Xcel Credit Union | Auto Loans & Nationwide ATM Services

Introduction

Established in 1964, xcel has proudly served the financial needs of its community with a mission rooted in service and empowerment. Under the leadership of CEO Michael Mahiya and Board President Phyllis Ford, we remain dedicated to providing accessible and trustworthy banking solutions that cater to both individual members and local businesses. Our headquarters in Bloomfield, NJ serves as a testament to our commitment to fostering financial well-being within our region.

With NCUA insurance dating back to April 21, 1971, you can trust that your deposits are secure with us. We leverage modern banking tools to enhance your experience, including online banking, a user-friendly mobile application, peer-to-peer transfers, e-statements, mobile payments, and electronic signature authorization. At xcel, we understand that convenience is key in today’s fast-paced world, which is why we strive to empower our members with innovative services designed for their busy lifestyles. Discover more about our offerings by visiting our website at https://www.xcelfcu.org/ or contact us at (973) 528-8772.

Financial Services

At Xcel Federal Credit Union, we understand that managing your finances is crucial for achieving your personal and business goals. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members. Whether you're looking to open a checking or savings account, secure an auto loan, or explore mortgage options, our team is here to support you every step of the way. We also provide essential business banking solutions, including merchant services and business loans, helping small businesses thrive in today's competitive landscape. With the convenience of online banking and our user-friendly mobile application, you can easily manage your accounts anytime and anywhere. Our digital tools such as person-to-person transfers, mobile payments, e-statements, and e-signatures make everyday banking simpler and more efficient.

Our commitment to accessibility means that becoming a member is straightforward. You can find out more about eligibility at http://www.xcelfcu.org/join/membership/who-we-serve. Once you're part of our community, you'll benefit from personalized financial solutions tailored to help you navigate life's milestones—be it purchasing your first car or financing a new home. And if you're exploring loan options, check out https://www.lendmesh.com for competitive rates and comparisons that suit your needs. For any questions or personalized support, don’t hesitate to reach out via fax at (973) 528-8772. At Xcel Federal Credit Union, we're dedicated to empowering you on your financial journey with innovative services and unwavering support.

Financial Highlights

Xcel Federal Credit Union stands as a beacon of financial trust and stability in the community, having nurtured a robust membership base that currently boasts a total membership of 12,134. With total assets amounting to 185,769,596, Xcel exemplifies financial health and reliability. The credit union's commitment to its members is further reflected in its net worth of 21,085,274 and a net income of 169,597, showcasing not only operational effectiveness but also the ability to reinvest in services that benefit its members.

The strength of Xcel is underscored by its substantial total deposits, which reach 9,191,591, providing members with confidence in the security of their funds. Additionally, with a diverse portfolio comprising 7,578 loans and leases, Xcel is well-equipped to meet various financial needs, whether it's for personal loans, auto financing, or mortgages. This extensive array of offerings contributes to the credit union's reputation as a trusted partner for individuals and families seeking financial solutions.

Employing a dedicated team of 36 employees, Xcel Federal Credit Union ensures that personalized service remains at the forefront of its operations. The impressive net worth ratio of 1,134 indicates strong capital adequacy, reinforcing member confidence in the credit union's long-term viability. With a credit card loan volume standing at 2,336 and an auto loan volume of 1,686, Xcel caters effectively to its members' borrowing needs while maintaining prudent lending practices.

In addition to these remarkable figures, Xcel offers commercial loans, currently amounting to 4, allowing local businesses to thrive and contribute positively to the economy. By prioritizing transparency and member engagement, Xcel Federal Credit Union demonstrates its unwavering commitment to serving the community’s best interests.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Experience what makes Xcel Federal Credit Union a reliable choice for your financial journey. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.

Xcel CU

Introduction

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Financial Highlights

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