Members First Credit Union Memorial Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Memorial, your trusted partner in financial well-being! Located at 7789 Southwest Fwy Ste 175, Houston, TX 77074, our Southwest Branch has been serving the community since 1953. With over 10,200 members and a solid commitment to enhancing your financial journey, we pride ourselves on offering personalized banking solutions tailored to your needs. At Memorial, we understand that managing your finances is a critical part of life. That's why we offer an array of services designed to help you thrive, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $95,047,940, reflecting our stability and capability to support you effectively. With total deposits amounting to $10,116,557, we ensure that your funds are secure and readily available whenever you need them. Our dedicated team of 24 employees, led by CEO Thomas Rogers and Board President Vicki Jones, is here to provide guidance and support every step of the way. Whether you're looking for assistance with a loan or simply need advice on saving for the future, we are here for you. You can reach us at 713-778-6300 during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM; Wednesday from 9:00 AM to 4:00 PM. While members can visit us at our physical location, official correspondence should be sent to the same address for convenience. As part of our commitment to transparency and trustworthiness, we maintain a net worth of $9,663,583 and have a cash reserve of $2,104,273 on hand. Join us at Memorial today! Explore how we can help you achieve your financial goals by visiting our website at memorialcreditunion.com or calling us directly. We look forward to serving you!

Branch History & Mission

Join Us

As we look ahead, Memorial Credit Union remains committed to innovation and excellence in service. We invite you to join our growing family and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or assistance, please contact us at 713-778-6300 or visit our website at memorialcreditunion.com.

Our Evolution

From our humble beginnings, Memorial has continually adapted to meet the changing needs of our members and the community. Over the decades, we have expanded our services while maintaining a strong commitment to member satisfaction. Today, we manage total assets of approximately $95,047,940 and provide a wide range of financial products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we are dedicated to embracing digital advancements. Our online and mobile banking platforms make it easier for members to manage their finances anytime and anywhere. This commitment extends to ensuring accessibility through ADA compliance and offering electronic signatures for convenience.

Our Mission

Our mission at Memorial Credit Union is clear: We strive to empower our members by providing exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should enhance lives. Our focus is on helping individuals achieve their financial goals be it buying a first car, purchasing a home, or planning for retirement. We also take pride in our outreach efforts within the community. Through partnerships with local organizations and initiatives that support education and financial literacy, we work tirelessly to give back to those we serve. Whether it's hosting workshops or sponsoring community events, our goal is to uplift those around us. While members can visit us at 7789 Southwest Fwy Ste 175 for all their banking needs, official correspondence should be sent to our mailing address: 7789 Southwest Fwy Ste 175, Houston, TX 77074-1830.

Branch Location & Accessibility

Accessibility Features

We prioritize making our branch accessible for everyone. The Memorial Southwest Branch features ADA-compliant entrances and ramps so that all members can navigate easily. Plus, there's ample parking available right outside our doors for your convenience.

Banking Services

At the Memorial Southwest Branch, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Although we currently do not provide ATM services or drive-thru banking at this location, our dedicated staff is always on hand to help with any questions or transactions you may need.

Connect with Us

If you have any inquiries or would like more information about our services, don't hesitate to reach out! You can give us a call at 713-778-6300. We look forward to welcoming you into the Memorial family!

Member Eligibility

At Memorial, we believe that joining our community is about more than just banking it's about being part of a supportive family that looks out for each other. If you're wondering how to become a member, it's easier than you might think! We welcome individuals who live, work, or worship in the area, making it simple for many to join us. You can check the detailed eligibility criteria by visiting this link. Once you're ready to take that step, opening an account is straightforward and user-friendly. Just give us a call at (713) 778-6300, or stop by our branch located at 7789 Southwest Fwy Ste 175 Houston Tx 77074. Our team is here to guide you through the process and answer any questions you may have. Enjoy the benefits of being a member at Memorial, where you'll find personalized service and great financial products tailored to your needs. Join us today and experience the difference!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that streamlines your payment processes. Our merchant services offer easy payment solutions that help your business run smoothly. From accepting card payments to managing transactions effortlessly, we provide the tools you need to focus on what matters most growing your business. Visit us at 7789 Southwest Fwy Ste 175 Houston Tx 77074 in Houston, TX or call us at (713) 778-6300 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options can get you on the road faster. We understand that buying a vehicle is an important decision, which is why we offer competitive rates tailored to fit your budget. Picture yourself driving off in that new car without financial stress that's what we're here for!

