Welcome to united-cities, where we have been proudly serving our community since 1935. Located in the heart of Newark, NJ, our mission is to empower our members through accessible financial services and a commitment to excellence. Under the leadership of CEO Richard Garcia and Board President Mary Hogue, we prioritize trust, transparency, and member satisfaction in every interaction. As a federally insured institution by the NCUA since 5/14/1975 0:00, you can feel confident knowing your deposits are safe with us.

At united-cities, we understand that modern banking needs to be as dynamic as our members' lives. That's why we offer a suite of digital tools including online banking, person-to-person transfers, and e-statements to make managing your finances easier than ever. While mobile payments and a dedicated app are currently not available, we remain committed to providing innovative solutions for all your banking needs. Our friendly team is always here to assist you, whether you visit us in person or reach out via our official website at http://nbeecu.org or fax us at (973) 375-1238. Join us today and experience the difference of a member-first approach that puts your financial well-being at the forefront.

At united-cities, we pride ourselves on providing a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions such as merchant services and business loans, we have you covered. Our offerings also include credit cards with rewards and personal loans for debt consolidation. With our commitment to helping you manage your finances effectively, we ensure that you can navigate life's milestones with ease.

In today's fast-paced digital world, accessibility is key, which is why we offer robust online banking features that allow you to manage your accounts conveniently from anywhere. While our mobile application is currently unavailable, our online platform provides essential tools like person-to-person transfers and e-statements that streamline your banking experience. Although mobile payments are not supported at this time, our services are designed to empower you in managing everyday banking tasks efficiently. For those interested in becoming a member, more information about eligibility can be found at https://uc-cu.org/membership/ . And if you're considering financing options, don't forget to check out https://www.lendmesh.com/loans/personal_loans for loan comparisons or rate checks.

We understand that personalized support is invaluable, and our dedicated team is here to assist you every step of the way. Feel free to reach out at (973) 375-1238 if you have any questions or need assistance with your financial needs. At united-cities, we are committed to helping you achieve your financial goals while fostering a sense of community and support among our members.

United Cities is a trusted financial partner, deeply rooted in the community since 1935. With a total membership of 3,231, we pride ourselves on fostering relationships that empower individuals and families to achieve their financial goals. Our commitment to excellence is reflected in our robust financial metrics, including total assets amounting to 26,213,517 and a net worth of 2,389,270. This solid foundation underscores our ability to offer valuable services while ensuring the security of your investments.

Our transparency is evident through our financial performance, with a net income of -255,818 that highlights our responsible management practices. We prioritize the needs of our members, which is demonstrated by total deposits reaching 255,372 and a diverse portfolio with 580 loans and leases. The dedication of our team, comprising just 3 employees, ensures personalized service for every member, enhancing your banking experience.

With a net worth ratio of 911, we maintain stability and resilience in a dynamic market. Our credit card loan volume stands at , while our auto loan volume reaches , making us an ideal choice for both personal and business financing needs. Although we have only offered commercial loans, each transaction reflects our commitment to supporting local businesses. Additionally, our total borrowings amount to 573,971, showcasing our strategic approach to growth and lending.

At United Cities, we understand that trust is built through consistent performance and genuine care for our members' financial health. We invite you to explore how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.