to serving our community with dedication and care. With a total membership of over 450,000, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. At Esl, we believe in building strong relationships with our members. Our dedicated team of 932 employees, led by CEO Faheem Masood and Board President Diana Nole, is here to assist you with all your banking needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant accounts and business loans, we have you covered. With total assets exceeding $9.5 billion and total deposits of $26,736,310, we ensure that your money is safe and accessible. Our commitment to transparency and member satisfaction reflects in our net worth of $1,581,486,953 and cash in hand amounting to $76,955,654. We also offer a variety of loans tailored to meet your needs, boasting a total of 291,481 loans and leases provided to our valued members. While you can visit us at our branch for any inquiries or transactions, please note that official correspondence should be directed to the same address: 2059 Fairport Nine Mile Point Rd, Penfield, NY 14526. Ready to experience exceptional service? Call us at 585-336-1000 or explore our website at esl.org for more information. Join us today and discover how Esl can help you achieve your financial goals!

At Esl, located at 2059 Fairport Nine Mile Point Rd in Penfield, NY, we are proud of our rich history and unwavering commitment to our community. Since opening our doors in 1995, we have dedicated ourselves to providing exceptional financial services while fostering a strong sense of belonging among our members. With over 450,000 individuals choosing Esl as their trusted financial partner, we continue to grow and evolve alongside the needs of the communities we serve. Our mission is straightforward: to empower our members with the financial tools and support they need to achieve their goals. We believe that everyone deserves access to quality banking services, which is why we offer a range of personal and business banking options, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our goal is not just about numbers it's about making a positive impact in people's lives. In addition to our core services, we pride ourselves on being a community-focused institution. We actively engage in outreach programs that support local initiatives, helping individuals and families thrive financially. Our partnerships with various organizations further enhance our ability to give back, whether it's through financial education workshops or sponsorships for local events. While members can visit us at our Penfield location for all their banking needs, official correspondence should be sent to the same address. Our branch features convenient ATM services and drive-thru banking for those who prefer quick transactions without leaving their vehicles. As technology advances, so do we. Our digital banking platform allows members to manage their finances from anywhere whether it's checking balances online or making payments through our mobile app. We ensure that all our services are accessible and user-friendly for everyone. At Esl, we're more than just a credit union; we're a community partner dedicated to your success. Join us today and experience the difference that comes from being part of an organization that truly cares about its members. For more information or to get started on your journey with us, call us at 585-336-1000 or visit our website at esl.org. Together, let's build a brighter future!

At Esl, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to those who live, work, or worship in the areas we serve, as well as their family members. This means if you have connections to our vibrant Penfield area, you're likely eligible! We offer a variety of benefits, including competitive rates on loans and savings accounts, access to personalized financial services, and a supportive team that genuinely cares about your financial well-being. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at https://www.esl.org/about-us/esl-membership . Ready to take the next step? Opening an account with us is straightforward and can be done online or in person at our branch located at 2059 Fairport Nine Mile Point Rd Penfield Ny 14526. If you have any questions or need assistance during the process, feel free to reach out to us at (585) 336-1000. We're excited to help you start your journey with Esl!

At Esl, we understand the unique challenges that business owners face. That's why we offer tailored solutions designed to support your growth and success. Imagine securing the funds needed to purchase new equipment, expand your team, or launch a marketing campaign our commercial loan options can make that vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,442 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $888,402,746, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that streamline daily operations. Whether you're looking to accept payments online or set up a point-of-sale system, our services help you serve your customers better and keep your cash flow steady. Located at 2059 Fairport Nine Mile Point Rd Penfield Ny 14526, Penfield, NY, we invite you to visit us or give us a call at (585) 336-1000 to learn how we can assist you in taking your business to the next level.

At Esl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report that our financial health is robust and continues to grow, ensuring that your money is in safe hands. With a net worth of $1,581,486,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,002,151,351 in share certificates and $1,239,845,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $176,263,812, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,581,486,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,066 in used auto loans and $4,178,813,711 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 897 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $23,523,734. Total Share and Deposit Accounts: 917,970, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Esl is your trusted partner. Visit us at 2059 Fairport Nine Mile Point Rd Penfield Ny 14526 or call (585) 336-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.