XCEL FEDERAL CREDIT UNION

Welcome to Xcel Federal Credit Union, your trusted financial partner located at 30 Path Plz, Jersey City, NJ 07306. Since our establishment in 1964, we have been dedicated to serving our community with a range of banking services designed to meet the unique needs of our members. With over 12,134 members and total assets reaching an impressive $185,769,596, we pride ourselves on creating a supportive environment for all. At Xcel, we understand that financial decisions can be overwhelming. That's why we offer personalized support and a variety of products including auto loans, mortgages, credit cards with rewards, and business banking services. Our focus is on helping you achieve your financial goals while ensuring that your money works for you. For any official correspondence, please direct it to our mailing address at 1460 Broad Street, Bloomfield, NJ 7003. Our team is here to assist you during our operating hours from Monday through Friday, 9:00 AM to 6:00 PM. Whether you prefer in-person consultations or online banking options through our website at xcelfcu.org, we strive to make your banking experience as convenient as possible. Led by CEO Michael Mahiya and Board President Phyllis Ford, our dedicated team of 36 employees is committed to providing exceptional service every step of the way. Your trust is important to us, and we're here to help you navigate your financial journey with confidence. Reach out to us today at 973-275-9235 for any inquiries or assistance you may need. Let Xcel Federal Credit Union be the stepping stone towards a brighter financial future!

Welcome to Xcel Federal Credit Union, a trusted financial partner in Jersey City, NJ, since 1964. Our journey began with a simple yet powerful mission: to serve our members and enhance their financial well-being. Over the years, we have grown from a small credit union into a vibrant community of over 12,000 members who share our commitment to financial empowerment and support. Located at 30 Path Plz, Jersey City, NJ 07306, our branch is easily accessible for all your banking needs. While you can visit us at this address, please note that official correspondence should be sent to our mailing address at 1460 Broad Street, Bloomfield, NJ 7003. At Xcel Federal Credit Union, we believe in making banking personal. Our mission is not only to provide exceptional financial services but also to contribute positively to the community around us. We understand that each member has unique needs, and that's why we offer a range of services tailored for everyone from checking and savings accounts to auto loans and mortgage refinancing. Our total assets now stand at an impressive $185,769,596, reflecting our growth and stability. As part of our commitment to accessibility and convenience, we offer ATM services for easy cash withdrawals and balance checks. Additionally, we are proud to operate as a shared service center, allowing members from partner credit unions to perform basic transactions with ease. While we do not have drive-thru banking at this location, our dedicated staff is here during operating hours Monday through Friday from 9:00 AM to 6:00 PM to assist you with any inquiries or services you may need. Our impact goes beyond just banking; it extends into the heart of the community. We actively seek partnerships that allow us to reach out and support local initiatives that matter most to our members. Whether it's through sponsoring events or providing financial education workshops, we are dedicated to uplifting those around us. Join us at Xcel Federal Credit Union today! Experience firsthand how our commitment to personal service can help you achieve your financial goals. Visit us at our Jersey City branch or call us at 973-275-9235 for more information about becoming a member. Together, let's build a brighter financial future!

At Xcel, we believe that everyone deserves a chance to be part of a welcoming community that prioritizes your financial well-being. Becoming a member is simple! If you live, work, worship, or attend school in certain areas, including Jersey City and surrounding communities, you're likely eligible to join us. We cater to individuals who seek personalized service and great benefits, from lower loan rates to higher savings yields. For specific eligibility criteria, feel free to check out our detailed information at http://www.xcelfcu.org/join/membership/who-we-serve . Joining is just the beginning of your journey with us. Once you're eligible, opening an account is straightforward; you can get started online by visiting https://app.consumer.meridianlink.com/pl/personalloan.aspx ?enc=kw21wblm1yxpjjabdozad5gr9au6mo8jvqq9j6pc0zy2d3d_5i2gy63k__1jld6cdj7iigo-ank7pqd_kopsug or give us a call at (973) 275-9235 for assistance. We're here to support you every step of the way at our branch located at 30 Path Plz Jersey City Nj 07306. Join us today and experience the difference of being a valued member of Xcel!