Members First Credit Union Memorial Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Memorial Credit Union, where we believe in putting our members first. Located at 7789 Southwest Fwy Ste 175, Houston, TX 77074, our branch has been serving the community since 1953. With a strong commitment to financial wellness and community support, we are proud to offer a range of services tailored to meet your needs. At Memorial Credit Union, we understand that your financial goals are important. That's why we are dedicated to providing exceptional service and a variety of options for personal banking, auto loans, mortgages, and more. Currently, our membership stands at an impressive 10,231 members, all benefiting from our robust financial offerings. As of today, our total assets reach $95,047,940, with total deposits amounting to $10,116,557. Our net worth is a solid $9,663,583, ensuring that we are not just a financial institution but a trustworthy partner in your financial journey. With 24 dedicated employees, led by our CEO Thomas Rogers and Board President Vicki Jones, we are here to assist you every step of the way. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to the same address: 7789 SW FRWY SUITE 175, Houston, TX 77074. Feel free to reach out via phone at 713-778-6300 during our lobby hours: Monday through Tuesday and Thursday through Friday from 8:00 AM to 4:00 PM; and Wednesday from 9:00 AM to 4:00 PM. Join us today and discover how Memorial Credit Union can help you achieve your financial aspirations! Visit us online at memorialcu.org or give us a call we look forward to serving you!

Branch History & Mission

Community Connections

Our growth is intertwined with our commitment to community outreach. We actively participate in local events and partnerships that help strengthen the fabric of Houston. Whether it's supporting educational programs or participating in community service projects, we believe in giving back. As we look forward to the future, we invite you to join our family at Memorial. Experience firsthand how a credit union can make a positive impact on your financial journey while being part of a supportive community. Let's build your future together! For more information or assistance, please call us at 713-778-6300 or visit Memorial Credit Union.

Our Journey

Since opening our doors, Memorial has consistently focused on empowering members through accessible financial services. With total assets now exceeding $95 million, we are well-equipped to meet the diverse needs of our membership. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. In addition to our comprehensive financial products, we've embraced digital advancements to enhance member experience. Our online banking platform allows members to manage their finances anytime, anywhere making banking convenient and user-friendly. We also prioritize accessibility by ensuring compliance with ADA standards.

Our Mission

At the heart of Memorial's mission is a commitment to community support and member satisfaction. We strive not only to provide exceptional financial services but also to foster an environment where our members feel valued and heard. This mission drives us in all that we do from offering competitive loan rates to supporting local initiatives that uplift the neighborhoods we serve. While you can visit us at 7789 Southwest Fwy Ste 175, official correspondence should be sent to 7789 SW FRWY SUITE 175, Houston, TX 77074 if needed. We understand that convenience matters; therefore, we offer personalized service during our operating hours: Monday, Tuesday, Thursday & Friday from 8:00 AM to 4:00 PM and Wednesday from 9:00 AM to 4:00 PM.

Branch Location & Accessibility

Convenient Access

While members can visit us at our branch address, official correspondence should be sent to our mailing address at 7789 SW FRWY SUITE 175, Houston, TX 77074. Our location offers ample parking for your convenience and features accessible options like ramps to ensure everyone can easily reach us.

Get In Touch

Have questions? Feel free to give us a call at 713-778-6300! Our friendly team is ready to assist you with anything you need. We invite you to come visit us today and experience how banking should feel friendly, convenient, and personal!

Operating Hours

We understand that your time is valuable. That's why we offer extended hours throughout the week! Visit us on Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, or stop by on Wednesday when we open at 9:00 AM. Whether you're stopping in before work or during lunch, we're here to serve you.

Services Offered

At Memorial Credit Union, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking services like checking and savings accounts to auto loans and mortgages, we're committed to helping you achieve your financial goals. Plus, with online and mobile banking options available, managing your accounts has never been easier.

Member Eligibility

At Memorial, we believe that joining our community should feel warm and welcoming. If you're looking to become a member, you're in the right place! Membership is open to anyone who lives, works, or worships in our local area, as well as family members of current members. This means that you can easily become part of our supportive family and enjoy all the benefits we offer, from competitive loan rates to exceptional customer service. For more detailed information on eligibility criteria, feel free to check out this resource: . Opening an account with us is straightforward and designed with you in mind. Simply visit us at our branch located at 7789 Southwest Fwy Ste 175 Houston Tx 77074, or give us a call at (713) 778-6300 if you have any questions or need assistance. We're here to help you every step of the way! Join us today and discover how being a member of Memorial can enhance your financial journey.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local coffee shop efficiently managing customer transactions with seamless point-of-sale systems. Our merchant services help businesses like yours accept payments easily, manage sales data, and improve customer experiences all from one platform. Visit us at 7789 Southwest Fwy Ste 175 Houston Tx 77074 in Houston, TX or call us at (713) 778-6300 to learn how our business banking solutions can work for you. Let's take your business further together!

Tailored Business Loan Options

Imagine having the financial support to turn your ideas into reality. With our commercial loans, businesses can access the funds they need to thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a small business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are designed to help your business thrive. We understand the challenges entrepreneurs face and are committed to supporting local businesses like yours.

Digital Banking Convenience

In today's fast-paced world, having access to banking services online is essential. That's why we offer robust online and mobile banking features. You can easily manage your accounts, transfer money, and even make payments all from the comfort of your smartphone or computer. With options like ATM cash withdrawal services available nearby, accessing your funds has never been easier. As part of our commitment to serving our community in Houston, TX, we encourage you to reach out if you have any questions about our offerings. Call us at 713-778-6300 or visit us during our lobby hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM; Wednesday from 9:00 AM to 4:00 PM. At Memorial, we're not just about transactions; we're about building relationships that last a lifetime. Explore how our comprehensive services can make a difference in your financial journey today!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process, making it easier than ever to secure the right financing for your new home. We aim to simplify this major life decision so that you can focus on what really matters making memories in your new space.

Loans and Debt Solutions

For those unexpected expenses or debt consolidation needs, our personal loans can help ease financial burdens. Whether it's a medical bill or home improvement project, we provide flexible options to fit your lifestyle. Plus, with our credit cards with rewards, every purchase brings you closer to enjoying special benefits.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts designed to help you save for the future while giving you easy access to your funds when you need them. If you're planning to buy a new car or refinance an existing loan, our auto loans and vehicle financing options are here to make your journey smoother. Imagine driving off in your dream car with a loan that suits your budget!

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.memorialcreditunion.com/ , allows you to check balances, view transaction history, and transfer funds with ease. You can also take advantage of our electronic signature authorization feature for added convenience when signing important documents. Say goodbye to paper clutter; we offer e-statements, so you can keep track of your finances without all that paperwork. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends and family in just moments. Plus, if you're on the move, our mobile application is available to help you manage your accounts right from your smartphone. And yes, we support mobile payments too making it easier than ever to pay for purchases with just a tap.

Security and Accessibility

We prioritize your security while providing easy access to your accounts. With 24/7 online banking services, you can rest assured that your financial information is protected while still being readily available whenever you need it. Whether you're using our website or mobile app, we've designed everything with user-friendliness in mind. In today's fast-paced world, having control over your finances shouldn't be complicated. At Memorial, we're committed to making banking simple and accessible for all our members. Join us today and experience the convenience of digital banking!

Financial Strength

Committed Team

We also take pride in having 24 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 14,851, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial is your trusted partner. Visit us at 7789 Southwest Fwy Ste 175 Houston Tx 77074 or call (713) 778-6300 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $15,201,666 in share certificates and $6,733,950 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,988,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $9,631,994 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,489 in used auto loans and $78,347,753 in total loans and leases.

Strong Financial Foundation

With a net worth of $9,663,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,059,533 in used vehicle loans and $12,023,894 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable pre-owned vehicle, our flexible financing options make it easier than ever to drive away with confidence.

Credit Lines

For those looking for additional financial flexibility, we provide credit lines totaling $12,000,000. This option allows you to borrow only what you need when you need it making budgeting easier and providing peace of mind for unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back as we expand our offerings in the future.

Refinancing Options

If you're considering refinancing existing loans, we encourage you to reach out to us for eligibility options and personalized advice. Our team is here to help guide you through the process and find solutions tailored specifically for you. For more information about any of our loan products or to discuss your unique situation, please feel free to contact us at (713) 778-6300. Our branch is located at 7789 Southwest Fwy Ste 175 Houston Tx 77074, and we're open Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM and Wednesday from 9:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today to learn how we can support your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $1,681,620 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you every time you swipe.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that users can trust the information they receive when comparing loans. LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh provides real value to its users by simplifying the loan comparison process. To explore your options and ensure you get the best possible rates, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMORIAL CREDIT UNION