Welcome to north-jersey, where we are committed to providing exceptional financial services and empowering our members since our establishment in 1936. Headquartered in the vibrant community of Totowa, NJ, we pride ourselves on fostering a culture of trust and accessibility, ensuring that our members—whether individuals, families, or businesses—receive the personalized attention they deserve. Under the leadership of CEO Richard Garcia and Board President George Hampton, we strive to enhance the financial well-being of our community through various services designed for your convenience.

As a proud member of the National Credit Union Administration (NCUA) since 2/10/1971 0:00, your deposits are insured and secure with us. We offer modern banking solutions such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization to simplify your banking experience. At north-jersey, we believe in putting our members first by providing innovative tools that allow you to manage your finances easily and effectively. Explore our offerings at https://njfcu.org/ or reach us via fax at (973) 785-3264 as we continue to serve you with dedication and integrity.

At north-jersey, we are dedicated to providing a wide array of financial services tailored to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our offerings extend to business banking with merchant services and business loans designed to help small businesses thrive. We understand that managing finances is essential for planning life milestones, and our suite of services, including personal loans for debt consolidation, ensures that our members can navigate their financial journeys with confidence.

In today's digital world, accessibility is key, and that's why north-jersey offers robust online banking options that allow you to manage your finances from anywhere at any time. With our mobile application, you can enjoy features like person-to-person transfers and mobile payments right at your fingertips. E-statements and e-signatures provide added convenience for those who prefer a paperless approach. For anyone considering membership, it's easy to see if you qualify by visiting https://njfcu.org/banking/join-now/ . Additionally, if you're looking to compare loan options or check rates effortlessly, explore resources available at https://www.lendmesh.com/loans/mortgage_loans . For personalized support or inquiries, feel free to reach out via fax at (973) 785-3264. At north-jersey, we’re here to empower you on your financial journey every step of the way.

In a world where financial institutions come and go, north-jersey stands out as a trusted and valuable partner for your financial journey. With a total membership of 24,336, we pride ourselves on building lasting relationships with our community. Our commitment to serving our members is reflected in our impressive total assets of 228,651,353, demonstrating our stability and strength in the market.

At north-jersey, we understand that trust is built on a foundation of transparency and reliability. Our net worth of 24,752,298 is not just a number; it signifies our dedication to maintaining a solid financial standing for the benefit of our members. While many institutions struggle with profitability, we are proud to report a net income of 0, showcasing our ability to operate efficiently while meeting the needs of those we serve.

Our robust financial health is further illustrated by total deposits amounting to 10,349,186. This highlights the confidence that our members place in us to safeguard their funds. Additionally, with total loans and leases reaching 6,224, we are committed to providing accessible financing solutions that empower individuals and businesses alike.

The strength of our team plays an essential role in our success, which is why we employ 59 dedicated professionals who work tirelessly to ensure exceptional service at every level. Our net worth ratio of 1,079 underscores our financial resilience, allowing us to navigate market fluctuations while continuing to support our members' goals.

When it comes to lending options, we have also made significant strides with a credit card loan volume of 1,302, an auto loan volume of 3,254, and a diverse range of commercial loans totaling 39. These figures reflect not only our capacity but also our commitment to fostering economic growth within our communities.

We invite you to explore how north-jersey can be your trusted financial ally. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.