UNITED CITIES CREDIT UNION

Welcome to United Cities, your trusted partner in financial well-being since 1935. Located at 195 Norman Rd, Newark, NJ 07106, we are proud to serve a vibrant community of 3,231 members. At United Cities, we believe in putting our members first by offering personalized banking solutions that cater to your needs. Our commitment to you goes beyond just numbers. With total assets of $26,213,517 and total deposits amounting to $255,372, we strive to create a secure environment for your hard-earned money. Our robust portfolio includes over 580 loans and leases, reflecting our dedication to helping you achieve your financial goals whether it's buying a new car or consolidating debt. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 195 Norman Rd, Newark, NJ 7106. You can reach us easily at 973-375-9182 or explore our services online at nbeecu.org. Under the leadership of our CEO, Richard Garcia, and Board President, Mary Hogue, we foster a culture of trust and transparency. With a dedicated team of three employees, we ensure that every member receives the attention they deserve. Join us as we continue to invest in our community and empower our members through sound financial practices. Experience the difference with United Cities today call us or stop by to learn more about how we can help you navigate your financial journey with confidence!

At United Cities, we believe in the power of community and the importance of building strong financial foundations. Founded in 1935, our credit union has a rich history of serving the people of Newark, NJ, from our welcoming location at 195 Norman Rd. Over the years, we have grown alongside our members, evolving from a small cooperative to a trusted financial institution with over 3,200 members and total assets amounting to $26,213,517. Our journey began with a simple mission: to provide accessible financial services while supporting the community. Since our inception, we've remained committed to this purpose. Our dedicated team works hard to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions that meet the diverse needs of our membership. The heart of our operations lies not just in numbers but in relationships. As we grew, so did our commitment to making a positive impact on the lives of our members. We emphasize customer service and strive to ensure that every member feels valued and supported. Our operating hours from 9:30 AM to 5 PM on weekdays make it easy for you to visit us for your banking needs. While members can visit us at 195 Norman Rd, official correspondence should be sent to the same address for consistency. Although we currently do not have ATM or drive-thru services available at this location, we offer online banking and person-to-person payment options for your convenience. United Cities is more than just a financial institution; we are an integral part of the Newark community. We engage in various outreach programs and partnerships that help uplift those around us. Our mission is clear: to empower our members through exceptional financial services while actively contributing to the betterment of our community. Join us today and become part of a legacy that prioritizes your financial well-being. Experience the benefits of being a member at United Cities where your goals become our goals. For inquiries or assistance, feel free to reach out at 973-375-9182. Together, let's build a brighter future!

At United Cities, we believe that everyone deserves a supportive financial community. If you're looking to become a member, it's easier than you might think! You can join us if you live, work, worship, or attend school in the area around our branch at 195 Norman Rd Newark Nj 07106. We welcome individuals and families from all walks of life, making it simple for you to access our range of services designed just for you. As a member, you'll enjoy benefits like competitive loan rates, personalized service, and a friendly atmosphere where your needs come first. For detailed eligibility requirements, check out our resource at https://uc-cu.org/membership/ . If you're ready to open an account or have any questions about the process, feel free to give us a call at (973) 375-9182. We're here to help you take this exciting step towards better financial health!

At United Cities, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your savings and loans. With a net worth of $2,389,270, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,114,525 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,645,088 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong; with $102 in used auto loans and $12,072,147 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $-255,818, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 7,784, showing a strong and growing member base that trusts us with their finances. Rest assured that at United Cities, your financial well-being is at the forefront of everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Cities is your trusted partner. Visit us at 195 Norman Rd Newark Nj 07106 or call (973) 375-9182 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At United Cities, we understand that every financial journey is unique. That's why we offer a variety of loan products designed to meet your specific needs. Whether you're looking to buy a new car, purchase a home, or manage your finances effectively, our loan offerings can help you achieve your goals. With over 580 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with $1,601,557 in used vehicle loans and $986,425 in new vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, making it easier for you to drive away with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,595,488, which make buying or refinancing simple. We are here to guide you through the process and answer any questions you may have about eligibility or refinancing options. For those looking for additional flexibility, we also offer unsecured credit card loans. With a total of $221,200 in unsecured credit card loans available, managing your finances has never been easier. These loans come with flexible terms tailored to fit your lifestyle. Our branch is located at 195 Norman Rd, Newark, NJ 07106, and we're always ready to assist you. If you're interested in learning more about our loan products or want to discuss eligibility options, feel free to give us a call at 973-375-9182. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can support your financial aspirations today!