Welcome to xcel, where our mission is to provide community-focused, member-first financial services to individuals and families across . Under the leadership of CEO Michael Mahiya and Board President Phyllis Ford, we are dedicated to supporting our members with innovative solutions that make banking easier and more accessible. We pride ourselves on offering a suite of modern conveniences, including electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). At xcel, we believe in empowering our members with the tools they need to achieve their financial goals. For more information, please visit us at https://www.xcelfcu.org/ or reach out via fax at (973) 528-8772.

At Xcel Federal Credit Union, we understand that navigating your financial journey can be both exciting and challenging. That's why we offer a comprehensive suite of services designed to empower our members across New Jersey. Whether you're looking to manage your daily expenses with our personal banking solutions or planning for a significant life event like buying a home, we're here to support you every step of the way. Our checking and savings accounts are tailored to fit your lifestyle, providing you with easy access to your funds while helping you save for the future. With features like e-statements and online banking, keeping track of your finances has never been easier.

When it comes to loans, we know that flexibility is key. Our auto loans, mortgage options, and personal loans with competitive rates make financing accessible for everyone. Plus, our credit cards come with rewarding benefits that make spending more gratifying. For business owners in New Jersey, we offer dedicated banking solutions that include merchant services and business loans, ensuring you have the resources you need to thrive. In today's fast-paced world, our mobile app and digital payment options allow you to manage your finances on-the-go—whether it's making person-to-person payments or accessing your accounts anytime through mobile banking. With electronic signatures simplifying transactions, managing your money becomes seamless and stress-free. At Xcel Federal Credit Union, we're committed to providing the tools and support you need for financial success in every aspect of your life.

At Xcel Federal Credit Union in NJ, we believe that banking should be as easy and accessible as possible. Becoming a member and opening an account with us is a seamless process, designed with your convenience in mind. To see if you qualify for membership, simply review our eligibility criteria at [ http://www.xcelfcu.org/join/membership/who-we-serve]. Our core values of trust, community engagement, personalized service, and financial reliability are at the heart of everything we do. We pride ourselves on being more than just a financial institution; we're your neighbors, dedicated to helping you achieve your financial goals while actively contributing to the community we serve. Whether you're looking for personal banking options or business services, our friendly team is here to provide tailored solutions that fit your needs. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Additionally, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference!