Polish & Slavic Credit Union Fairfield NJ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Polish & Slavic, your trusted financial partner located at 9 Law Dr, Fairfield, NJ 07004. Since our establishment in 1976, we have been dedicated to serving our community with exceptional banking services tailored for over 121,826 members. At Polish & Slavic, we take pride in our strong financial foundation, boasting total assets of $2,597,707,967 and total deposits reaching $58,976,537. Under the leadership of our CEO, Bogdan Chmielewski, and Board President, Krzysztof Matyszczyk, we focus on building lasting relationships with our members. Our team of 374 employees is committed to providing you with personalized service and sound financial advice. Whether you're looking for auto loans, personal banking solutions, or business services, we are here to help. While members can visit us at our branch location in Fairfield, official correspondence should be sent to the same address: 9 Law Dr, Fairfield, NJ 7004. With a net worth of $274,172,796 and a cash reserve of $17,136,470, we are well-positioned to support your financial needs. We invite you to explore the range of services we offer through our website at www.psfcu.com or call us at 973-808-4240 for more information. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Call to Action

Join us at Polish & Slavic in Fairfield and experience firsthand the benefits of being part of a member-focused credit union. Together, let's build a brighter financial future for you and our community! Visit our website or call us at 973-808-4240 today!

Community Engagement

As part of our commitment to community support, we engage in various outreach efforts and partnerships that uplift those around us. We focus on initiatives that promote financial literacy and offer resources to help individuals make informed decisions about their finances. In addition to our physical presence, we embrace digital advancements to serve you better. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier.

Mission Statement

At Polish & Slavic, our mission is simple yet powerful: we strive to empower our members through accessible financial services while actively supporting our community. We believe that everyone deserves the opportunity to achieve their financial goals. Our offerings include checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed with you in mind. We pride ourselves on being more than just a bank; we are your partner in navigating life's financial challenges. Our operating hours make it convenient for you to visit us: - Monday - Tuesday: 9:00 AM - 6:00 PM - Thursday - Friday: 11:00 AM - 7:00 PM - Saturday: 9:00 AM - 2:00 PM While members can visit us at 9 Law Dr, official correspondence should be sent to 9 Law Dr, Fairfield, NJ 7004 if needed.

Branch Location & Accessibility

A Friendly Invitation

We invite you to come visit us at our Fairfield branch! Our dedicated team is ready to assist you with any questions or services you may need. If you can't make it in person, don't hesitate to reach out by phone or explore our website for more information. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Located near local favorites like the Essex County Environmental Center, our branch is easy to spot. We offer ample parking right outside for your convenience. Plus, we ensure that our facilities are accessible to all members, featuring ADA-compliant ramps and entrances to make your visit smooth and comfortable.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Tuesday from 9:00 AM to 6:00 PM, extending to 7:00 PM on Thursday and Friday. If you're looking to bank with us on Saturday, we're open from 9:00 AM until 2:00 PM. Feel free to drop by or give us a call at 973-808-4240 during these hours.

Services Offered

At Polish & Slavic Credit Union, we provide a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage financing, we've got your financial needs covered. While we don't have drive-thru banking available at this location, we do offer ATM services for quick cash withdrawals and balance checks.

Member Eligibility

At Polish & Slavic, becoming a member means joining a caring community that values your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to enjoy all the benefits we offer. We believe in making banking approachable and beneficial for everyone, which is why our membership criteria are designed to be inclusive and straightforward. You can learn more about specific eligibility details by visiting our resource page at http://www.psfcu.com/banking/become-a-member. Opening an account with us is just as easy! Simply visit our website to get started on your journey towards better financial services tailored for you. For any questions or assistance along the way, feel free to call us at (973) 808-4240. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services can simplify your payment processes. Imagine running your business smoothly with quick and secure transactions that let you focus on what you do best serving your customers. With our support, managing payments becomes hassle-free, allowing you to grow without the stress of financial administration. Visit us at 9 Law Dr Fairfield Nj 07004 in Fairfield, NJ, or call us at (973) 808-4240 to discover how we can partner with you on your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide essential tools through our business banking services, including merchant services and business loans. We understand the challenges of running a business, and our team is ready to assist you every step of the way.

Conclusion

At Polish & Slavic, we're more than just a credit union; we're your partner in financial success. With personalized service and a commitment to community engagement, we strive to empower all members. If you're interested in learning more about how we can help you achieve your financial dreams or if you're ready to become a member, visit us today or call us at (973) 808-4240!

Credit Cards & Rewards

Our credit cards with rewards are perfect for those who want to earn benefits while spending. Whether you're looking to earn points for travel or cash back on everyday purchases, we've got a card that suits your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service. We also provide access to an ATM for cash withdrawals whenever you need it.

Personal Banking

Managing your personal finances has never been easier with our comprehensive offerings. We provide various checking and savings accounts that fit different lifestyles and needs. For those considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates, helping you drive away in your dream car without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing options designed to make the process smooth and straightforward. Additionally, we offer personal loans and debt consolidation services that can help you manage expenses and achieve your financial goals efficiently.

Digital & Online Banking

Always Available Support

Our online banking services are available 24/7, so whether it's late at night or early in the morning, you can always manage your accounts as needed. We strive to create an experience that's not only efficient but also reassuringly secure. At Polish & Slavic, we're dedicated to providing you with the best digital banking experience possible. Join us today and discover how easy it is to manage your finances with our innovative online tools!

Key Services

With our online banking platform available at https://www.psfcu.com/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your own home. Plus, if you ever need to make quick transactions between friends or family, our person-to-person transfer feature makes sending money simple and hassle-free.

Mobile Banking on Your Terms

For those who prefer banking on-the-go, our mobile application offers a user-friendly interface that puts all your essential banking tasks right in your pocket. You can deposit checks electronically, manage payments, and even use mobile payment options for quick transactions at stores. Our commitment to security ensures that your information is safe while you enjoy these conveniences.

Stay Organized with E-Statements

Keeping track of your finances is easier than ever with e-statements. You can access your statements anytime without the clutter of paper documents. And for added convenience, we provide electronic signature authorization for select transactions, making it quicker to handle important paperwork without needing to visit a branch.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 262,124, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 9 Law Dr Fairfield Nj 07004 or call (973) 808-4240 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,293 in used auto loans and $1,541,136,429 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we can help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Refinancing Options

If you're looking to reduce your monthly payments or access cash from your existing equity, our refinancing options are designed to meet your needs. We encourage you to reach out for more details on eligibility and specific loan products available for refinancing. Our dedicated team is here to guide you through each step of the process. For any inquiries or assistance regarding our loan offerings, feel free to contact us at 973-808-4240 during our operating hours: Monday-Tuesday: 9:00 AM - 7:00 PM; Thursday-Friday: 11:00 AM - 7:00 PM; Saturday: 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product tailored just for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all loan offers presented are fair and transparent, giving users peace of mind in their decision-making process.

Polish Slavic