Esl Rochester NY Credit Union | Reliable ATM Access & Services

Introduction

Welcome to Esl, your trusted financial partner located at 225 Chestnut St, Rochester, NY 14604. Since opening our doors in 1995, we have been dedicated to serving our community with a commitment to exceptional member service and financial well-being. With over 450,000 members benefiting from our services, we take pride in fostering a supportive environment where everyone can achieve their financial goals. At Esl, we understand the importance of trust when it comes to managing your finances. That's why we've built a solid foundation with total assets amounting to an impressive $9,589,555,760 and total deposits reaching $26,736,310. Our members' trust is reflected in our strong net worth of $1,581,486,953, showcasing our stability and reliability as a credit union. Our leadership team is dedicated to ensuring that Esl remains a vibrant part of the community. Led by CEO Faheem Masood and Board President Diana Nole, we have assembled a passionate group of nearly 932 employees who are eager to assist you. Whether you need help with loans or everyday banking needs, our team is ready to provide personalized support. While members can visit us at the branch for all their banking needs, official correspondence should be sent to 225 Chestnut St, Rochester, NY 14604. We invite you to explore our wide array of financial products designed with you in mind whether it's securing a loan or enhancing your savings plan. Ready to take the next step? Feel free to reach out by calling us at (585) 336-1000, or visit our website at www.esl.org for more information about how we can serve you better. Your journey towards financial empowerment starts here!

Branch History & Mission

A Legacy of Service

Located at 225 Chestnut St, Rochester, NY 14604, Esl has become more than just a credit union; it's a community cornerstone. The branch has witnessed significant milestones since its inception, including the expansion of membership and services that cater to diverse needs. Over the years, Esl has embraced technology to enhance member experiences while ensuring accessibility for everyone. Our mission is clear: to provide comprehensive financial services that promote growth and stability for our members. We strive to create an environment where everyone feels valued and supported. As we continue our journey, we remain committed to serving the community with integrity and care.

Commitment to Excellence

Our branch operates Monday through Friday from 8 AM to 5 PM, offering ATM services for your convenience. Although we do not currently have drive-thru banking or shared service centers available, our commitment remains strong in providing excellent service in a welcoming atmosphere. We invite you to join the Esl family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For more information or assistance, don't hesitate to call us at 585-336-1000 or visit our website at www.esl.org. Together, let's build a brighter financial future!

Community Focus

At Esl, we believe in giving back. Our partnerships with local organizations and initiatives highlight our dedication to community outreach. We understand that our success is intertwined with the well-being of those we serve. That's why we actively participate in programs aimed at uplifting families and supporting local businesses. While members can visit us at 225 Chestnut St, official correspondence should be sent to the same address as our mailing address: 225 Chestnut St, Rochester, NY 14604.

Branch Location & Accessibility

Welcome to the Esl branch, located conveniently at 225 Chestnut St in the heart of Rochester, NY! Our prime location makes it easy for you to access our services whether you're running errands or commuting to work. Nestled near local landmarks and just a short walk from bustling downtown, we are here to serve your financial needs. For any official correspondence, please note that you can send mail to our mailing address at 225 Chestnut St, Rochester, NY 14604. We strive to make every visit pleasant and hassle-free, so parking is available nearby for your convenience. Our branch is designed with accessibility in mind. We ensure all members feel welcome and comfortable during their visit. Our facilities comply with ADA standards, providing ramps and easy access for everyone. We're open Monday through Friday from 8 AM to 5 PM, making it simple for you to stop by before or after work. Whether you're looking to withdraw cash from our ATM or need assistance with your accounts, we're here for you. While we currently do not offer drive-thru banking services, our friendly staff is ready to help you inside. If you have any questions or want to know more about what we offer, don't hesitate to give us a call at 585-336-1000. We look forward to welcoming you at Esl soon!

