Welcome to proponent, where we have proudly served our members since our establishment in 1971. Nestled in the heart of Nutley, NJ, we are dedicated to empowering our community through exceptional financial services and support. Our mission revolves around providing accessible banking solutions that cater to the needs of military members, their families, and the local community. Under the leadership of CEO Debra VanDorn and Board President Sharon Delaney, we strive to foster a culture of trust, transparency, and member-first service.

As a federally insured institution by NCUA since 4/21/1971 0:00, we ensure that your deposits are safe while offering a comprehensive suite of modern banking tools designed for convenience and efficiency. Enjoy hassle-free online banking, manage your finances through our user-friendly mobile application, and experience seamless peer-to-peer transfers. Our commitment extends beyond basic services; with features like e-statements and electronic signature authorization, we prioritize your banking experience. Explore more about what we offer at our official website: http://www.profcu.org . At proponent, we're not just a financial institution; we're your partner in achieving financial well-being.

At proponent, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you're looking to open a checking or savings account, finance a vehicle, or secure a mortgage, our offerings include Personal Banking, Auto Loans and Vehicle Financing, Mortgage Loans and Refinancing, as well as Business Banking solutions. With our focus on member satisfaction, we also offer Credit Cards with Rewards and Personal Loans for debt consolidation. Our branches are designed to serve you better with convenient ATM and cash withdrawal services, ensuring that your banking experience is seamless.

In today's fast-paced world, digital access is essential. That's why proponent provides robust online banking capabilities and a user-friendly mobile application that allows members to manage their finances on-the-go. Our features like Person-to-Person Transfers and E-Statements simplify transactions and enhance your banking experience. For those planning for life milestones or looking to grow small businesses, our accessible financial tools empower members to take control of their financial futures. To explore membership eligibility or learn more about how we can assist you in finding the best loan options, visit or check out loan comparisons at https://www.lendmesh.com/loans/vehicle_loans . If you have any questions or need personalized support, don’t hesitate to reach out via — we're here to help!

In today's complex financial landscape, choosing a trusted financial partner is essential for your personal and business needs. proponent stands out as a reliable institution, demonstrated by its impressive metrics and commitment to serving its members. With a Total Membership of 18,842, the credit union has fostered a strong community of individuals who trust it with their financial well-being. The foundation of this trust is built on solid performance; the credit union boasts Total Assets of 501,101,511 and a robust Net Worth of 72,346,938, reflecting its stability and capacity to support members' financial goals.

The value that proponent offers is underscored by its comprehensive range of services, tailored to meet diverse needs—from personal banking solutions to business financing options. With Total Deposits reaching 15,774,502 and Total Loans and Leases amounting to 13,700, the credit union demonstrates a healthy balance between member deposits and lending activities, ensuring that resources are effectively utilized to benefit the membership.

proponent also prides itself on its dedicated workforce of 65 professionals who are committed to providing exceptional service. This commitment translates into a high Net Worth Ratio of 1,444, indicating strong financial health relative to the size of the organization. Furthermore, with Credit Card Loan Volume at 2,479 and Auto Loan Volume at 4,362, members can feel confident in accessing competitive rates that cater specifically to their financing needs.

It's important to note that all performance insights and financial data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . As you consider your financial options, take advantage of the expertise that proponent offers. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.