Personal Loans in Fairfield, NJ

Finding a low-interest online loan in Fairfield, NJ doesn’t have to be complicated. Compare personalized offers from trusted local lenders to get fast approval and terms that fit your budget.

Whether you’re consolidating debt or covering unexpected costs, choosing the right personal loan in Fairfield can make all the difference. Start comparing today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

🏦 All Local Lenders in Fairfield, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
653 US HIGHWAY 46 FAIRFIELD NJ 07004
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
POLISH & SLAVIC FEDERAL CREDIT UNION
9 LAW DR FAIRFIELD NJ 07004
ATM
P2P
E-Statements
Assets: $2,597,707,967
Deposits: $58,976,537
Net Worth: $274,172,796
Employees: 374
Members: 121,826

🏘️ All the Lenders Available in Essex County, NJ

✅EAST ORANGE FIREMENS FEDERAL CREDIT UNION
✅ESSEX COUNTY TEACHERS FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅BLOOMFIELD FIRE AND POLICE FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅EAST ORANGE VA HOSPITAL FEDERAL CREDIT UNION
✅MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION
✅ADVANCED FINANCIAL FEDERAL CREDIT UNION
✅THE ATLANTIC FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅NORTH JERSEY FEDERAL CREDIT UNION
✅ISRAEL MEMORIAL A M E FEDERAL CREDIT UNION
✅NEW COMMUNITY FEDERAL CREDIT UNION
✅FEDERAL EMPLOYEES NEWARK FEDERAL CREDIT UNION
✅NEWARK POST OFFICE EMPLOYEES CREDIT UNION
✅PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅NEWARK POLICE FEDERAL CREDIT UNION
✅UNITED CITIES CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅LOCAL 1233 FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅DIVISION 819 TRANSIT EMPLOYEES CREDIT UNION
✅PROPONENT FEDERAL CREDIT UNION
✅NEWARK FIREMEN FEDERAL CREDIT UNION

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