Member Eligibility

At Esl, we believe that becoming a member is more than just opening an account it's about joining a community that cares for you and your financial well-being. If you're wondering whether you can join us, the good news is that eligibility is straightforward! Individuals who live, work, or worship in our service area are welcome to apply. We also invite family members of existing members to join our supportive network. This means that if you have someone close to you who is already part of Esl, you're already on the right track to membership! Ready to take the next step? Opening an account with us is easy and can be done online. You'll find everything you need by visiting our website at https://lpl.vids.io/videos/ac9adbb11a18e3c725/getting-started-with-the-new-account-view . If you have questions or need assistance, don't hesitate to reach out to us at (585) 336-1000. For detailed eligibility criteria and any updates, check out our resource page at https://www.esl.org/about-us/esl-membership . We're excited to welcome you into the Esl family at 225 Chestnut St Rochester Ny 14604!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,442 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $888,402,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

When it comes to day-to-day operations, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly from customers while managing cash flow effectively. Our merchant services are designed to simplify payment processing, allowing you to focus on what you do best running your business. Explore how Esl can be a vital partner in your journey towards success. Visit us at 225 Chestnut St Rochester Ny 14604, Rochester, NY or call us at (585) 336-1000 for more information!

Comprehensive List Of Services

Access to Your Accounts Anytime

In addition to our ATM services, we embrace technology to enhance your banking experience. With our online banking platform, you can manage your accounts from the comfort of your home. Need to check your balance? Want to transfer money between accounts? You can do it all online anytime, anywhere. Our mobile application takes this convenience further, allowing you to bank on the go. Whether it's making payments or checking transactions while waiting in line, managing your finances has never been easier.

Connect with Us

For any questions or assistance regarding our services at Esl, don't hesitate to reach out! Our friendly staff is here to help you navigate your financial journey. You can call us at (585) 336-1000 during our operating hours from Monday through Friday, 8 AM to 5 PM. We invite you to visit us at our convenient location: 225 Chestnut St Rochester Ny 14604 in Rochester, NY. Explore how we can support you with not just banking but also with financial advice and resources tailored for every stage of life. Join the community at Esl today and discover a world where your financial needs are prioritized. Visit us online at Esl Fcu or learn more about becoming a member here. We look forward to serving you!

Everyday Banking Made Easy

Our branch is equipped with ATM Services Only, providing basic ATM access for withdrawals and balance checks. This means whether you're out running errands or planning a day trip, you can access your funds easily without needing to visit us in person. Imagine stopping by one of our ATMs after picking up groceries; it's quick, efficient, and designed to fit seamlessly into your busy life.

Digital & Online Banking

Key Features

For those who prefer a mobile experience, our mobile application makes it even easier to manage your money. You can make mobile payments with just a few taps, which means you'll never have to worry about carrying cash again. Plus, our person-to-person transfer feature allows you to send money to friends or family quickly and easily perfect for splitting bills or sending gifts. We also provide e-statements for those who want to reduce paper clutter while still keeping track of their finances. With e-statements readily available, you can access your financial records anytime without sifting through piles of paperwork.

Security and Convenience

Your security is our top priority. While we do not offer electronic signature authorization at this time, rest assured that all transactions made through our digital platforms are protected with state-of-the-art security measures. We strive to make every interaction safe and secure so that you can focus on what matters most your financial goals. Whether you're checking your balance or making a payment, our digital and online banking services at Esl put convenience at your fingertips. Join us today and experience how easy banking can be!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Esl is your trusted partner. Visit us at 225 Chestnut St Rochester Ny 14604 or call (585) 336-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $1,002,151,351 in share certificates and $1,239,845,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $176,263,812, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 897 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we have 917,970 active accounts from satisfied members who trust us with their finances.

Reinvesting in Our Community

With $1,581,486,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $57,066 in used auto loans and $4,178,813,711 in total loans and leases.

Strong Financial Health

With a net worth of $1,581,486,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in exploring refinancing options or checking your eligibility for any of these products, please don't hesitate to reach out. You can contact us at (585) 336-1000 or visit us at our branch located at 225 Chestnut St Rochester Ny 14604, Rochester, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way let's work together toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,131,095,827 in used vehicle loans and $413,862,475 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easy to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $888,402,746 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,215,902, make buying or refinancing simple. We know that securing a mortgage can be daunting, so we strive to provide clear guidance and support throughout the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial for everyday life. We also offer flexible terms on unsecured credit card loans, with a total of $171,194,910 in loans helping our members navigate their financial needs without added stress. These cards come with competitive rates and no hidden fees, making it easier to keep track of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users. Each loan listing is backed by verified data, which means you can trust that the information you see reflects genuine offers from legitimate financial institutions.

ESL FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans