VISIONS FEDERAL CREDIT UNION

Welcome to Visions, your trusted financial partner in the heart of Fairfield, NJ! Located at 653 Us Highway 46, we have been proudly serving our community since 1966. With over 258,000 members, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Visions, we understand that managing your finances is crucial for achieving your goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. As of now, our total assets stand at an impressive $5,261,855,076, showcasing our commitment to stability and growth for our members. Our team, led by CEO Tyrone Muse and Board President Christopher Marion, consists of 885 dedicated employees who are here to help you navigate your financial journey with ease. We pride ourselves on being more than just a credit union; we're a part of your community. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address at 24 MKenley Ave, Endicott, NY 13760. With total deposits reaching $368,430,335 and a net worth of $518,055,418, we provide secure and reliable financial services designed with you in mind. Our members enjoy benefits like competitive loan rates and easy access to funds through our ATM services. Ready to experience the Visions difference? Feel free to call us at 800-242-2120 or visit our website at www.visionsfcu.org for more information. Whether you're looking to open an account or need assistance with existing services, we're here to help every step of the way!

Visions has a rich legacy that began in 1966 when we first opened our doors in Fairfield, NJ. Over the decades, we have grown into a trusted financial partner for our community, now proudly serving over 258,000 members. Our journey has been marked by a commitment to providing exceptional service and fostering financial well-being among our members. Located at 653 Us Highway 46, our branch is easily accessible and close to local landmarks that make it a convenient stop for all your banking needs. While you can visit us at this address, if you need to send official correspondence, please direct it to our mailing address: 24 MKenley Ave, Endicott, NY 13760. Our mission is simple yet profound: to empower individuals and families through accessible financial services while giving back to the communities we serve. We offer a wide array of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. This diverse offering allows us to meet the unique needs of each member while maintaining a strong focus on community support. As we navigate the evolving financial landscape, we've embraced digital advancements that enhance convenience for our members. Our online and mobile banking platforms ensure you can manage your finances anytime and anywhere. We also prioritize inclusivity with ADA-compliant facilities and services. Community outreach is at the heart of what we do. Visions partners with local organizations to support various initiatives that uplift our neighborhoods. Whether it's through financial education workshops or charitable donations, we believe in making a positive impact beyond just banking. With total assets exceeding $5.26 billion, we are dedicated to remaining financially sound while providing personalized service. Our operating hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon. We also provide ATM access for your convenience. We invite you to join Visions and experience the difference of being part of a credit union that truly cares about its members and their communities. Visit us today or call us at 800-242-2120 to learn more about how we can help you achieve your financial goals!

Joining the community at Visions is an exciting opportunity to enhance your financial journey while enjoying a supportive environment. If you live, work, worship, or attend school in the areas served by us, you're likely eligible to become a member! This means that whether you're just starting out or looking to grow your finances, we welcome you with open arms. Our members benefit from a wide range of services tailored to their needs, including personal banking options and competitive loan rates. For more detailed information about eligibility criteria, feel free to explore our website at https://membership.visionsfcu.org/ . Getting started is easy! Simply visit us at our branch located at 653 Us Highway 46 Fairfield Nj 07004, or reach out via phone at (800) 242-2120. We're here to help guide you through the account opening process and answer any questions you might have. You can also find more information on how to open an account by checking out https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e . At Visions, we believe that everyone deserves access to quality financial services, and we can't wait for you to join our family!

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your money, and we are committed to providing that peace of mind. Our robust financial position is reflected in our net worth of $518,055,418, which underscores our strong financial health. This strength allows us to offer better rates, lower fees, and enhanced services tailored to your needs. Furthermore, our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,837,749 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $16,128 in used auto loans and $3,514,973,030 in total loans and leases, we're here to support your financial goals across various sectors. Additionally, our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 825 full-time employees and 60 part-time employees dedicated to ensuring that our branches are always ready to serve you with knowledgeable support. In summary, our net shares amount to $22,062,725, reflecting funds available for lending and investments. With a total of 564,945 share and deposit accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 653 Us Highway 46 Fairfield Nj 07004 or call (800) 242-2120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.