Va Beach Postal Credit Union VA | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Virginia Beach Postal FCU, your trusted financial partner located at 501 Viking Dr A, Virginia Beach, VA 23452. Established in 1963, we have proudly served our community for decades, building a solid foundation of trust and reliability among our 1,100 members. With total assets reaching $10,125,158 and deposits amounting to $760,620, we are committed to providing personalized financial solutions that meet the unique needs of our members. At Virginia Beach Postal FCU, we understand that everyone's financial journey is different. Whether you are looking for a new vehicle loan or planning to save for your future, our dedicated team of 4 employees, led by CEO Rosemary Gagnon and Board President Robert Wittman, is here to help you every step of the way. Our diverse range of services includes checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch location for friendly service during our operating hours Monday through Thursday from 9 a.m. to 5 p.m., and Fridays until 6 p.m. official correspondence should be sent to our mailing address at 501 Viking Dr # A, Virginia Beach, VA 23452-7306. With a strong commitment to community impact and member satisfaction, we invite you to experience the benefits of being part of Virginia Beach Postal FCU. Join us as we continue to grow together; call us today at 757-340-9781 or visit our website at vbpfcu.org for more information on how we can assist you with your financial goals.

Branch History & Mission

Community Engagement

Va Beach Postal has always been more than just a place for transactions; we are deeply committed to community engagement. Through partnerships with local organizations and outreach programs, we strive to support initiatives that uplift our neighborhoods. Our team actively participates in events and activities that promote financial literacy and wellness among residents. With operating hours designed around your busy schedule Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 9 a.m. to 6 p.m. we're here when you need us most. Although we do not currently offer ATM or drive-thru services, our friendly staff is ready to assist you inside the branch.

Join Us

We invite you to become part of the Va Beach Postal family. Experience the benefits of personalized service tailored to meet your needs. Together, let's build a brighter financial future for you and the community we cherish. For more information or to get started today, give us a call at (757) 340-9781 or visit us online at Va Beach Postal.

Our Mission

Our mission at Va Beach Postal is simple yet impactful: to provide reliable financial services while supporting the growth and well-being of our community. We believe that everyone deserves access to quality banking solutions that empower them to achieve their goals. Whether it's helping families secure auto loans, offering competitive savings accounts, or providing resources for small businesses, we are dedicated to making a positive difference. As we've evolved over the years, we've embraced digital advancements that make banking more convenient for our members. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere. We prioritize accessibility and have ensured that our services comply with ADA standards so that everyone can benefit from what we offer.

Branch Location & Accessibility

Contact Us Today!

Have questions or need assistance? Feel free to reach out! You can call us at 757-340-9781 during business hours. We invite you to visit us soon and experience the personalized service that sets Va Beach Postal apart. Your financial well-being is our priority!

Operating Hours

We want to ensure you have plenty of time to handle your financial matters. Our lobby hours are Monday through Thursday from 9 a.m. to 5 p.m., and on Friday we stay open an hour later until 6 p.m. This gives you flexibility whether you're stopping by on your way to work or after school.

Parking & Accessibility

At Va Beach Postal, we understand how important accessibility is for our members. Our branch offers ample parking right outside, ensuring that you can find a spot with ease. For those who may require additional assistance, our facility is ADA compliant and features ramps for easy access.

Services Offered

At Va Beach Postal, we pride ourselves on providing a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is ready to assist you every step of the way. While we currently do not offer ATM or drive-thru services, our online and mobile banking options make managing your finances straightforward and convenient.

Member Eligibility

At Va Beach Postal, we believe that becoming a member is like joining a warm, welcoming family where your financial needs truly matter. If you're curious about how to become a part of our community, it's easier than you might think! We proudly serve individuals who live, work, or worship in the Virginia Beach area. Whether you're looking for personal banking solutions or business services, you'll find a supportive environment tailored just for you. For more specific eligibility criteria, feel free to check out our detailed information at . Opening an account with us is simple and straightforward. With just a few easy steps, you can enjoy the benefits of membership at Va Beach Postal. We offer everything from checking and savings accounts to loans and credit cards all designed to help you achieve your financial goals. If you have any questions or need assistance along the way, don't hesitate to reach out at (757) 340-9781. We're here to help!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your customers. Picture this: A busy Saturday at your shop, and you need a reliable way to accept payments quickly. Our merchant services ensure that transactions are smooth and efficient, allowing you to focus on what you do best serving your customers. Visit us at 501 Viking Dr A Virginia Beach Va 23452 in Virginia Beach, VA, or call us at (757) 340-9781 to discover how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we do not have ATMs on site, we're committed to ensuring that accessing cash is easy for our members through various networks available in the area. At Va Beach Postal, we're proud to be more than just a credit union; we're a partner in your financial wellness journey. Our team is available during regular hours Monday through Thursday from 9 a.m. to 5 p.m., and Friday until 6 p.m. to assist you with any questions or concerns. Ready to explore how we can support your financial goals? Give us a call at (757) 340-9781 or visit us online at Virginia Beach Postal Fcu. Let's take this journey together!

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer flexible terms and competitive rates, allowing you to drive off in your new vehicle without breaking the bank. You can even apply for your loan online from the comfort of your home!

Business Banking

For our business members, we offer specialized business banking services including merchant services and business loans. This ensures that local businesses have the resources they need to thrive in today's market.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting perks and benefits. Whether it's cash back on groceries or travel points for future adventures, our credit cards are designed to add value to your everyday spending.

Mortgage Loans & Refinancing

When it comes to home ownership, we have you covered with mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our experienced staff will guide you through the process, ensuring you find a solution that fits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online banking and mobile payments. With these tools at your fingertips, managing your finances has never been easier make transfers, check balances, or pay bills anytime you like.

Personal Banking

Starting with personal banking, we provide checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that make banking easier. Imagine easily accessing your funds online or through our mobile app while enjoying the peace of mind that comes with competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments, our personal loans can provide the financial support you need. If you're juggling multiple debts, consider our debt consolidation options, which can simplify payments into one manageable monthly sum.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, our user-friendly interface makes it simple to stay on top of your finances. And for those who prefer mobile banking, our app provides all the features you need right at your fingertips. Need to send money quickly? Our person-to-person transfer service allows you to send funds directly to friends or family with just a few taps. Plus, if you're looking to go paperless, we offer e-statements that give you quick access to your account history while reducing clutter.

Security You Can Trust

Your security is our priority. With electronic signature authorization, you can complete transactions safely from the comfort of your home without needing to visit a branch. We employ advanced security measures to keep your information safe and secure, allowing you to bank with confidence.

Stay Connected

For added convenience, our mobile payments feature lets you pay for purchases using your smartphone no wallet needed! This feature is perfect for busy individuals who want a fast and efficient way to handle everyday transactions. Experience the benefits of modern banking today with Va Beach Postal. Our digital and online banking services are designed for accessibility and ease of use, providing you with real-time account management whenever and wherever you need it. Explore more at https://www.vbpfcu.org/!

Financial Strength

At Va Beach Postal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $1,174,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1160% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,174,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $148 in used auto loans and $4,891,352 in total loans and leases. While our current net income is $0, this reflects our commitment to serving you without compromising on quality or service. We also take pride in having 2 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 1,892, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Va Beach Postal is your trusted partner. Visit us at 501 Viking Dr A Virginia Beach Va 23452 or call 757-340-9781 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,569,652 in used vehicle loans and $1,296,384 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable pre-owned vehicle, we have financing solutions tailored just for you.

Credit Lines

For those needing additional flexibility, our total credit lines amount to $500,000, providing members with easy access to extra funds when necessary. Whether it's for home improvements or other personal projects, this option can be a great resource.

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage options, we encourage you to keep us in mind for future needs as we continue to grow our services.

Refinancing Options

If you're considering refinancing an existing loan, we're here to help! Our team can guide you through eligibility options and help determine if refinancing could save you money or reduce your monthly payments. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Va Beach Postal, we prioritize transparency and are dedicated to serving our community's financial needs with integrity and expertise. Reach out today to learn more about how we can assist you on your financial journey!

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $488,934 in loans available to our members. This allows you to handle unexpected expenses or make purchases without the worry of high interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means users receive fair and transparent offers. One of the key benefits of using LendMesh is Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach reinforces our goal of providing unbiased results. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in finding favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Va Beach Postal