Esl Rochester NY Credit Union | Quick Auto Loans & Mobile Banking

Introduction

Welcome to Esl, your trusted partner in financial well-being right here at 250 Lake Ave, Rochester, NY 14608. Established in 1995, we have grown into a cornerstone of our community with a vibrant membership of 450,642 individuals who rely on us for their banking needs. With over $9.5 billion in assets, our credit union offers a wealth of resources designed to help you achieve your financial goals. At Esl, we pride ourselves on not just being a bank, but a community-focused organization that puts our members first. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to responsible lending has allowed us to facilitate 291,481 loans and leases while maintaining a solid net worth of $1.58 billion. Led by our dedicated CEO, Faheem Masood, and Board President Diana Nole, our team of 932 employees is here to provide personalized service tailored to your unique needs. We understand that financial decisions can be daunting; that's why we're committed to guiding you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 250 Lake Ave, Rochester, NY 14608. If you have any questions or need assistance, don't hesitate to reach out at (585) 336-1000. Join us at Esl today and discover how we can support your journey toward financial success! Visit us online at esl.org for more information or to start your membership journey. Your future starts here!

Branch History & Mission

Welcome to Esl located at 250 Lake Ave, Rochester, NY 14608. Since opening our doors in 1995, we have been dedicated to serving our community with a commitment to providing excellent financial services. Over the years, we have grown from a small branch into a trusted institution, boasting a total membership of 450,642 individuals who rely on us for their banking needs. At Esl, our mission is clear: to empower our members through accessible financial solutions while actively supporting the communities we serve. We believe in fostering strong relationships and contributing positively to local initiatives. Our services include personal banking, auto loans, mortgage options, and business banking solutions, all designed with you in mind. In addition to traditional banking services, we embrace technology to enhance your experience. Our digital offerings include online and mobile banking, making it easier than ever for you to manage your finances on-the-go. You can access our ATM services conveniently as well. Our history is marked by milestones that reflect our dedication to growth and service. With total assets reaching an impressive $9,589,555,760, we are well-positioned to meet the evolving needs of our members. We take pride in being ADA compliant and ensuring that everyone can access our services comfortably. While members can visit us at 250 Lake Ave Rochester Ny 14608, official correspondence should be sent to 250 Lake Ave, Rochester, NY 14608. Our operating hours are designed for your convenience Monday through Friday from 9:00 AM to 5:00 PM (with extended hours until 6:00 PM on Fridays), and Saturday from 9:00 AM to 1:30 PM. As part of the broader Rochester, NY community, we are involved in numerous outreach efforts aimed at enhancing the lives of those around us. Our partnerships with local organizations enable us to contribute meaningfully and foster a spirit of collaboration. We invite you to join us at Esl. Experience firsthand how we can support your financial journey while making a positive impact in our community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (585) 336-1000.

Branch Location & Accessibility

Come Visit Us!

We invite you to come by and see how Esl can support your financial journey! Whether you're looking for a new account or need guidance on loans, we're here to help every step of the way. Don't hesitate visit us today or give us a call!

Nearby Landmarks and Accessibility

Located near Lake Avenue Park and just a short drive from the bustling downtown area, our branch is accessible for everyone. We have ample parking available for our members, along with ADA-compliant features to ensure that everyone can visit us without any hassle. If you need assistance, our staff is always ready to help.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours designed to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Tuesday and Wednesday until 4:00 PM. For those who prefer banking on weekends, we are open Saturday from 9:00 AM to 1:30 PM.

Services Offered

At Esl, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability right here at the branch, you can easily access your funds when you need them. While members can visit us at 250 Lake Ave for all their banking needs, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, feel free to give us a call at 585-336-1000.