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Running a business comes with its own set of challenges, but with our support and resources at hand, managing cash flow and funding growth becomes much more manageable.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase you make. Think about getting cash back or travel rewards just for using your card! It's an easy way to make everyday spending work for you.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing? Our Mortgage Loans & Refinancing services can guide you through the process smoothly. We know how daunting this can be, but with our expert team by your side, you'll find the right mortgage solution that aligns with your goals. From first-time buyers to seasoned homeowners looking to lower their monthly payments, we've got options for everyone.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking services that allow you to handle your banking tasks anytime and anywhere. From checking balances and transferring funds to paying bills through our app or website, managing your money has never been easier. We invite you to explore all these services tailored just for you at Memorial. If you have any questions or need assistance getting started, don't hesitate to reach out! Call us at 713-778-6300 or visit us at our branch in Houston we're here to help you achieve your financial dreams!

Personal Banking

For those who want to keep their finances organized and accessible, we offer Personal Banking solutions like checking and savings accounts. Imagine having quick access to your money whenever you need it, whether it's to pay bills or save for that dream vacation. Our accounts come with features that make online and mobile banking easy and secure. You can check your balance, transfer funds, and even set up automatic payments from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can tackle those challenges head-on. Whether it's medical bills or home repairs, we provide flexible loan options designed to help you regain control over your finances without feeling overwhelmed.

Digital & Online Banking

Access Your Accounts Anytime

Our 24/7 online banking services allow you to check your balance, pay bills, and transfer money at your convenience. Whether you're at home or on the go, you can access all your account information whenever you need it through our user-friendly platform available at https://www.memorialcreditunion.com/ .

Enjoy the Convenience of Mobile Banking

For those who prefer banking on their phones, our mobile application is designed for ease of use. You can make payments with just a few taps using our mobile payments feature. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick.

Security You Can Trust

Your security is our priority. We offer electronic signature authorization for added safety when completing transactions online. Rest assured that your sensitive information is protected as you navigate through your banking needs. With all these features combined, Memorial ensures that managing your finances is not only convenient but also secure. Experience the future of banking with us today!

Stay Updated with E-Statements

Say goodbye to paper clutter! With our e-statements feature, you can view your financial statements electronically. This not only helps the environment but also keeps your information secure and accessible. Plus, you can easily track your spending habits over time.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $15,201,666 in share certificates and $6,733,950 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,988,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $9,631,994 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,489 in used auto loans and $78,347,753 in total loans and leases.

Solid Financial Health

With a net worth of $9,663,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 14,851, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial is your trusted partner. Visit us at 7789 Southwest Fwy Ste 175 Houston Tx 77074 or call (713) 778-6300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $31,059,533 in used vehicle loans and $12,023,894 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can cater to your budget.

Credit Lines and Refinancing Options

If you're considering larger projects or need extra funds for various purposes, our total credit lines stand at $12,000,000, providing additional flexibility for your financial needs. Furthermore, if you're looking to refinance existing loans, we can assist you in finding options that may better fit your financial situation. Our dedicated team at Memorial is ready to support you every step of the way. For more information or to discuss eligibility options for any of our loan products, don't hesitate to reach out to us at (713) 778-6300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 7789 Southwest Fwy Ste 175 Houston Tx 77074, located in Houston, TX, and let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make it simple to buy or refinance your home. While we currently do not have junior lien family property loans available, our knowledgeable team is here to guide you through other financing options that suit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $1,681,620 in loans helping members manage their finances effectively. Enjoy the convenience and ease of access that comes with our credit card offerings.

Loan Aggregator

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MEMORIAL CREDIT UNION