NORTH JERSEY FEDERAL CREDIT UNION

Welcome to North Jersey, your trusted financial partner located at 711 Union Blvd, Totowa, NJ 07512. Since our establishment in 1936, we have proudly served the community with a commitment to empowering our members through tailored financial solutions. Our mission is simple: to provide reliable banking services that help you achieve your financial goals. At North Jersey, we understand the importance of community. With over 24,336 members and a robust total asset base of $228,651,353, we are dedicated to fostering relationships built on trust and transparency. We take pride in offering a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions all designed with you in mind. Our experienced team, led by CEO Richard Garcia and Board President George Hampton, is here to support you every step of the way. Together with our dedicated staff of 59 employees, we strive to create a welcoming environment where your needs come first. Whether you're looking for assistance with loans totaling 6,224 or managing deposits amounting to $10,349,186, we are here to help. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 711 Union Blvd., Totowa, NJ 07512-2207. We invite you to explore our website at njfcu.org for more information on how we can serve you better. If you have any questions or need assistance, please don't hesitate to call us at 973-785-9200. Join us today and experience the North Jersey difference where member satisfaction is at the heart of what we do!

Becoming a member of North Jersey is more than just opening an account; it's about joining a welcoming community that cares about your financial well-being. If you live, work, worship, or attend school in the Totowa area, you're already eligible to become a part of our family! We aim to provide personalized services that cater to your needs, whether it's saving for a dream vacation or buying your first car. For those who want to learn more about the specific eligibility criteria, feel free to visit our detailed page at https://njfcu.org/banking/join-now/ . Opening an account with us is straightforward and inclusive, designed with you in mind. You can start this journey by visiting our registration page at https://banking.njfcu.org/registration . If you have any questions along the way or need assistance, don't hesitate to reach out to us at (973) 785-9200. We're excited to help you take the next step towards better financial health at North Jersey, located at 711 Union Blvd Totowa Nj 07512!

At North Jersey, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report that our financial health reflects our commitment to you, our valued members. With a net worth of $24,752,298, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,398,472 in share certificates and $23,987,214 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $757,463, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,070,812 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with 1,627 used auto loans and a total of $147,891,400 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $367,126. Total Share and Deposit Accounts: 41,187, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Jersey is your trusted partner. Visit us at 711 Union Blvd Totowa NJ 07512 or call 973-785-9200 to learn more about how we can help you achieve your financial goals.