Home Equity Loans in Houston, TX

Looking for the best HELOC APR in Houston, TX? Compare local lenders who understand our city and offer competitive rates tailored to your needs. Whether you're planning a remodel or consolidating debt, finding the right home equity loan starts here.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HOUSTON FEDERAL CREDIT UNION
7459 SOUTHWEST FWY STE 100 HOUSTON TX 77074
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,010,665,759
Deposits: $179,628,561
Net Worth: $89,400,955
Employees: 192
Members: 68,429
PRIORITY TRUST CREDIT UNION
6500 ROOKIN ST HOUSTON TX 77074
P2P
E-Statements
E-Signature
Assets: $193,222,119
Deposits: $1,183,828
Net Worth: $21,634,148
Employees: 78
Members: 30,893
MEMORIAL CREDIT UNION
7789 SOUTHWEST FWY STE 175 HOUSTON TX 77074
P2P
E-Statements
E-Signature
Assets: $95,047,940
Deposits: $10,116,557
Net Worth: $9,663,583
Employees: 24
Members: 10,231
MEMORIAL CREDIT UNION
7789 SOUTHWEST FWY STE 175 HOUSTON TX 77074
P2P
E-Statements
E-Signature
Assets: $95,047,940
Deposits: $10,116,557
Net Worth: $9,663,583
Employees: 24
Members: 10,231
MEMORIAL CREDIT UNION
7500 BEECHNUT ST HOUSTON TX 77074
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $95,047,940
Deposits: $10,116,557
Net Worth: $9,663,583
Employees: 24
Members: 10,231

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅PRIMEWAY FEDERAL CREDIT UNION
✅HOUSTON POLICE FEDERAL CREDIT UNION
✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION
✅HOUSTON HIGHWAY CREDIT UNION
✅PILGRIM CUCC FEDERAL CREDIT UNION
✅PORT TERMINAL FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅UNION FIDELITY FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅MEMORIAL 62571 CREDIT UNION
✅INVESTEX CREDIT UNION
✅MET TRAN FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PRIORITY TRUST CREDIT UNION
✅UNITED ENERGY CREDIT UNION
✅FIRST SERVICE 68605 CREDIT UNION
✅HARRIS COUNTY FEDERAL CREDIT UNION
✅KBR HERITAGE FEDERAL CREDIT UNION
✅JSC FEDERAL CREDIT UNION
✅ILA 1351 FEDERAL CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅BAKER HUGHES FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅TEAM FINANCIAL FEDERAL CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION
✅SHELL FEDERAL CREDIT UNION
✅UNITED COMMUNITY 68369 CREDIT UNION
✅SP TRAINMEN FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅BCM FEDERAL CREDIT UNION
✅BAYOU CITY FEDERAL CREDIT UNION
✅PIE CREDIT UNION
✅TRUITY FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅MEMBERSOURCE CREDIT UNION
✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION
✅PORT OF HOUSTON CREDIT UNION
✅TOGETHER CREDIT UNION
✅REED CREDIT UNION
✅FIRST COMMUNITY 66818 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅TEXAS LEE FEDERAL CREDIT UNION
✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION
✅TEXAS BAY CREDIT UNION
✅HOUSTON FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅GULF COAST EDUCATORS FEDERAL CREDIT UNION
✅HERITAGE HUB FEDERAL CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅AMOCO FEDERAL CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅CREDIT HUMAN FEDERAL CREDIT UNION
✅LIGHT COMMERCE CREDIT UNION
✅CYFAIR CREDIT UNION
✅ENERGY CAPITAL CREDIT UNION
✅SMART FINANCIAL CREDIT UNION
✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅BRAZOS VALLEY SCHOOLS CREDIT UNION
✅SOUTHERN STAR CREDIT UNION
✅SOUTHERN 9214 CREDIT UNION
✅BP FEDERAL CREDIT UNION
✅FIRST SERVICE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ST LUKES COMMUNITY CREDIT UNION
✅HOUSTON BELT TERMINAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅COMMUNITY RESOURCE 68021 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION
✅ESSENTIAL CREDIT UNION
✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION
✅ILA 28 FEDERAL CREDIT UNION
✅SHARED RESOURCES CREDIT UNION
✅PASADENA MUNICIPAL FEDERAL CREDIT UNION
✅IBEW LU 66 CREDIT UNION
✅CHEMCEL FEDERAL CREDIT UNION
✅BEACON 6062 CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅CITY OF DEER PARK FEDERAL CREDIT UNION
✅LUBRIZOL EMPLOYEES CREDIT UNION
✅U S I CREDIT UNION

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