Home Equity Loans in Virginia Beach, VA

Looking to tap into your Virginia Beach home’s equity? Compare HELOC APRs from trusted local lenders to find flexible rates that fit your budget. Whether you’re planning a renovation or need extra cash, exploring your options can save you money and stress.

Virginia Beach residents deserve clear, straightforward loan offers with fast funding and friendly support. Start comparing home equity lines of credit today to unlock funds that make home improvements or debt relief easier and more affordable in your community.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Virginia has a HELOC with an APR range of 5.99% to 18% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. The Home Equity loan APR is steady at 7.5% across all time frames, showing no change from 7, 30, 60, or 90 days ago.

Newport News Shipbuilding Employees has a Home Equity rate range of 6.14% to 9.24% today. These rates have stayed the same compared to 7 days ago and 30 days ago, with no change from 60 days ago either. The APR range remains steady across all these time frames. Truliant has a Home Equity APR range of 6.14% to 9.22% today, unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago. Their HELOC rates are 7.25% to 9.75% now, unchanged from a week ago and down from the higher ranges seen in the past 30, 60, and 90 days.

Langley has a HELOC with an APR range of 6.49% to 7.25% today. This rate range is lower than it was 7, 30, 60, and 90 days ago, when the top end was 7.5% . The minimum APR has stayed the same over this period. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupont Community has a HELOC with an APR range of 6.75% to 7.5% today. This rate is the same as it was 7 days ago but lower than the 7% rate from 30 days ago. Northwest has a HELOC rate range of 6.75% to 9% today, unchanged from 7 and 30 days ago but lower than the 7% to 9.25% seen 30, 60, and 90 days ago. Its Home Equity loan rate is 7% today, unchanged from 7 and 30 days ago but down from 7.25% over the past 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% .

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

🏦 All Local Lenders in Virginia Beach, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CHARTWAY FEDERAL CREDIT UNION	100 LYNNHAVEN PKWY VIRGINIA BEACH VA 23452	⏰ Branch M-Thurs 9am-5pm; Fri 9am-6:00pm; Sat 9am-1pm Direct Tellers M-F 8am-7pm; Sat 8am-3pm 📞 7575521000 📠 7574970158	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $2,981,758,349 Deposits: $115,412,787 Net Worth: $255,995,762 Employees: 575 Members: 256,747
CHARTWAY FEDERAL CREDIT UNION	3841 HOLLAND RD VIRGINIA BEACH VA 23452	⏰ Branch & Drive Thru M-Thurs 9am-5:00pm; Fri 9am-6:00pm; Sat 9am-1pm 📞 7575521000 📠 7574970158	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,981,758,349 Deposits: $115,412,787 Net Worth: $255,995,762 Employees: 575 Members: 256,747
ABNB FEDERAL CREDIT UNION	3237 VIRGINIA BEACH BLVD VIRGINIA BEACH VA 23452	⏰ M-Th 8:30-5:30, F 8:30-6, S 9-1 📞 7575235300 📠 7575235744	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $845,573,280 Deposits: $9,251,105 Net Worth: $73,551,113 Employees: 231 Members: 76,580
VA BEACH POSTAL FEDERAL CREDIT UNION	501 VIKING DR A VIRGINIA BEACH VA 23452	⏰ Monday thru Thursday 9 a.m. to 5 p.m. Friday 9 a.m. to 6 p.m. 📞 7573409781 📠 7573401213	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $10,125,158 Deposits: $760,620 Net Worth: $1,174,164 Employees: 4 Members: 1,100
BEACH MUNICIPAL FEDERAL CREDIT UNION	4164 VIRGINIA BEACH BLVD VIRGINIA BEACH VA 23452	⏰ 9AM to 5PM Monday - Thursday 9AM to 5:30PM Friday 9AM to 1:00PM Saturday 📞 7573337787 📠 7573954794	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $166,124,164 Deposits: $11,586,051 Net Worth: $22,774,988 Employees: 34 Members: 9,168
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	2977 SABRE ST VIRGINIA BEACH VA 23452	⏰ Lobby M - F: 0900 - 1730 Sat: 0900 - 1400Drive Thru M - F: 0900 - 1730 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	4001 VIRGINIA BEACH BLVD VIRGINIA BEACH VA 23452	⏰ Lobby: M-F 0900 - 1730 Sat 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	3929 HOLLAND RD VIRGINIA BEACH VA 23452	⏰ Lobby: M - F 0900 - 1730 Sat 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	4388 HOLLAND RD VIRGINIA BEACH VA 23452	⏰ Monday through Thursday - 9:00 am to 5:30 pm.Friday - 9:00 am to 6:00 pm. 📞 7579288850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	770 LYNNHAVEN PKWY VIRGINIA BEACH VA 23452	⏰ Monday through Thursday - 9:00 am to 5:30 pm. Friday - 9:00 am to 6:00 pm. 📞 7579288850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	3205 VIRGINIA BEACH BLVD VIRGINIA BEACH VA 23452	⏰ Monday-Thursday 9:00 am-5:30 pm Monday -Friday 9:00 am-6:00 pm 📞 7579376505	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009

🏘️ All the Lenders Available in Virginia Beach City County, VA

✅ABNB FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅VA BEACH POSTAL FEDERAL CREDIT UNION

✅BEACH MUNICIPAL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION

✅LANGLEY FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅1ST ADVANTAGE FEDERAL CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

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