Mortgage Loans in Webster, TX 77598

Looking for the ideal mortgage rate in Webster, TX? Compare offers from trusted lenders to find the best deal tailored to your needs. Whether you’re buying your first home or refinancing, local expertise can make all the difference.

Start your mortgage journey with confidence by exploring competitive rates and flexible terms right here in Webster. Our simple comparison helps you save money and time, turning your homeownership goals into reality.

Purchase Refinance Data Analysis

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CONVENTIONAL

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Conv

6.125 - 7 %

6.164 - 7.025 %

15 - 30 Yrs

∞

Conv

6.25 %

6.434 %

30 Yrs

∞

Conv

6.5 %

5 Yrs

∞

Conv

6.875 %

7.576 %

30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Rally offers a 15-year Conventional Fixed rate at 6.125% today, up 38 bp from 30 days ago. The 30-year Conventional Fixed rate is not quoted for today. The 15-year Conventional Refinance rate matches the purchase rate at 6.125%. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Intouch offers a 5-year ARM at 6.5%, up 25 bp from 30 days ago. This is the only rate available today. Jsc offers a 15-year conventional fixed rate at 6.5% and a 30-year conventional fixed rate at 6.375%. The 30-year conventional fixed rate has held steady over the past week and month. For 30-year VA fixed, the rate is 6.125%, down 25 bp from a month ago. The 30-year conventional refinance rate is 6.875%, down 12 bp from a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Webster, TX

NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION — 20070 GULF FWY WEBSTER TX 77598

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🏘️ All the Lenders Available in Harris County, TX

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