Welcome to Public Service Plaza Federal Credit Union, a trusted financial institution that has proudly served the community since 1953. Led by CEO Jeff Nelson and Board President Willie Josey, our mission is to empower individuals and families through accessible financial services while fostering a sense of community among our members. Headquartered in Newark, NJ, we are dedicated to providing personalized banking solutions that meet the unique needs of our diverse membership base. As an NCUA-insured credit union since January 4, 1971, we prioritize the security and trust of our members' deposits.

At Public Service Plaza, we understand the importance of modern banking conveniences. While we currently do not offer online banking or mobile applications, our commitment to member service remains unwavering. We provide a range of financial products including auto loans, personal loans, credit cards with rewards, and business banking services designed to help you achieve your financial goals. We invite you to explore our offerings and experience the difference of a member-first approach at http://PSPLAZAFCU.com or reach out to us at 9736212126 for any inquiries.

At Public Service Plaza Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and business banking solutions, we are committed to helping you manage your finances effectively. Our credit cards come with rewards that make everyday purchases even more rewarding, while our personal loans and debt consolidation options provide flexible solutions for those looking to streamline their financial commitments. Whether you're planning for life milestones or seeking ways to grow your small business, our tailored financial products are designed with you in mind.

In today's fast-paced world, having digital access to your finances is essential. Although we currently do not offer online banking or a mobile application, our team is dedicated to providing personalized support through various channels. If you have any questions or need assistance with your banking needs, please feel free to reach out via fax at (973) 621-2126. We also encourage potential members to explore our eligibility requirements at and consider comparing loan rates through our partners at https://www.lendmesh.com/loans/personal_loans . At Public Service Plaza Federal Credit Union, we are here to support you every step of the way on your financial journey, ensuring that managing your money is both simple and effective.

In an ever-evolving financial landscape, public-service-plaza stands out as a trusted and valuable partner for individuals and businesses alike. With a robust Total Membership of 951, we have cultivated a strong community that reflects our commitment to serving the diverse needs of our members. Our impressive Total Assets, currently at 13,437,440, underline our stability and reliability, while our Net Worth of 2,453,854 showcases our solid foundation in the financial industry.

The dedication of our team is evident through our Total Employees, which currently numbers 4. This small yet efficient workforce is committed to providing personalized service tailored to each member's unique financial journey. Our consistent performance is reflected in a Net Income of 8,459, demonstrating our ability to thrive even in challenging times.

Moreover, with Total Deposits reaching 302,852, we have built a trustworthy environment where members feel secure entrusting their finances. The diversity of our offerings is highlighted by our Total Loans and Leases of 294, including an Auto Loan Volume of 86 and a Credit Card Loan Volume of 232. Such metrics illustrate not just our growth, but also our commitment to meeting the financial aspirations of our members.

Our exemplary Net Worth Ratio of 1,826 emphasizes financial health and resilience, reassuring members that they are part of a stable institution dedicated to responsible lending practices. While we do not currently offer commercial loans or rely on external borrowings—indicated by a Total Borrowings value of 0—our focus remains steadfast on serving individual and family needs through accessible personal banking solutions.

At public-service-plaza, we pride ourselves on transparency, community engagement, and exceptional service quality. We invite you to discover how we can support your financial goals with confidence and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.