Member Eligibility

At Esl, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in the area around 250 Lake Ave Rochester Ny 14608, you're already on the right track! We also welcome immediate family members of current members, making it easy for loved ones to benefit from all the perks we offer. By joining us, you'll gain access to personalized services, competitive rates, and a supportive team dedicated to helping you achieve your financial goals. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find detailed eligibility information at https://www.esl.org/about-us/esl-membership. If you have any questions or need assistance, don't hesitate to reach out to us at (585) 336-1000. We're here to help you start your membership journey today!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,442 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $888,402,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business without worrying about payment processing hassles. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. By offering easy and efficient payment solutions, we help you enhance customer satisfaction and boost sales. Whether you're located at 250 Lake Ave Rochester Ny 14608 in Rochester, NY, or anywhere else, we're here to support your business's financial needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Additional Lending Options

Need extra cash? Our personal loans and debt consolidation services can assist you in managing expenses or consolidating multiple debts into one manageable payment. Plus, with credit cards that offer rewards, you can earn benefits on your everyday purchases. Business owners will find value in our business banking services. From merchant services to business loans, we're here to support your entrepreneurial journey. We understand that every business is unique, so we tailor our solutions to fit your specific requirements.

Convenient Access and Technology

To enhance your banking experience further, we provide comprehensive online and mobile banking options. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere. You'll also have access to ATM services for easy cash withdrawals and balance checks without any hassle. At Esl, we believe banking should be simple and straightforward. Our friendly team is ready to assist you with any questions or guidance you may need regarding our services.

Get Started Today!

We invite you to visit us at 250 Lake Ave Rochester Ny 14608 or give us a call at (585) 336-1000 to learn more about how our diverse range of financial services can benefit you. Join our community today and let us help you achieve your financial goals!

Personal Banking Solutions

Starting with personal banking, we offer both checking and savings accounts designed for everyday use. Imagine having a reliable account where you can manage your finances easily while earning interest on your savings. Our accounts come with features like online and mobile banking, enabling you to check balances, transfer money, and pay bills from anywhere. If you're in the market for a vehicle, look no further than our auto loans and vehicle financing options. We understand that purchasing a car is an important step, and we aim to provide competitive rates that help you drive away with confidence. For those considering homeownership or refinancing an existing mortgage, our mortgage loans cater to various needs. Our knowledgeable staff can guide you through the entire process, ensuring that you find the best terms available.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy e-statements for easy record-keeping, making it simple to keep track of your finances without the hassle of paper clutter. Plus, our person-to-person transfer feature lets you send money to friends and family quickly and securely, making sharing expenses a breeze. For those who prefer mobile banking, our dedicated mobile application ensures you have all these features right in your pocket. Whether you're out shopping or waiting in line, you can manage your accounts anytime. And if you're into mobile payments, you'll be pleased to know we support that too just tap and pay with ease.

Security and Accessibility

Security is paramount at Esl. While we don't use electronic signature authorization for transactions, rest assured that all your data is protected with the latest technology to keep your financial information safe. Our goal is to provide accessible banking solutions that empower you to take control of your finances without stress. With tools designed for real-time account management, you can feel confident knowing exactly where your money is and how it's being used. So whether it's checking an account balance or making a quick payment on the go, Esl is here to help simplify your banking experience. Explore all our digital offerings today by visiting https://www.esl.org/!

Financial Strength

Commitment to Growth

With $1,581,486,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $57,066 in used auto loans and $4,178,813,711 in total loans and leases.

Growing Member Base

With a total of 917,970, we boast a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $23,523,734, highlighting our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Esl is your trusted partner. Visit us at 250 Lake Ave Rochester Ny 14608 or call (585) 336-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $1,002,151,351 in share certificates and $1,239,845,615 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $176,263,812, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 897 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,581,486,953, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,131,095,827 in used vehicle loans and $413,862,475 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make car ownership accessible for everyone.

Business Loans

For business owners, our outstanding commercial loans totaling $888,402,746 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your entrepreneurial endeavors. If you're considering refinancing any of these loans or want to know about eligibility options, our team at Esl is ready to assist you. You can reach us at (585) 336-1000, or visit us at our branch located at 250 Lake Ave Rochester Ny 14608 in Rochester, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,215,902, make buying or refinancing simple. We offer personalized guidance throughout the process, ensuring you have all the information needed to make an informed decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $171,194,910 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no hidden fees, making them an excellent choice for everyday spending or emergencies.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers. Each loan option presented is carefully vetted to ensure accuracy and reliability.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect our commitment to helping consumers find the best financial options available. Ready to compare real-time loan offers? Visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Esl

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans