Navy Federal Credit Union

In the heart of Virginia Beach, Navy Federal Credit Union at 2977 Sabre St is more than just a branch—it's a community hub dedicated to supporting military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this location offers convenient lobby and drive-thru services alongside an on-site ATM, making everyday banking smooth and accessible.
Renowned for providing some of the best auto loans in Virginia Beach, Navy Federal simplifies vehicle financing with competitive rates and flexible terms tailored to your budget. Whether you're looking to buy your first car or refinance an existing loan, this branch is here to help you drive confidently toward your goals. Homebuyers also benefit from low mortgage rates and refinancing options designed to make owning your dream home more attainable. Beyond lending, members enjoy comprehensive personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 2977 Sabre St or call 888-842-6328 today to experience friendly, community-focused service in Virginia Beach. Discover how our standout auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial growth and community support, located at 2977 Sabre St, Virginia Beach, VA 23452. Since our establishment in 1947, we have proudly served over 14 million members, providing a range of services designed to meet your unique needs. With total assets exceeding $180.8 billion and deposits around $2.3 billion, we are committed to ensuring the financial well-being of our members. Our leadership team, including CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is dedicated to fostering a member-centric environment where trust and transparency reign supreme. We understand that every member has different financial goals, which is why we offer tailored solutions such as personal banking, auto loans, mortgage financing, and business banking services. While members can visit us at our branch for all their banking needs, any official correspondence should be directed to our mailing address: 2977 Sabre Street, Virginia Beach, VA 23452. Our friendly staff is here to assist you with inquiries about your accounts or loans feel free to give us a call at 888-842-6328. At Navy Federal Credit Union, we believe in giving back to our community. We not only strive to provide exceptional service but also actively participate in local initiatives that make Virginia Beach a better place for everyone. Your membership not only empowers you financially but also supports positive change in our community. Explore how we can help you achieve your financial aspirations by visiting our website at navyfcu.org or stop by our branch today! Together, let's build a brighter financial future for you and your family.

Branch History & Mission

Our Journey

Navy Federal began as a small financial cooperative for military families and has since blossomed into one of the largest credit unions in the nation. Each year, we continue to expand our offerings while maintaining our core values of integrity, service, and community support. Our branch is not just a place for transactions; it's a hub where relationships are built and strengthened. Over the years, we've embraced technology to better serve you. We provide convenient online banking services and mobile applications that allow you to manage your finances anytime, anywhere. Our ATM availability ensures that you have easy access to your funds, while our drive-thru service adds another layer of convenience for those on the go.

Our Mission

At Navy Federal Credit Union, our mission is simple: to empower our members through exceptional financial services while making a positive impact in the community. We strive to offer products that meet your needs be it personal banking, auto loans, mortgages, or business services while also supporting local initiatives and outreach programs. Our commitment extends beyond banking; we actively engage in various community projects designed to uplift and support those around us. By partnering with local organizations and hosting events, we aim to create lasting change within Virginia Beach and beyond. While members can visit us at 2977 Sabre St Virginia Beach Va 23452, official correspondence should be sent to 2977 Sabre Street, Virginia Beach, VA 23452 if different from our branch location. We invite you to experience the benefits of membership at Navy Federal Credit Union. Join us today and be part of a community that cares about your financial well-being! Whether you're looking for sound financial advice or simply need assistance with your accounts, our dedicated team is here for you. For more information or assistance, please reach out at (888) 842-6328 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services comfortably. You can also take advantage of our drive-thru banking options for added convenience.

Connect With Us

We're excited to assist you with your financial journey! If you have questions or would like more information about our services, don't hesitate to call us at 888-842-6328. We look forward to welcoming you at our Navy Federal Credit Union branch soon!

Conveniently Located

Situated near popular local spots, our branch is just a short drive from major thoroughfares, making it easy for you to stop by. If you're in the area visiting the beautiful beaches or enjoying a day at the nearby parks, feel free to swing by and discover all that we offer.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. The drive-thru service operates during the same hours, providing you with flexibility whether you prefer in-person assistance or a quick transaction on the go.

Services Offered

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that fit every lifestyle. Plus, enjoy easy access to ATMs for cash withdrawals and balance checks whenever you need them. While members can visit us at 2977 Sabre St for all their banking needs, any official correspondence should be sent to our mailing address at 2977 Sabre Street, Virginia Beach, VA 23452.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves the chance to be part of a welcoming community where you can feel supported in your financial journey. Becoming a member is simple and open to many! If you live, work, or worship in Virginia Beach or are related to someone who does, you're likely eligible to join us. We also welcome active duty and retired military personnel, along with their families. This means when you choose Navy Federal Credit Union, you're not just opening an account; you're joining a family that values your needs and strives to provide personalized service. Getting started is easy! You can find all the details about membership eligibility by visiting our website at https://www.navyfederal.org/membership/eligibility.html. Once you've confirmed your eligibility, opening an account is just a few clicks away check out our straightforward process at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, feel free to reach out to us at (888) 842-6328. We can't wait to welcome you into the Navy Federal Credit Union family at our branch located at 2977 Sabre St Virginia Beach Va 23452!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a suite of merchant services designed to make transactions easier for you and your customers. Picture this: your store is busy on a Saturday afternoon, and with our efficient payment processing solutions, you can serve customers quickly, keeping lines short and sales flowing. Our aim is to help you focus on what matters most growing your business. Located at 2977 Sabre St Virginia Beach Va 23452 in Virginia Beach, VA, we're here to partner with you on your journey. Reach us at (888) 842-6328 for personalized assistance today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking solutions. Our merchant services streamline payment processing so you can focus on growing your business. We also offer various types of business loans tailored to support your unique goals.

Call Us Today!

We invite you to explore all that we have to offer at Navy Federal Credit Union! If you have any questions or want to learn more about how our services can benefit you, please don't hesitate to call us at (888) 842-6328. We're here to assist you every step of the way! Visit us today at 2977 Sabre St Virginia Beach Va 23452, or check out our website at Lynnhaven-va Beach for more information. Your financial journey starts here!

Convenient Access Options

At Navy Federal Credit Union, we believe in making banking as convenient as possible. Our branch features both an ATM for cash withdrawals and balance checks, as well as a drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

We understand that personal finance can be complex, which is why we offer a variety of personal banking options. Our checking and savings accounts provide an excellent foundation for managing your money. You can easily access your accounts through our user-friendly online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills from anywhere. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services make it easy to navigate the process with confidence.

Support for Financial Goals

Life often comes with unexpected expenses, which is why we offer personal loans and debt consolidation options. Whether you need cash for home repairs or want to consolidate existing debts into one manageable payment, we've got you covered. Additionally, our credit cards with rewards allow you to earn points for everyday purchases. This way, you can enjoy benefits while managing your spending effectively.

Digital & Online Banking

Accessibility and Ease of Use

We know life gets busy, which is why our online banking platform is designed to be intuitive and easy to navigate. With real-time account management tools and instant notifications, staying updated on your finances is straightforward. At Navy Federal Credit Union, we are here to support you every step of the way. Enjoy banking that fits into your lifestyle with our innovative digital solutions!

Key Features

Our commitment to security means you can bank with confidence. We provide electronic signature authorization, making it simple for you to sign documents securely from anywhere. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Managing payments is also a breeze with our mobile payments feature. Whether you're splitting a dinner bill or paying for groceries, our person-to-person transfers make sending money quick and easy. Just use our user-friendly mobile application available on both iOS and Android to handle transactions on the go.

Financial Strength

Growing Member Base

We have successfully built a trusted relationship with our members as demonstrated by our impressive total share accounts: 30,809,321. This growing member base reflects the confidence individuals have placed in us for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2977 Sabre St Virginia Beach Va 23452 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident as we support our community with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0, reflecting our commitment to keeping costs low for our members while maintaining high service standards. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make driving off with your dream vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand how important it is for businesses to have access to funds when they need them, and we're here to support your entrepreneurial journey. Our loan offerings are backed by insights and data from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in refinancing or want to learn more about eligibility options, visit our website or give us a call at (888) 842-6328. Our knowledgeable staff is ready to assist you in finding the right loan product that fits your financial needs. At Navy Federal Credit Union, we are committed to providing personalized service and reliable financial solutions for all our members. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We guide you through the process and offer personalized assistance to ensure you find the best mortgage option that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with various benefits, making them a great choice for those looking to build or improve their credit while enjoying rewards.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with clear, data-driven insights that make choosing the right loan straightforward. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that users can trust the information they receive is based on the latest results (Source: https://www.ncua.gov). By featuring only verified offers, LendMesh eliminates confusion and helps borrowers find fair and transparent deals. One of the standout features of LendMesh is its reliance on verified data. Loan offers come from legitimate financial institutions, which ensures that users are not misled by inflated or misleading claims. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This focus on impartiality allows users to see all available options equally, helping them make informed decisions. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. Users can quickly assess their choices and select the best offer for their needs. Thousands of users trust LendMesh for loan comparisons; one member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to simplify your loan search and find competitive rates, compare real-time loan offers today at LendMesh and discover the best options tailored for you. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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