Chartway Credit Union Virginia Beach VA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Chartway, your trusted financial partner located at 3841 Holland Rd, Virginia Beach, VA 23452. Since our establishment in 1959, we have dedicated ourselves to providing exceptional financial services tailored to the needs of our 256,747 members. With total assets exceeding $2.98 billion, we pride ourselves on being a solid and reliable credit union that prioritizes your financial well-being. At Chartway, we understand that navigating the world of finance can be overwhelming. That's why our experienced team is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgages, or business banking services, we've got you covered. Our commitment to our community runs deep. With a net worth of $255,995,762 and cash in hand amounting to $81,423,879, we are not just financially stable; we are also invested in helping you achieve your dreams. Our total deposits stand at $115,412,787, reflecting the trust our members place in us. Led by CEO Brian Schools and Board President Nancy McMahon, our team is passionate about fostering a welcoming environment for all members. We have a dedicated workforce of 575 employees, ready to assist you with personalized service and expert advice. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 3841 Holland Rd, Virginia Beach, VA 23452-2856. We invite you to explore how Chartway can empower your financial journey. Call us today at 757-552-1000 or visit our website at Chartway.com for more information about our services. Let us help you take the next step toward a brighter financial future!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Chartway has embraced technology by offering online and mobile banking options that make managing finances easier than ever before. Our commitment to ADA compliance ensures that all members can access our services without barriers. With convenient ATM availability and drive-thru banking options during extended hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM Chartway aims to meet your banking needs when it suits you best.

Join Us Today!

Our journey from humble beginnings in 1959 to becoming a trusted financial institution is something we're immensely proud of. We invite you to become part of this legacy by joining Chartway today. Experience firsthand the benefits of membership and let us help you achieve your financial goals. For more information about joining or accessing our services, please call us at 757-552-1000 or visit our website. Together, let's build a brighter future for our community!

Our Mission

The mission of Chartway is simple yet profound: to improve the financial well-being of our members while fostering a sense of community. We provide personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that each member's needs are different; that's why we offer personalized services that cater to individual situations. But we're not just about banking. We believe in giving back to the communities we serve. Through partnerships with local organizations and outreach programs, we strive to make a real difference in the lives of those around us.

Branch Location & Accessibility

Location Highlights

Our branch offers ample parking, making it easy for you to stop by. Plus, we are proud to be ADA compliant, ensuring that everyone can access our services comfortably. If you're looking for an ATM, you'll be pleased to know that we have one available on-site for your convenience. For those who prefer not to enter the building, our drive-thru service allows you to complete basic transactions quickly and efficiently.

Operating Hours

Chartway is here for you during convenient hours! We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you have a busy schedule or just need a little extra time on the weekend, we're ready to assist you when it works best for you. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 3841 Holland Rd, Virginia Beach, VA 23452-2856.

Why Visit Us?

At Chartway, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We also provide online and mobile banking services so you can manage your finances on the go. We invite you to come see us soon! If you have any questions or need assistance before your visit, feel free to call us at 757-552-1000. We're here to help and look forward to welcoming you!

Member Eligibility

At Chartway, becoming a member feels like joining a caring family that truly values its members. If you're interested in enjoying the many benefits we offer, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in our community. We believe in inclusivity and are excited to welcome you! To get started on your journey with us, simply check out the detailed eligibility criteria available at https://www.chartway.com/why-chartway/join/become-a-member.html . It's straightforward and designed to ensure that everyone can take part in the financial services we provide. Once you've confirmed your eligibility, opening an account is a breeze! You can easily begin this process by visiting our online banking portal at https://www.chartway.com/online-banking-portal.html . If you have any questions or need assistance, feel free to reach out to us at (757) 552-1000. We're here to help you every step of the way as you become part of our vibrant community at Chartway located at 3841 Holland Rd Virginia Beach Va 23452.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine simplifying your transactions so you can focus on what truly matters growing your business. Our merchant services offer easy payment solutions that enhance customer experiences while streamlining your operations. From card processing to payment gateways, we provide the tools you need to keep your cash flow steady. Located at 3841 Holland Rd, Virginia Beach, VA 23452, we invite local businesses to reach out at 757-552-1000. Let's work together to build a brighter future for your company!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it easier than ever. Picture yourself driving off in your dream car with an affordable monthly payment tailored just for you. Our financing solutions help you get the vehicle you need without breaking the bank.

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how vital it is to have reliable financial support while growing your business.

Convenient Access Options

Accessibility is key to modern banking. That's why at Chartway, we provide various ways to manage your finances easily: - Utilize our Online & Mobile Banking features for quick transactions. - Withdraw cash or check balances at our ATM locations. - Take advantage of our Basic Drive-Thru Banking services for deposits and withdrawals without leaving your car. Whether you need assistance with basic transactions or are looking for more complex financial solutions, we're here to help! If you'd like to learn more about how Chartway can serve you, please don't hesitate to reach out at 757-552-1000. Join us today and discover the difference personalized service can make in your financial journey!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for travel, gifts, and more. It's like getting rewarded for everyday spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We guide you through the mortgage process, helping you find a plan that works for your budget. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we are here to assist you every step of the way.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why our Personal Banking services include checking and savings accounts that fit your lifestyle. Whether you're saving for a special occasion or managing daily expenses, we've got you covered. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balance or transfer money anytime, anywhere.

Personal Loans & Debt Consolidation

For those unexpected expenses or debt management needs, our Personal Loans & Debt Consolidation services offer flexible solutions. Imagine consolidating multiple debts into one manageable loan with a lower interest rate. This can save you money and simplify your financial life.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service allows you to manage your accounts anytime, anywhere. With 24/7 access to your financial information, you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our mobile application makes banking simple and efficient. Plus, we offer person-to-person transfers, making it easy to send money to friends or family without the hassle of cash. We also provide e-statements for those who prefer a paperless option. This feature not only helps you stay organized but also contributes to environmental sustainability. And while we don't currently support electronic signature authorization, our other security measures ensure that your information remains protected. For added convenience, we enable mobile payments so you can make transactions right from your smartphone. This means you can leave your wallet at home and still handle purchases securely. In summary, Chartway is committed to providing accessible and user-friendly digital banking solutions that help you manage your money effectively. Experience the ease of banking at your fingertips by visiting us online today!

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which underscores our commitment to providing reliable services that meet your needs. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $34,007 in used auto loans and $2,431,306,072 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $70,860,430. Total Share and Deposit Accounts: 400,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 3841 Holland Rd Virginia Beach Va 23452 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your vision with tailored financial solutions. At Chartway, we believe that finding the right loan should be straightforward and stress-free. If you're considering refinancing options or want to learn more about eligibility requirements, our team is ready to assist you. We're here to help you take confident steps towards achieving your financial dreams. For any questions or assistance regarding our loan products, don't hesitate to reach out at (757) 552-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for flexible borrowing options, we offer credit lines totaling $410,318,245. This allows you to access funds as needed while managing your spending effectively. Additionally, our unsecured credit card loans amounting to $113,440,605 provide members with the convenience and flexibility they need for everyday purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We guide you through every step of the process to ensure you find a solution that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to choose the right loan. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh adds real value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer displayed is fair and transparent, allowing you to compare loans confidently.

CHARTWAY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Location Highlights

Operating Hours

Why Visit Us?

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options for Growth

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Options

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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